American Express Platinum Reserve credit card is one of Amex\u2019s premium cards for those who are seeking dining, health, travel, and similar benefits. Moreover, it also helps avail complimentary discounts on lounge and health care packages.<\/p>\n\n\n\n
Here is our review of the American Express Platinum Reserve credit card, where we delve deep into the pros, cons, rewards, cashback, and more. We attempt to answer the question of whether you should get one for yourself or not. Here you can also check Amex gold credit card<\/a> and American express gold card India<\/a> reviews.<\/p>\n\n\n\n The American Express Platinum Reserve is a relatively inexpensive alternative to the more premium Amex Platinum card. At a lower annual fee, you can get access to the coveted American Express lounges at airports in Mumbai and Delhi. But that\u2019s largely it when it comes to the USP of this card.<\/p>\n\n\n\n Otherwise, you get some benefits at hotels and on movie tickets. But you are better off with Platinum Travel or the Membership Rewards from American Express if absolute rewards are what you are looking for.<\/p>\n\n\n\n The cardholder must be at least 18 years old.<\/p>\n\n\n\n The applicant must have a minimum income of Rs 6 lakhs per annum,<\/p>\n\n\n\n Source:<\/strong> American Express <\/strong><\/p>\n\n\n\n If you have luxury focussed spending habits, then the American Express Platinum Reserve credit card is a great fit for you. The features of the card gets doubled if you utilise Epicure membership and the concierge service. However, if absolute cash-equivalent returns are what you are looking for, we suggest you look elsewhere.<\/p>\n\n\n\n The Platinum Reserve is a good and relatively inexpensive to the Amex Platinum if luxury benefits is what you are looking for.<\/p>\n\n<\/div>\n<\/div>\n Your American Express Platinum Reserve credit card limit depends on a variety of factors including your credit score, outstanding balances, and credit account.<\/p>\n\n<\/div>\n<\/div>\n You can pay your Card bill in the following ways: No, the American Express Platinum Reserve credit card has a joining fee of Rs. 5000 + GST and an annual fee of Rs. 10,000 + GST.<\/p>\n\n<\/div>\n<\/div>\n Yes, Amex Platinum Reserve cardholders can withdraw up to 20% of the Credit Limit, up to a maximum of Rs. 25,000 in 14 days.<\/p>\n\n<\/div>\n<\/div>\n The interest rate of the American Express Platinum Reserve Credit card is 3.5% per month or 42% per year.<\/p>\n\n<\/div>\n<\/div>\n Grace period on American Express cards is of 25 days, but to ensure that your payment due date is set at a time that is convenient for you, customers can contact customer service to discuss changing the statement date. However, all the previous dues have to be cleared before any changes in the statement generation date.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"American Express Platinum Reserve credit card is one of Amex\u2019s premium cards for those who are seeking dining,…\n","protected":false},"author":5,"featured_media":3388,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[11],"tags":[35,24],"class_list":{"0":"post-3386","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-reviews","8":"tag-american-express","9":"tag-credit-cards","10":"cs-entry","11":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/3386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/comments?post=3386"}],"version-history":[{"count":12,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/3386\/revisions"}],"predecessor-version":[{"id":4354,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/3386\/revisions\/4354"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media\/3388"}],"wp:attachment":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media?parent=3386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/categories?post=3386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/tags?post=3386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Fees and Charges<\/strong><\/h2>\n\n\n\n
Lable<\/th> Fees<\/th><\/tr><\/thead> Joining Fee <\/td> Rs. 5000 + GST <\/td><\/tr> Annual Fee <\/td> Rs. 10,000 + GST <\/td><\/tr> Interest rate <\/td> 3.5% per month (42% per annum) <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Pros & Cons<\/strong><\/h2>\n\n\n
Rewards and Cashback<\/strong><\/strong><\/h2>\n\n\n\n
Who Should get an American Express Platinum Reserve Credit Card?<\/strong><\/h2>\n\n\n\n
Eligibility Criteria<\/strong><\/h2>\n\n\n\n
1. Age<\/h3>\n\n\n\n
2. Income<\/h3>\n\n\n\n
3. Other Criteria<\/h3>\n\n\n\n
4. Documents Required <\/h3>\n\n\n\n
Ratings and Reviews<\/strong><\/h2>\n\n\n\n
Conclusion<\/strong><\/h2>\n\n\n\n
FAQs<\/strong><\/h2>\n\n\n
Is Amex Platinum Reserve worth it in India?<\/h3>\n
How can I know my American Express Platinum Reserve credit card limit?<\/h3>\n
What is the mode of payment for the American express platinum reserve Credit Card?<\/h3>\n
\u25cf Online Payment: Debit card powered by Rupay; UPI\/BHIM-UPI; UPI QR Code\/BHIM-UPI QR Code
\u25cf Recurring Direct Debit\/NACH
\u25cf Drop Boxes
\u25cf Courier<\/p>\n\n<\/div>\n<\/div>\nIs the American Express Platinum Reserve Credit Card free?<\/h3>\n
Can I withdraw cash from the American Express Platinum Reserve Credit Card?<\/h3>\n
What is the interest rate for the American Express Platinum Reserve Credit Card?<\/h3>\n
What is the billing date of the American express Platinum Reserve Credit Card?<\/h3>\n