{"id":4831,"date":"2022-06-09T10:19:58","date_gmt":"2022-06-09T10:19:58","guid":{"rendered":"https:\/\/bankkaro.com\/blog\/?post_type=web-story&#038;p=4831"},"modified":"2022-06-09T10:36:38","modified_gmt":"2022-06-09T10:36:38","slug":"explained-credit-card-upi-linking","status":"publish","type":"web-story","link":"https:\/\/bankkaro.com\/blog\/web-stories\/explained-credit-card-upi-linking\/","title":{"rendered":"Explained: Credit Card-UPI Linking"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Roboto%3Awght%40400%3B700\" rel=\"stylesheet\"\/>\n<style 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Neue\", sans-serif;;\n                font-size: calc(4 * var(--story-page-vw));\n                line-height: 1.4;\n                word-break: break-word;\n                word-wrap: break-word;\n                overflow-wrap: break-word;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Explained: Credit Card-UPI Linking<\/title><link rel=\"canonical\" href=\"https:\/\/bankkaro.com\/blog\/?post_type=web-story&amp;p=4831\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"BankKaro Blog\" publisher-logo-src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2022\/05\/Bk-Story.png\" title=\"Explained: Credit Card-UPI Linking\" poster-portrait-src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/cropped-how-banks-make-money-from-credit-cards.jpg\"><amp-story-page id=\"89766ea7-b6ea-4f6b-b7a0-3a8ddf6a3b5c\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1263ff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e5943e56-bbc7-418d-8779-8817f3a06843\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:3.8835%;width:74.51456%;height:18.28479%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6514657980456027% 0.6514657980456027% 0.6514657980456027% 0.6514657980456027% \/ 1.7699115044247788% 1.7699115044247788% 1.7699115044247788% 1.7699115044247788%\" id=\"el-fbf660c0-161b-41a2-9ae8-37e34c518c5a\">\n<h2 id=\"explainedcredit-cards-upi-linking\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.0944625407166121% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.517799em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">EXPLAINED<\/span><br \/>\n<span style=\"font-weight: 700; color: #fff\">Credit Cards-UPI Linking<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:16.01942%;top:66.99029%;width:67.47573%;height:16.82848%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7194244604316548% 0.7194244604316548% 0.7194244604316548% 0.7194244604316548% \/ 1.9230769230769231% 1.9230769230769231% 1.9230769230769231% 1.9230769230769231%;background-clip:content-box;background-color:#000\" id=\"el-eb6c0923-1a28-41f0-af14-f1f00e26bcd9\">\n<h2 id=\"rbi-has-announced-credit-cards-can-be-linked-with-upi\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.1365782374100717% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.436893em;line-height:1.2;text-align:center;padding:1.4388489208633095% 2.877697841726619%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">RBI has announced credit cards can be linked with UPI<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:12.86408%;top:89.4822%;width:56.79612%;height:4.04531%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8547008547008548% 0.8547008547008548% 0.8547008547008548% 0.8547008547008548% \/ 8% 8% 8% 8%\" id=\"el-d4394ee7-2851-4d1b-abbe-01165f1cc0df\">\n<h3 id=\"find-out-why\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.12980769230769268% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.349515em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Find out why&nbsp;<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:50%;top:85.43689%;width:33.25243%;height:11.65049%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" id=\"el-faeb6109-77c0-41ec-8801-5d68340d1c0f\"><svg style=\"display:block;position:absolute;top:0;height:100%;width:auto\" viewBox=\"0 0 19 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><title>Arrow<\/title><path d=\"M17.9472 5.38801C18.1615 5.17372 18.1615 4.82628 17.9472 4.61199L14.4552 1.11992C14.2409 0.905633 13.8934 0.905633 13.6791 1.11992C13.4649 1.33421 13.4649 1.68165 13.6791 1.89594L16.7832 5L13.6791 8.10406C13.4649 8.31835 13.4649 8.66579 13.6791 8.88008C13.8934 9.09437 14.2409 9.09437 14.4552 8.88008L17.9472 5.38801ZM0 5.54873H17.5592V4.45127H0V5.54873Z\" fill=\"#3A566E\"><\/path><\/svg><\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:26.86084%;width:63.34951%;height:29.93528%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-7e715b9a-62a6-4a68-88d0-0604375fcef7\">\n<div style=\"position:absolute;width:126.01926%;height:100%;left:-13.00963%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=5147&amp;h=2895&amp;fit=max\" alt=\"white and blue magnetic card\" srcSet=\"https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=5147&amp;h=2895&amp;fit=max 5147w,https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=4117&amp;h=2316&amp;fit=max 