{"id":4715,"date":"2022-05-25T04:47:40","date_gmt":"2022-05-25T04:47:40","guid":{"rendered":"https:\/\/bankkaro.com\/blog\/?p=4715"},"modified":"2022-07-04T09:52:53","modified_gmt":"2022-07-04T09:52:53","slug":"sbi-pulse-credit-card-review","status":"publish","type":"post","link":"https:\/\/bankkaro.com\/blog\/sbi-pulse-credit-card-review\/4715\/","title":{"rendered":"SBI Pulse Credit Card Review, Benefits &#038; Features 2022"},"content":{"rendered":"\n<p>The State Bank of India is a well-known bank that has always astonished its consumers with great deals and a diverse choice of credit cards, through SBI Card. SBI Card has unveiled the new SBI Pulse credit card, designed specifically for fitness enthusiasts. Customers who want to use a card for their lifestyle and fitness with a high-rate reward scheme can consider this card. You also get a free Noise ColorFit smartwatch worth Rs 4,999.<\/p>\n\n\n\n<p>Here is our review of the SBI Pulse Credit Card, where we delve deep into the pros, cons, rewards, cashback, and more. We attempt to answer the question of whether you should get one for yourself or not. <\/p>\n\n\n\n<h2 id=\"fees-and-charges\" class=\"wp-block-heading\"><strong>Fees and Charges<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-black-color has-gray-200-background-color has-text-color has-background has-fixed-layout\"><tbody><tr><td> Joining fee <\/td><td> Rs. 1,499 + GST <\/td><\/tr><tr><td> Annual fee <\/td><td> Rs. 1,499 + GST <\/td><\/tr><tr><td> Interest rate <\/td><td> 3.50% per month (42% per annum) <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"pros-cons\" class=\"wp-block-heading\">Pros &amp; Cons<\/h2>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-03 no-title no-button has-space-between-column no-outer-border has-round-corner no-heading-icon\"><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>Noise ColorFit Pulse Smartwatch as a welcome gift worth Rs. 4999, after the payment of the joining fee.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>1-year free membership of FITPASS PRO and Netmeds First, after payment of the joining fee and a minimum of one retail transaction.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>FITPASS PRO and Netmeds First can be redeemed every year on credit card renewal.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>8 domestic lounge access in a year and 2 lounge access in a quarter.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Rs 1,500 worth of vouchers on spending Rs 4 lakhs in a year<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Free Air accident liability worth Rs. 50 lakh<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Free credit card fraud liability cover, worth Rs. 1 lakh<\/li><li><i class='icon icon-thumbs-o-up'><\/i>1% fuel surcharge waiver when transactions are done between Rs. 500 to Rs. 4000.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>SBI Pulse credit card can be utilised in over 24 million locations worldwide, including 3,25,000 locations in India itself.<\/li><li><i class='icon icon-thumbs-o-up'><\/i>On every prepaid offer, get an extra 2.5%\u00a0 NMS cash (up to Rs.100)<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Save an additional 5% on pathology lab tests.<\/li><\/ul><\/div><\/div><div class=\"i2-spacer\"><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>The regular reward rate is lower than a lot of other cards in its segment.<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Only domestic lounge access. You get a Priority Pass, but you need to pay for each visit at international lounges.<\/li><li><i class='icon icon-thumbs-o-down'><\/i>FitPass Pro membership only gets you 12 slots a month, 3 per week, and 1 per day.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n<h2 id=\"rewards-and-cashback\" class=\"wp-block-heading\"><strong>Rewards and Cashback<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Every Rs. 100 spent on chemists, pharmacies, eating, and movies earns you 10 SBI Pulse Reward Points. Cardholders gain 2 reward points for every Rs. 100 spent on all other purchases.<\/li><li>FITPASS Pro (worth ~Rs 15,000) and Netmeds First (worth Rs 499) complimentary memberships for a year, after paying the joining fee and activating the card by making one retail transaction.<\/li><li>Spending at the chemist, pharmacy, dining, and movies earns you 5X reward points.<\/li><li>1 reward point = Rs 0.25 on redemption<\/li><\/ul>\n\n\n\n<h2 id=\"who-should-get-the-sbi-pulse-credit-card\" class=\"wp-block-heading\"><strong>Who Should get the SBI Pulse Credit Card?<\/strong><\/h2>\n\n\n\n<p>The SBI Pulse credit card can be a fantastic option for you if you are searching for a health and fitness-specific card with the bonus advantage of complimentary domestic lounge access. It features a decent reward rate for lifestyle benefits such as a variety of gymnasium\/ fitness studio options. FITPASS PRO and Netmeds First are two of the best perks to consider. Here you can also check <a href=\"https:\/\/bankkaro.com\/blog\/sbi-irctc-premier-credit-card-review\/3245\/\">irctc sbi premier credit card charges<\/a> &amp; <a href=\"https:\/\/bankkaro.com\/blog\/sbi-simplyclick-credit-card-review\/2692\/\">sbi simply click credit card eligibility<\/a>.<\/p>\n\n\n\n<h2 id=\"eligibility-criteria\" class=\"wp-block-heading\"><strong>Eligibility Criteria<\/strong><\/h2>\n\n\n\n<h3 id=\"1-age\" class=\"wp-block-heading\"><strong>1. Age<\/strong><\/h3>\n\n\n\n<p>21 to 65 years; for add-on cardmembers, the minimum age should be 18.