{"id":2692,"date":"2021-10-29T07:33:44","date_gmt":"2021-10-29T07:33:44","guid":{"rendered":"https:\/\/bankkaro.com\/blog\/?p=2692"},"modified":"2022-10-03T08:04:42","modified_gmt":"2022-10-03T08:04:42","slug":"sbi-simplyclick-credit-card-review","status":"publish","type":"post","link":"https:\/\/bankkaro.com\/blog\/sbi-simplyclick-credit-card-review\/2692\/","title":{"rendered":"SBI SimplyCLICK Credit Card Review with Features and Benefits"},"content":{"rendered":"\n<p>We cannot deny\u2014 that shopping online is the most convenient way to shop. You can shop for any item from any part of the world, and geographical barriers are not a concern anymore. As we shop online, we also pay for different charges along with the products\u2014 such as shipping and cash on delivery charges.&nbsp;But what if I say you can get the most benefits with a credit card and<strong> earn rewards every time<\/strong> you shop online? You will earn some cashback and additional rewards for shopping online.<\/p>\n\n\n\n<p>So if you are looking for a credit card that helps you save money while shopping, then stick around. Today, we are reviewing the <strong>SBI SimplyCLICK credit card<\/strong>. Is it the perfect choice for every online shopper? Let\u2019s find out. Here you can also check  <a href=\"https:\/\/bankkaro.com\/blog\/flipkart-axis-cashback-credit-card-review\/2903\/\" data-type=\"URL\" data-id=\"https:\/\/bankkaro.com\/blog\/flipkart-axis-cashback-credit-card-review\/2903\/\">Flipkart axis bank credit card review<\/a> &amp;  <a href=\"https:\/\/bankkaro.com\/blog\/hdfc-millennia-credit-card-review\/2892\/\" data-type=\"URL\" data-id=\"https:\/\/bankkaro.com\/blog\/hdfc-millennia-credit-card-review\/2892\/\">HDFC Millennia credit card review<\/a>. <\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2021\/10\/sbi-simplyclick-card-1-1-1024x512.png\" alt=\"This image has an empty alt attribute; its file name is sbi-simplyclick-card-1-1-1024x512.png\"\/><figcaption>SBI SimplyClick Credit Card<\/figcaption><\/figure>\n\n\n\n<h2 id=\"fees-and-charges\" class=\"wp-block-heading\"><strong>Fees and charges<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-gray-200-background-color has-background has-fixed-layout\"><tbody><tr><td>Joining Fee<\/td><td>Rs. 499<\/td><\/tr><tr><td>Annual Fee<\/td><td>Rs. 499<\/td><\/tr><tr><td>Interest Rate<\/td><td>3.50% per month<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"pros-and-cons\" class=\"wp-block-heading\"><strong>Pros and Cons<\/strong><\/h2>\n\n\n\n<p>SBI launched SimplyCLICK for the generation that&#8217;s always online. It has great exclusive partners such as <a href=\"http:\/\/amazon.in\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Amazon.in<\/a>, Apollo, BookMyShow, Cleartrip, DineOut, Lenskart, and Netmeds.<\/p>\n\n\n\n<p>This card is most popular considering it is part of the entry-level segment.<\/p>\n\n\n\n<p>Today most people look for an easy process for eligibility, and <strong>SBI SimplyCLICK<\/strong> has passed the test and is the ideal card for every frequent online shopper. This card offers various products and services to enterprises, individuals, public bodies, and large corporations. It is a perfect choice for you if you desire to save and earn some reward points on shopping.<\/p>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-03 no-title no-button has-space-between-column no-outer-border has-round-corner no-heading-icon\"><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>If you shop online from SBI partners, you will earn points worth Rs 2.50 on every Rs 100 you spend.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>You will receive an Amazon voucher worth Rs. 500 when you. <\/li><li><i class='icon icon-thumbs-o-up'><\/i>You have an option to transfer your outstanding balances from other cards and pay a cheaper interest rate.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>You will earn PAYBACK points on any online shopping worth Rs. 1.50 on every Rs. 100 you spend.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>You will get a 1% fuel surcharge waiver for each transaction between Rs. 300- Rs. 500 exclusive of GST and any other taxes.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>You will get an annual fee reversal if you spend Rs. 1,00,000 in the subsequent year.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>You can also support your family with add-on cards for your siblings or children above the age of 18, spouse, and parents.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>You can also withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.<\/li><\/ul><\/div><\/div><div class=\"i2-spacer\"><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>You won&#8217;t get any benefits on dining.<\/li><li><i class='icon icon-thumbs-o-down'><\/i>The reward rate of 0.25% on offline spending is meagre.<\/li><li><i class='icon icon-thumbs-o-down'><\/i>There are minimal options for reward redemption. However, you can redeem reward points for statement cash.