4117w,https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=3088&amp;h=1737&amp;fit=max 3088w,https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=2058&amp;h=1158&amp;fit=max 2058w,https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=1029&amp;h=579&amp;fit=max 1029w,https:\/\/images.unsplash.com\/photo-1589758438368-0ad531db3366?ixid=MnwxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY1NDYxMzY2OA&amp;ixlib=rb-1.2.1&amp;fm=jpg&amp;w=340&amp;h=191&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 29vh, 63vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"d4e3486b-195b-4df7-8f18-0918ab317de6\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1263ff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-59b016a4-3143-473c-ac84-53e76b83caf1\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:2.589%;width:69.66019%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6968641114982579% 0.6968641114982579% 0.6968641114982579% 0.6968641114982579% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%;background-clip:content-box;background-color:#000\" id=\"el-95a08369-1764-42a9-9183-84e5d40ed824\">\n<h1 id=\"what-has-happened\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.11367595818815267% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.582524em;line-height:1.19;text-align:center;padding:1.3937282229965158% 2.7874564459930316%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">What has happened?<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:34.62783%;width:63.34951%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7662835249042145% 0.7662835249042145% 0.7662835249042145% 0.7662835249042145% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%;background-clip:content-box;background-color:#000\" id=\"el-db1d625b-666c-42f8-8899-db88f5bae40a\">\n<h3 id=\"credit-cards-will-be-allowed-to-be-linked-to-upi-account\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.12931034482758566% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.532567049808429% 3.065134099616858%;color:#000000\"><span><span style=\"color: #fff\">Credit cards will be allowed to be linked to UPI account<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.38835%;top:58.25243%;width:58.25243%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-1b371f4f-cfb5-47dc-833e-85f2a2639e85\">\n<h3 id=\"will-start-with-rupay-credit-cards\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">Will start with Rupay credit cards<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.38835%;top:77.34628%;width:58.25243%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-3c65059a-2d4d-4812-af39-356f6bc8c84b\">\n<h3 id=\"soon-to-be-rolled-out-to-visa-mastercard\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">Soon to be rolled out to Visa, Mastercard<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"b64a2b00-0c59-4259-9c9b-ff59fd4d1fc5\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1263ff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-39d75b84-1a82-4a12-820d-612c5c4618b0\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:2.589%;width:69.66019%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6968641114982579% 0.6968641114982579% 0.6968641114982579% 0.6968641114982579% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%;background-clip:content-box;background-color:#000\" id=\"el-d1c7d35f-bed8-4785-81e8-ead866822070\">\n<h1 id=\"what-does-this-mean\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.11367595818815267% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.582524em;line-height:1.19;text-align:center;padding:1.3937282229965158% 2.7874564459930316%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">What does this mean?<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:36.40777%;width:63.34951%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7662835249042145% 0.7662835249042145% 0.7662835249042145% 0.7662835249042145% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-d15afcf2-b019-4cfc-8b6e-48c4a5f433c2\">\n<h3 id=\"made-for-added-user-convenience\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.12931034482758566% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.532567049808429% 3.065134099616858%;color:#000000\"><span><span style=\"color: #fff\">Made for added user convenience<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:21.1165%;top:62.29773%;width:58.25243%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%;background-clip:content-box;background-color:#000\" id=\"el-7918f5cf-fd07-4775-8ea1-34f8ab6bf182\">\n<h3 id=\"provide-users-with-wider-choice-of-payments\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">Provide users with wider choice of payments<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"33109e9a-8521-4825-a0ea-7dd1c851d321\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1263ff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-1664b4c9-205d-4656-9c4b-a7549bf5a944\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:2.589%;width:69.66019%;height:8.09061%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6968641114982579% 0.6968641114982579% 0.6968641114982579% 0.6968641114982579% \/ 4% 4% 4% 4%;background-clip:content-box;background-color:#000\" id=\"el-54a6688b-b8dc-4d1a-be38-330212ea2a3a\">\n<h1 id=\"issues\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.11367595818815267% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.582524em;line-height:1.19;text-align:center;padding:1.3937282229965158% 2.7874564459930316%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Issues?