HDFC MoneyBack Credit Card Review

Joining Fee: Rs 500+GST Annual Fee: Rs 500+GST


- 2X reward points on online spends - 1% fuel surcharge waiver - Low annual fee waiver


- Redemption options are restricted - Monthly reward caps are restrictive

Rewards and Cashback

4 points (2X) on every Rs 150 spent on online transactions

500 bonus points on paying joining fees

Annual fee waiver: Rs 50,000

Who Should Get the HDFC Bank MoneyBack?

1. You majorly make online purchases 2. You want to try out a basic credit card with low fee waiver 3. You want points that be exchanged for cash

Eligibility Criteria for HDFC Bank MoneyBack

Age: 21-60 years

Should be an Indian resident

Address Proof ID Proof Income Proof ITR of more than 6 lakhs

Get the HDFC Bank MoneyBack card

2X points on online spends

Welcome benefits

Low annual fee waiver