HDFC Regalia Credit Card Review

Joining Fee: Rs 2,500+GST Annual Fee: Rs 2,500+GST


- Domestic & international lounge access - 2% forex markup fees - Superb milestone rewards


- Redemption options are restricted - Monthly reward caps are restrictive

Rewards and Cashback

4 points on every Rs 150 spent

10,000 bonus points on spending Rs 5 lakh in a year

5,000 bonus points on spending Rs 8 lakh in a year

Who Should Get the HDFC Bank Regalia?

1. You can spend Rs 8 lakhs for the best conversion 2. You want international lounge access for free 3. You want discounts on your frequent foreign purchases

Eligibility Criteria for HDFC Bank Regalia

Age: 21-65 years

Should be an Indian resident

Address Proof ID Proof Income Proof ITR of more than 12 lakhs

Get the HDFC Bank Regalia card

Free international lounge access

Low forex markup fees

Milestone benefits