<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:31.39159%;width:63.34951%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7662835249042145% 0.7662835249042145% 0.7662835249042145% 0.7662835249042145% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-bba8e8f5-303d-4609-9d25-67b7401b6764\">\n<h3 id=\"no-clarity-on-how-will-mdr-be-calculated\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.12931034482758566% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.532567049808429% 3.065134099616858%;color:#000000\"><span><span style=\"color: #fff\">No clarity on how will MDR be calculated<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.38835%;top:51.77994%;width:58.25243%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-5130a7a9-ed5c-406e-b787-f553ba613896\">\n<h3 id=\"no-clarity-on-pricing-structure\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">No clarity on pricing structure<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.63107%;top:75.24272%;width:58.25243%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-0c7f8db0-9f05-4ce7-9af3-df3ff3f0de30\">\n<h3 id=\"no-clarity-on-how-2fa-will-work\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">No clarity on how 2FA will work<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"21b9ab8f-2103-4eb5-97ef-e3e86f81b0e5\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1263ff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8a3512d6-8a6b-4919-9efa-fad5f9f58adf\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:2.589%;width:69.66019%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6968641114982579% 0.6968641114982579% 0.6968641114982579% 0.6968641114982579% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%;background-clip:content-box;background-color:#000\" id=\"el-a4a300bd-90d4-4c4e-8e95-d1c7fbc53392\">\n<h1 id=\"market-in-numbers\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.11367595818815267% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.582524em;line-height:1.19;text-align:center;padding:1.3937282229965158% 2.7874564459930316%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Market in numbers<\/span><\/span><\/h1>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.96117%;top:36.40777%;width:63.34951%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7662835249042145% 0.7662835249042145% 0.7662835249042145% 0.7662835249042145% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-25dc5488-aaed-4954-9d50-eae9ab41f353\">\n<h3 id=\"credit-cards-7-5-crores\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.12931034482758566% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.532567049808429% 3.065134099616858%;color:#000000\"><span><span style=\"color: #fff\">Credit cards: 7.5 crores<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.38835%;top:55.82524%;width:58.25243%;height:15.04854%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 2.1505376344086025% 2.1505376344086025% 2.1505376344086025% 2.1505376344086025%;background-clip:content-box;background-color:#000\" id=\"el-90e250e0-1392-442d-bc09-c53de7cd9ec2\">\n<h3 id=\"card-swipe-machines-61-3-lakhs\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">Card swipe machines: 61.3 lakhs<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:20.38835%;top:77.34628%;width:58.25243%;height:10.35599%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8333333333333334% 0.8333333333333334% 0.8333333333333334% 0.8333333333333334% \/ 3.125% 3.125% 3.125% 3.125%;background-clip:content-box;background-color:#000\" id=\"el-6e27df7d-8563-4bc5-9663-c4165c5ead82\">\n<h3 id=\"debit-cards-92-1-crores\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.14062499999999942% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:1.2;text-align:center;padding:1.6666666666666667% 3.3333333333333335%;color:#000000\"><span><span style=\"color: #fff\">Debit cards: 92.1 crores<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><amp-story-page id=\"ae9cc4c3-df59-4fcd-b3e4-f16ae6eda656\" auto-advance-after=\"7s\"><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#1263ff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-9344d452-3864-47e5-9d26-578af1f236ad\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:2.589%;width:69.66019%;height:18.60841%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6968641114982579% 