<\/p>\n\n\n\n<h3 id=\"2-location\" class=\"wp-block-heading\"><strong>2. Location<\/strong><\/h3>\n\n\n\n<p>Indian Resident&nbsp;<\/p>\n\n\n\n<h3 id=\"3-occupation\" class=\"wp-block-heading\"><strong>3. Occupation<\/strong><\/h3>\n\n\n\n<p>Salaried or Self-employed<\/p>\n\n\n\n<h3 id=\"4-documents-required\" class=\"wp-block-heading\"><strong>4. Documents required<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>PAN card or Form 60.<\/li><li>Photograph (in colour)<\/li><li>Most recent payslip\/Form 16\/IT return proof of income.<\/li><li>Address Proof<\/li><li>ID Proof<\/li><\/ul>\n\n\n\n<h2 id=\"reviews-and-ratings\" class=\"wp-block-heading\"><strong>Reviews and Ratings<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Cashback and Rewards<\/strong> &#8211; <strong>3.5\/5 <\/strong>Customers can access 4000+ gyms\/ fitness studios and unlimited training sessions such as Dance, Yoga, Cardio, Pilates, and more with Fitpass Pro&#8217;s one-year complimentary membership. Every year, you&#8217;ll get free domestic lounge access, a free Priority Pass (no free visits), a Netmeds First membership, and a Noise ColorFit Pulse smartwatch as a welcome gift. FitPass Pro and Netmeds memberships can be renewed on payment of renewal fee.<\/li><li><strong>Fees and charges<\/strong> <strong>&#8211; 4\/5<\/strong> With a Rs 1,499 joining fee, you get a free smartwatch, 1-year gym membership, and a Netmeds First subscription. This more than justifies the amount you pay. Add to that, you get a renewal fee waiver on spending Rs 2 lakhs and above in a year.<\/li><li><strong>Overall- 4.5\/5<\/strong> Overall, just for the free smartwatch and FitPass Pro subscription, the card is worth it. However, perks like lounge access, accelerated rewards are just the cherry on top.<\/li><\/ul>\n\n\n\n<h2 id=\"conclusion\" class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>SBI Pulse credit card is designed for fitness enthusiasts who can take advantage of the incentives offered, such as the welcome gift of a Noise ColorFit Pulse Smartwatch, which allows users to track their daily fitness activities efficiently.<\/p>\n\n\n\n<p>Customers also get a free one-year FitPass Pro membership, which sorts out your workout needs. However, do note that you can only book 12 sessions in a month. Alternatively, free Netmeds membership also has intriguing perks, such as discounted health-related utilities.<\/p>\n\n\n\n<h2 id=\"faqs\" class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<p><\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1654229964331\" class=\"rank-math-list-item\">\n<h3 id=\"is-the-sbi-pulse-credit-card-good\" class=\"rank-math-question \">Is the SBI Pulse credit card good?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Customers who desire to maintain an active and healthy lifestyle can consider SBI Pulse credit card. Aside from that, you can get savings on travel and fuel purchases using this card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654229970718\" class=\"rank-math-list-item\">\n<h3 id=\"what-is-the-sbi-pulse-credit-card\" class=\"rank-math-question \">What is the SBI Pulse credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The SBI Pulse Credit card has been meticulously designed with unique features and perks to complement cardholders&#8217; proactive attitude toward fitness, health, and wellbeing. SBI Pulse credit card works at over 24 million locations worldwide, including 3,25,000 in India.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654229980788\" class=\"rank-math-list-item\">\n<h3 id=\"what-are-the-health-benefits-of-the-sbi-pulse-credit-card\" class=\"rank-math-question \">What are the health benefits of the SBI Pulse credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>After paying the joining fee and making one retail transaction, you will receive a complimentary Fitpass Pro and Netmeds First membership for a year with unlimited online doctor consultations. Annual essential health check-ups are also included.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654229994750\" class=\"rank-math-list-item\">\n<h3 id=\"is-sbi-pulse-card-free\" class=\"rank-math-question \">Is SBI Pulse Card free?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, the SBI Pulse credit card has a joining fee of Rs. 1,499 + GST and an annual fee of Rs 1,499 + GST.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1654230005683\" class=\"rank-math-list-item\">\n<h3 id=\"what-is-the-interest-rate-of-the-sbi-pulse-credit-card\" class=\"rank-math-question \">What is the interest rate of the SBI Pulse credit card?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The interest rate of the SBI Pulse credit card is 3.50% per month or 42% per annum.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"The State Bank of India is a well-known bank that has always astonished its consumers with great deals&hellip;\n","protected":false},"author":8,"featured_media":4718,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[11],"tags":[24,29],"class_list":{"0":"post-4715","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-reviews","8":"tag-credit-cards","9":"tag-sbi-bank","10":"cs-entry","11":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/4715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/comments?post=4715"}],"version-history":[{"count":4,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/4715\/revisions"}],"predecessor-version":[{"id":4897,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/4715\/revisions\/4897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media\/4718"}],"wp:attachment":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media?parent=4715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/categories?post=4715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/tags?post=4715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}