{"id":2954,"date":"2021-12-20T09:48:32","date_gmt":"2021-12-20T09:48:32","guid":{"rendered":"https:\/\/bankkaro.com\/blog\/?p=2954"},"modified":"2026-01-15T11:30:04","modified_gmt":"2026-01-15T11:30:04","slug":"how-to-redeem-sbi-credit-card-reward-points","status":"publish","type":"post","link":"https:\/\/bankkaro.com\/blog\/how-to-redeem-sbi-credit-card-reward-points\/2954\/","title":{"rendered":"How to Redeem SBI Credit Card Reward Points?"},"content":{"rendered":"\n<p>SBI Card reward points are some of the most popular ones in the Indian credit card market. With a growing market share, SBI Bank has been giving its large user base their reward points for making transactions online as well as offline. In case you are one of those and have accumulated a ton of them, you might be looking for a way to redeem SBI credit card reward points. Here is a step-by-step guide for the same. Also if you are looking to pay your SBI card bill and don&#8217;t know how to do it. check <a href=\"https:\/\/bankkaro.com\/blog\/how-to-pay-sbi-credit-card-bill\/2794\/\" data-type=\"URL\" data-id=\"https:\/\/bankkaro.com\/blog\/how-to-pay-sbi-credit-card-bill\/2794\/\">how to pay SBI credit card bill online<\/a> in India and pay your credit card bill while sitting at your home.<\/p>\n\n\n\n<h2 id=\"what-are-sbi-credit-card-reward-points-and-how-do-they-work\" class=\"wp-block-heading\">What are SBI Credit Card Reward Points and How do they Work?<\/h2>\n\n\n\n<p>SBI credit card reward points are the points that are awarded to customers who make transactions using SBI Card&#8217;s credit cards. The rewards are of two types &#8211; regular and accelerated. Regular points are credited for all transactions, except some like fuel and wallet loads, and are constant for all categories. Accelerated points are the ones that are several times higher than normal and are awarded in certain categories only. <\/p>\n\n\n\n<h2 id=\"how-to-redeem-sbi-credit-card-reward-points-via-cash-or-vouchers-amazon-gift-cards\" class=\"wp-block-heading\"><strong>How To Redeem SBI credit card reward points Via cash or vouchers (Amazon gift cards)?<\/strong><\/h2>\n\n\n\n<p>The points on all your SBI credit cards, irrespective of the category, can be redeemed for either cash or gift vouchers that the credit card issuer offers. SBI offers an entire catalogue of products, <strong>e-vouchers, memberships, travel bookings<\/strong>, and more. To do this, log in with your credentials on the SBI website or mobile app.<\/p>\n\n\n\n<p>Alternatively, you can <strong>redeem SBI credit card reward points<\/strong> against cash. This can be done by calling SBI Card&#8217;s helpline number or by writing to them via email. Also if you are looking to provide an SBI Credit card to your family or friends and don&#8217;t know if they are eligible. Then here is <a href=\"https:\/\/bankkaro.com\/blog\/how-to-check-sbi-credit-card-eligibility\/2796\/\" data-type=\"URL\" data-id=\"https:\/\/bankkaro.com\/blog\/how-to-check-sbi-credit-card-eligibility\/2796\/\">how to check SBI credit card eligibility<\/a>.<\/p>\n\n\n\n<h3 id=\"steps-to-redeem-sbi-credit-card-reward-points\" class=\"wp-block-heading\"><strong>Steps<\/strong> to Redeem SBI Credit Card Reward Points <\/h3>\n\n\n\n<h4 id=\"1-sbi-card-website\" class=\"wp-block-heading\">1. <strong>SBI Card Website<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to sbicard.com by using the correct credentials<\/li>\n\n\n\n<li>Click on \u201cRewards\u201d and further click on \u201cRedeem Rewards\u201d<\/li>\n\n\n\n<li>Go through the rewards catalogue and pick the product\/ voucher of your choice<\/li>\n\n\n\n<li>Click &#8220;Redeem Now&#8221; to confirm your purchase and redemption of points<\/li>\n<\/ul>\n\n\n\n<h4 id=\"2-sbi-mobile-app\" class=\"wp-block-heading\">2. SBI Mobile app<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to the SBI Card mobile app with your username and password<\/li>\n\n\n\n<li>Locate &#8220;Rewards&#8221; on the left-hand side and click on &#8220;Redeem Rewards&#8221;<\/li>\n\n\n\n<li>Go through the rewards catalogue and pick the product\/ voucher of your choice<\/li>\n\n\n\n<li>Click &#8220;Redeem Now&#8221; to confirm your purchase and redemption of points<\/li>\n<\/ul>\n\n\n\n<h4 id=\"3-sbi-reward-points-redemption-page\" class=\"wp-block-heading\">3. SBI Reward Points Redemption Page<\/h4>\n\n\n\n<p><strong>SBI card offers<\/strong> an elaborate catalog page for you to redeem your SBI credit card reward points. This <a href=\"https:\/\/www.sbicard.com\/en\/personal\/rewards.page\" rel=\"nofollow noopener\" target=\"_blank\">page<\/a> allows you to choose from accessories, apparel, books, electronics, vouchers, and more to redeem your points.