HDFC Bank Millennia Credit Card Review

Joining Fee: Rs 1,000+GST Annual Fee: Rs 1,000+GST


- 5% cashback on online shopping - Cashback on wallet loads - 8 free domestic lounge visits


- Monthly reward caps are restrictive - Minimum transaction is Rs 2,000 - too high

Rewards and Cashback

5% cashback on Amazon, Flipkart, flight, hotel bookings

2.5% cashback on all other online spends. 1% cashback on offline, wallet spends

Who Should Get the HDFC Bank Millennia?

1. If you are an HDFC Bank customer (you get it lifetime free) 2. You want cashback on low spends 3. You want domestic airport lounge access

Eligibility Criteria for HDFC Bank Millennia

Age: 21-60 years

Should be an Indian resident

Address Proof ID Proof Income Proof

Get the HDFC Bank Millennia card

Up to 5% cashback on online spends

8 domestic lounge access

Cashback also on wallet loads, offline