<\/li><li><i class='icon icon-thumbs-o-down'><\/i>There is a charge of Rs. 99 for redeeming reward points.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n<h2 id=\"rewards-and-cashback\" class=\"wp-block-heading\"><strong>Rewards and Cashback<\/strong><\/h2>\n\n\n\n<p>SBI SimplyCLICK credit card comes with loads of rewards for every online shopper.&nbsp;<\/p>\n\n\n\n<h3 id=\"1-amazon-in-welcome-voucher\" class=\"wp-block-heading\">1. Amazon.in Welcome Voucher<\/h3>\n\n\n\n<p>SBI SimplyCLICK has a <strong>joining fee of Rs. 499<\/strong>, but it returns to you in the form of a welcome voucher from Amazon.in worth Rs.499. The code for the respective voucher is sent to your registered contact number and email ID. Also, the voucher can be added to the Amazon Pay balance; it is valid for 12 months.<\/p>\n\n\n\n<h3 id=\"2-10x-reward-points\" class=\"wp-block-heading\">2. 10X Reward Points<\/h3>\n\n\n\n<p>You would earn 1 reward point per Rs. 100 spent. Also, you can earn 10X reward points on online shopping with SBI exclusive partners. You can redeem the collected rewards to get more vouchers from Lenskart, Amazon, or other partners of SBI credit cards.<\/p>\n\n\n\n<p>If you frequently shop from Amazon, then the SBI SimplyCLICK credit card will be the ideal choice for you.<\/p>\n\n\n\n<h3 id=\"3-benefit-on-fuel\" class=\"wp-block-heading\">3. Benefit on Fuel<\/h3>\n\n\n\n<p>SBI SimplyCLICK credit card comes with a 1% fuel surcharge waiver on transactions of a minimum of Rs. 500 to 3000. You can claim this waiver at almost all fuel stations across the country. You can waive the maximum Rs. 100 on per card per statement cycle.<\/p>\n\n\n\n<p>Agree that this is not much of a benefit compared to other fuel-focused credit cards; it is suited for those who have more minor fuel needs in a month.<\/p>\n\n\n\n<h3 id=\"4-milestone-benefits\" class=\"wp-block-heading\">4. Milestone Benefits<\/h3>\n\n\n\n<p>Apart from <strong>PAYBACK and reward points<\/strong>, you will also get e-vouchers worth Rs.2000 each on spending more than Rs. 1lakh and 2 lakh. You will receive this voucher from Cleartrip, and SBI will send it to your registered contact number.<\/p>\n\n\n\n<h2 id=\"who-should-get-sbi-simplyclick-credit-card\" class=\"wp-block-heading\"><strong>Who Should Get SBI SimplyCLICK Credit Card?<\/strong><\/h2>\n\n\n\n<p>You should get the SBI SimplyCLICK credit card if:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>You are a frequent online shopper, especially Amazon, BookMyShow, Cleartrip, Dineout, and more.<\/li><li>You have an active credit history with a good score.<\/li><li>You want a basic credit card for your shopping and minimal needs.<\/li><li>You are not eligible for premium SBI credit cards such as PRIME and ELITE.<\/li><li>You have minimal fuel expenses every month.<\/li><\/ul>\n\n\n\n<h2 id=\"eligibility-criteria\" class=\"wp-block-heading\"><strong>Eligibility Criteria<\/strong><\/h2>\n\n\n\n<p>SBI SimplyCLICK credit card eligibility has one of the simplest and easiest forms for getting a credit card.<\/p>\n\n\n\n<h3 id=\"1-age\" class=\"wp-block-heading\">1. Age<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>If you are a salaried individual &#8211; 21 years to 70 years.<\/li><li>If you are a self-employed individual &#8211; 25 years to 70 years.<\/li><\/ul>\n\n\n\n<h3 id=\"2-occupation\" class=\"wp-block-heading\">2. Occupation<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Self-employed Individuals<\/li><li>Salaried individuals<\/li><\/ul>\n\n\n\n<h3 id=\"3-income\" class=\"wp-block-heading\">3. Income<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Salaried- More than Rs.20,000 per month.<\/li><li>Self-employed- More than Rs. 30,000 per month.<\/li><\/ul>\n\n\n\n<h3 id=\"4-location\" class=\"wp-block-heading\">4. Location<\/h3>\n\n\n\n<p>You should be living and working in one of the serviceable pin codes on SBI\u2019s website.<\/p>\n\n\n\n<h3 id=\"5-id-proof-any-one-of-the-following\" class=\"wp-block-heading\">5. ID Proof (any one of the following)<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>PAN Card<\/li><li>Aadhaar Card<\/li><li>Voter ID<\/li><li>Driving License<\/li><li>Passport<\/li><\/ul>\n\n\n\n<h2 id=\"sbi-simplyclick-credit-card-ratings\" class=\"wp-block-heading\"> <strong>SBI SimplyCLICK Credit Card<\/strong>  <strong>Rating<\/strong>s<\/h2>\n\n\n\n<p><em><strong>Source:<\/strong> SimplyCLICK<\/em><\/p>\n\n\n\n<p>Cashback and Rewards: 4\/5<\/p>\n\n\n\n<p>Fees and charges: 4.5\/5<\/p>\n\n\n\n<p>Eligibility: 4.5\/5<\/p>\n\n\n\n<p>Overall: 4.5\/5<\/p>\n\n\n\n<p>We also suggest you to have a look at <a href=\"https:\/\/bankkaro.com\/blog\/sbi-pulse-credit-card-review\/4715\/\">sbi pulse credit card review<\/a>.<\/p>\n\n\n\n<h2 id=\"conclusion\" class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>SBI SimplyCLICK credit card is the ideal card for you if a large part of your spending is online.