<\/p>\n\n\n\n<p>In fact, if you have your eyes on a certain product but are lacking some SBI reward points, you can pay partly with points and clear the rest in cash. You can find out the products suited to you by filtering points, card type, category, and brands. Also, check <a href=\"https:\/\/bankkaro.com\/blog\/how-to-get-sbi-credit-card-statement\/2722\/\" data-type=\"URL\" data-id=\"https:\/\/bankkaro.com\/blog\/how-to-get-sbi-credit-card-statement\/2722\/\">how to get SBI credit card statement<\/a>. <\/p>\n\n\n\n<h2 id=\"faqs\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1652094323820\" class=\"rank-math-list-item\">\n<h3 id=\"how-to-redeem-sbi-credit-card-reward-points\" class=\"rank-math-question \"><strong>How to redeem SBI credit card reward points?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To find detailed steps to redeem SBI credit card reward points, read our blog.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094330007\" class=\"rank-math-list-item\">\n<h3 id=\"how-can-i-check-my-reward-point-summary\" class=\"rank-math-question \"><strong>How can I check my reward point summary?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To check your reward point summary on the SBI app, go to Rewards on the left-hand side and click to view the summary.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094341847\" class=\"rank-math-list-item\">\n<h3 id=\"how-much-time-does-it-take-for-the-reward-redemption-benefit-to-reach-me\" class=\"rank-math-question \"><strong>How much time does it take for the reward redemption benefit to reach me?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>From the time of redemption, it takes about 5 calendar days for e-vouchers to reach you. For gifts\/ products, it will take about 15 calendar days. These ETAs are on best effort basis by SBI.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094347308\" class=\"rank-math-list-item\">\n<h3 id=\"are-there-any-charges-for-redeeming-sbi-credit-card-reward-points\" class=\"rank-math-question \"><strong>Are there any charges for redeeming SBI Credit Card Reward Points?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A Rewards Redemption fee of Rs 99 + Taxes is applicable on all reward redemptions, whether cash or kind.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094366447\" class=\"rank-math-list-item\">\n<h3 id=\"can-i-consolidate-reward-points-on-multiple-sbi-credit-cards\" class=\"rank-math-question \"><strong>Can I consolidate reward points on multiple SBI Credit Cards?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, you cannot consolidate reward points on multiple SBI Credit Cards. Points can only be redeemed for the card you earned them on.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094375282\" class=\"rank-math-list-item\">\n<h3 id=\"what-is-the-value-of-sbi-credit-card-reward-points\" class=\"rank-math-question \"><strong>What is the value of SBI credit card reward points?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>1 SBI credit card reward point is equal to 25 paise when redeemed against cash. This value is roughly the same when redeeming on e-vouchers and other items in the catalogue.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094380135\" class=\"rank-math-list-item\">\n<h3 id=\"how-to-redeem-sbi-credit-card-points-in-cash\" class=\"rank-math-question \"><strong>How to redeem SBI credit card points in cash?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To redeem SBI credit card points in cash, you can call SBI Card&#8217;s helpline number or write to them via email.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1652094393112\" class=\"rank-math-list-item\">\n<h3 id=\"can-i-redeem-my-reward-points-once-my-sbi-credit-card-is-closed\" class=\"rank-math-question \">Can I redeem my reward points once my SBI credit card<strong> is closed?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, you cannot redeem your reward points once your SBI credit card is closed.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"SBI Card reward points are some of the most popular ones in the Indian credit card market. With&hellip;\n","protected":false},"author":8,"featured_media":2956,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[15],"tags":[24,29],"class_list":{"0":"post-2954","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-value-hacks","8":"tag-credit-cards","9":"tag-sbi-bank","10":"cs-entry","11":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/2954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/comments?post=2954"}],"version-history":[{"count":18,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/2954\/revisions"}],"predecessor-version":[{"id":6074,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/2954\/revisions\/6074"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media\/2956"}],"wp:attachment":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media?parent=2954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/categories?post=2954"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/tags?post=2954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}