Kotak 811 Savings Account Review

Interest rate: 3.5% per annum Minimum Balance: Zero Instant activation


- 1% cashback on every purchase - 100% digital process - Free debit card


- Joint bank account is not available - Basic membership is highly restrictive

Fees and charges

Joining Fee: Nil Annual Fee: Nil Debit card charges: Rs 150-199

Who Should Use the Kotak 811 App?

1. If you want a zero-balance savings account (basic) 2. If you want to be free from visiting a bank branch for your account 3. If you want a great app to track expenses

Eligibility Criteria for Kotak 811

Age: 18+

Should be an Indian resident

Aadhaar Card PAN Card

Get the Kotak 811 App Now

100% digital savings account

Free virtual debit card

Instant processing