0.6968641114982579% 0.6968641114982579% 0.6968641114982579% \/ 1.7391304347826086% 1.7391304347826086% 1.7391304347826086% 1.7391304347826086%;background-clip:content-box;background-color:#000\" id=\"el-a01bed20-1340-4fd2-b3a5-ca79986ff79d\">\n<h2 id=\"how-do-banks-make-money-from-credit-cards\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.09472996515679369% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.485437em;line-height:1.19;text-align:center;padding:1.3937282229965158% 2.7874564459930316%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">How do banks make money from credit cards?<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.80583%;top:58.41424%;width:69.66019%;height:12.78317%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6968641114982579% 0.6968641114982579% 0.6968641114982579% 0.6968641114982579% \/ 2.5316455696202533% 2.5316455696202533% 2.5316455696202533% 2.5316455696202533%;background-clip:content-box;background-color:#000\" id=\"el-528c2a5c-a613-4141-b0f1-3f16b42dea9e\">\n<h2 id=\"read-our-blog-to-find-out\" class=\"fill text-wrapper\" style=\"white-space:pre-wrap;overflow-wrap:break-word;word-break:break-word;margin:-0.09472996515679369% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.485437em;line-height:1.19;text-align:center;padding:1.3937282229965158% 2.7874564459930316%;color:#000000\"><span><span style=\"font-weight: 700; color: #fff\">Read our blog to find out!<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:16.26214%;top:26.3754%;width:66.99029%;height:23.46278%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-d212cff0-3ce2-4008-8db2-ed0cee311452\">\n<div style=\"position:absolute;width:100%;height:101.51725%;left:0%;top:-0.75863%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards.jpg\" alt=\"How Banks Make Money with Credit Cards\" srcSet=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards.jpg 1920w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-1600x853.jpg 1600w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-1536x819.jpg 1536w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-1160x619.jpg 1160w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-1100x587.jpg 1100w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-1024x546.jpg 1024w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-800x427.jpg 800w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-768x410.jpg 768w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-760x405.jpg 760w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-600x320.jpg 600w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-550x293.jpg 550w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-380x203.jpg 380w,https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards-300x160.jpg 300w\" sizes=\"(min-width: 1024px) 30vh, 67vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\" cta-image=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/12\/how-banks-make-money-from-credit-cards.jpg\"><a href=\"https:\/\/bankkaro.com\/blog\/how-banks-make-money-with-credit-cards\/2869\/\" rel=\"\">Read more<\/a><\/amp-story-page-outlink><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n","protected":false},"excerpt":{"rendered":"RBI has announced a linking of credit cards with UPI accounts. What does this mean for you? Will this add to convenience? Check out our latest story!\n","protected":false},"author":2,"featured_media":4840,"template":"","meta":{"web_stories_publisher_logo":3554,"footnotes":""},"web_story_category":[],"web_story_tag":[],"class_list":["post-4831","web-story","type-web-story","status-publish","has-post-thumbnail","cs-entry","cs-video-wrap"],"story_data":{"version":43,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e5943e56-bbc7-418d-8779-8817f3a06843"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[0,300],[0,400],[0,500],[0,700],[0,900],[1,100],[1,300],[1,400],[1,500],[1,700],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":32,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.19,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">EXPLAINED<\/span>\n<span style=\"font-weight: 700; color: #fff\">Credit Cards-UPI Linking<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":53,"y":24,"width":307,"height":113,"scale":100,"focalX":50,"focalY":50,"basedOn":"d9b083ba-0db1-42c4-a8bf-53d7e20eec85","id":"fbf660c0-161b-41a2-9ae8-37e34c518c5a"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"FILL","font":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"fontSize":27,"backgroundColor":{"color":{"r":0,"g":0,"b":0}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"type":"text","content":"<span style=\"font-weight: 700; color: #fff\">RBI has announced credit cards can be linked with 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