&nbsp;<\/p>\n\n\n\n<p>If you wish to avail of some exclusive offers from Amazon and other apps, you should apply for this card as there is no better one than SBI SimplyCLICK credit card for online shopping, especially if this is your first credit card. Also, check <a href=\"https:\/\/bankkaro.com\/blog\/axis-ace-credit-card-review\/2699\/\" data-type=\"URL\" data-id=\"https:\/\/bankkaro.com\/blog\/axis-ace-credit-card-review\/2699\/\">Axis Ace credit card review, charges &amp; eligibility<\/a>.<\/p>\n\n\n\n<h2 id=\"faqs\" class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1654231023993\" class=\"rank-math-list-item\">\n<h3 id=\"how-to-apply-for-the-sbi-simplyclick-credit-card\" class=\"rank-math-question \"><strong>How to apply for the SBI SimplyCLICK credit card<\/strong>?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To apply for the SBI SimplyCLICK credit card, go to this link and click on Apply. You can fill in your personal and professional details. SBI card will contact you for further steps.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654231031672\" class=\"rank-math-list-item\">\n<h3 id=\"how-to-increase-your-sbi-simplyclick-credit-card-limit\" class=\"rank-math-question \"><strong>How to increase your SBI SimplyCLICK credit card limit?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To become eligible for a credit card limit upgrade on your SimplyCLICK, simply follow these steps:<br \/>1. Login using your account credentials on SBI Card&#8217;s website and click on Offers or Benefits<br \/>2. Check for your credit card limit increase option here. If visible, click Submit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654231043380\" class=\"rank-math-list-item\">\n<h3 id=\"what-is-the-credit-limit-of-simplyclick-sbi-card\" class=\"rank-math-question \"><strong>What is the credit limit of SimplyCLICK SBI Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>While there is no official credit limit on the SBI SimplyCLICK, the credit limit on entry-level cards usually varies between Rs 50,000 to Rs 1.5 lakhs.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654231067688\" class=\"rank-math-list-item\">\n<h3 id=\"is-the-sbi-simplyclick-card-free\" class=\"rank-math-question \"><strong>Is the SBI SimplyCLICK card free?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, there is a joining fee of Rs 500 + GST for the SBI SimplyCLICK. However, you can avoid paying the annual fees for the credit card by spending Rs 1 lakh in a billing year.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654231080218\" class=\"rank-math-list-item\">\n<h3 id=\"how-can-i-redeem-the-reward-points-earned-on-the-sbi-simplyclick-credit-card\" class=\"rank-math-question \"><strong>How can I redeem the Reward Points earned on the\u00a0SBI SimplyCLICK Credit Card?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To redeem the reward points earned on the SBI SimplyCLICK credit card, please follow these steps:<br \/><strong>1.<\/strong>  Log in to sbicard.com by using the correct credentials<br \/><strong>2.<\/strong> Click on \u201cRewards\u201d and further click on \u201cRedeem Rewards\u201d<br \/><strong>3.<\/strong> Go through the rewards catalogue and pick the product\/ voucher of your choice<br \/><strong>4.<\/strong> Click \u201cRedeem Now\u201d to confirm your purchase and redemption of points<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654231148252\" class=\"rank-math-list-item\">\n<h3 id=\"which-credit-card-is-better-sbi-simplysave-or-sbi-simplyclick\" class=\"rank-math-question \"><strong>Which credit card is better &#8211; SBI SimplySAVE or SBI SimplyCLICK? <\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Both have their separate advantages. While the SBI SimplySAVE is good for gaining rewards on offline spends. The SimplyCLICK, on the other hand, is great for shopping online, especially on Amazon.in. <\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"We cannot deny\u2014 that shopping online is the most convenient way to shop. You can shop for any&hellip;\n","protected":false},"author":5,"featured_media":2705,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[11],"tags":[24,25,29],"class_list":{"0":"post-2692","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-reviews","8":"tag-credit-cards","9":"tag-reviews","10":"tag-sbi-bank","11":"cs-entry","12":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/2692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/comments?post=2692"}],"version-history":[{"count":21,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/2692\/revisions"}],"predecessor-version":[{"id":5977,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/2692\/revisions\/5977"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media\/2705"}],"wp:attachment":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media?parent=2692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/categories?post=2692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/tags?post=2692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}