{"id":6006,"date":"2025-01-24T09:41:51","date_gmt":"2025-01-24T09:41:51","guid":{"rendered":"https:\/\/bankkaro.com\/blog\/?p=6006"},"modified":"2025-02-07T06:56:03","modified_gmt":"2025-02-07T06:56:03","slug":"best-cashback-credit-cards-in-india","status":"publish","type":"post","link":"https:\/\/bankkaro.com\/blog\/best-cashback-credit-cards-in-india\/6006\/","title":{"rendered":"Best Cashback Credit Cards in India 2025"},"content":{"rendered":"\n<p>Cashback credit cards offer direct savings on every rupee you spend, making them one of the most user-friendly financial tools. Whether you&#8217;re shopping online, dining out, or paying bills, these cards provide tangible rewards that help reduce your annual expenses.&nbsp;<\/p>\n\n\n\n<h2 id=\"top-5-cashback-credit-cards-in-india-2025\" class=\"wp-block-heading\"><strong>Top 5 Cashback Credit Cards in India 2025<\/strong><\/h2>\n\n\n\n<p><strong>1. <\/strong><a href=\"https:\/\/secure.traqkarr.com\/click?pid=10&amp;offer_id=1049&amp;sub2=\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>SBI Cashback Credit Card<\/strong><\/a><strong><\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why #1?<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5% cashback<\/strong> on all online spends (excluding wallets, rent, and fuel).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Offers cashback across most categories and a <strong>high monthly cap<\/strong> of \u20b95,000, making it great for moderate-to-high online spenders.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Key Details:<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b9999 + 18% GST.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cap:<\/strong> \u20b95,000\/month.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Best For:<\/strong> Online shoppers with high spending patterns.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2025\/01\/image-1.png\" alt=\"\" class=\"wp-image-6012\"\/><\/figure>\n\n\n\n<p><strong>2. <\/strong><a href=\"https:\/\/secure.traqkarr.com\/click?pid=10&amp;offer_id=889&amp;sub2=\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Flipkart Axis Bank Credit Card<\/strong><\/a><strong><\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why #2?<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5% cashback<\/strong> on Flipkart and Cleartrip, <strong>4% on Swiggy, Uber, and PVR<\/strong>, and <strong>1% on all other spends<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Unlimited cashback<\/strong>, making it perfect for versatile spenders who shop online, dine out, and travel.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Key Details:<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b9500 +18% GST (waived on \u20b92,00,000 annual spends).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cap:<\/strong> No cap on cashback.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Best For:<\/strong> Flipkart loyalists and users who value versatility.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2025\/01\/image-3.png\" alt=\"\" class=\"wp-image-6014\"\/><\/figure>\n\n\n\n<p><strong>3. <\/strong><a href=\"https:\/\/secure.traqkarr.com\/click?pid=10&amp;offer_id=1389&amp;sub2=\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Amazon Pay ICICI Credit Card<\/strong><\/a><strong><\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why #3?<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unlimited cashback with <strong>5% on Amazon (Prime)<\/strong>, <strong>3% (Non-Prime)<\/strong>, and <strong>1% elsewhere<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No annual fee<\/strong>, making it a great value for Amazon shoppers.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Key Details:<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b90.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cap:<\/strong> No cap on cashback.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Best For:<\/strong> Frequent Amazon users looking for a simple, no-fee option.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2025\/01\/image.png\" alt=\"\" class=\"wp-image-6011\"\/><\/figure>\n\n\n\n<p><strong>4. <\/strong><a href=\"https:\/\/secure.traqkarr.com\/click?pid=10&amp;offer_id=1055&amp;sub2=\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>HSBC Live+ Cashback Card<\/strong><\/a><strong><\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why #4?<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>1.5% unlimited cashback<\/strong> on all online spends and <strong>1% offline<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>10% cashback on groceries like Blinkit and Zepto<\/strong>, capped at \u20b91,000\/month (\u20b912,000 annually).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Key Details:<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b9999 + 18% GST (waived on \u20b91,00,000 annual spends).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cap:<\/strong> \u20b91,000\/month for grocery cashback.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Best For:<\/strong> High spenders looking for simple, flat-rate cashback across categories.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2025\/01\/image-2.png\" alt=\"\" class=\"wp-image-6013\"\/><\/figure>\n\n\n\n<p><strong>5. <\/strong><a href=\"https:\/\/secure.traqkarr.com\/click?pid=10&amp;offer_id=1039&amp;sub2=\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>HDFC Swiggy Credit Card<\/strong><\/a><strong><\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why #5?<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>10% cashback on Swiggy<\/strong> (\u20b91,500\/month cap) and <strong>5% on all online spends<\/strong> (\u20b91,000\/month cap).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A good choice for users who spend moderately on food delivery, dining, and general online purchases.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Key Details:<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee:<\/strong> \u20b9500 +18% GST (waived on \u20b92,00,000 annual spends).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cap:<\/strong> \u20b91,500\/month for Swiggy; \u20b91,000\/month for online spends.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Best For:<\/strong> Food delivery enthusiasts and moderate online shoppers.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/bankkaro.com\/blog\/wp-content\/uploads\/2025\/01\/image-4.png\" alt=\"\" class=\"wp-image-6015\"\/><\/figure>\n\n\n\n<p><strong>Comparison Table<\/strong>&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Rank<\/strong>&nbsp;<\/td><td><strong>Card Name<\/strong>&nbsp;<\/td><td><strong>Annual Fee<\/strong>&nbsp;<\/td><td><strong>Cashback Rates<\/strong>&nbsp;<\/td><td><strong>Cap<\/strong>&nbsp;<\/td><td><strong>Best For<\/strong>&nbsp;<\/td><\/tr><tr><td>1&nbsp;<\/td><td>SBI Cashback Credit Card&nbsp;<\/td><td>\u20b9999&nbsp;<\/td><td>5% on all online spends, 1% offline&nbsp;<\/td><td>\u20b95,000\/month&nbsp;<\/td><td>High online spenders&nbsp;<\/td><\/tr><tr><td>2&nbsp;<\/td><td>Flipkart Axis Bank Credit Card&nbsp;<\/td><td>\u20b9500&nbsp;<\/td><td>5% on Flipkart\/Cleartrip, 4% on Swiggy\/Uber, 1% elsewhere&nbsp;<\/td><td>No cap&nbsp;<\/td><td>Versatile spenders&nbsp;<\/td><\/tr><tr><td>3&nbsp;<\/td><td>Amazon Pay ICICI Credit Card&nbsp;<\/td><td>\u20b90&nbsp;<\/td><td>5% on Amazon (Prime), 3% (Non-Prime), 1% elsewhere&nbsp;<\/td><td>No cap&nbsp;<\/td><td>Amazon loyalists&nbsp;<\/td><\/tr><tr><td>4&nbsp;<\/td><td>HSBC Live+ Cashback Card&nbsp;<\/td><td>\u20b9999&nbsp;<\/td><td>1.5% unlimited online, 1% offline, 10% grocery&nbsp;<\/td><td>\u20b91,000\/month for grocery&nbsp;<\/td><td>High general spenders&nbsp;<\/td><\/tr><tr><td>5&nbsp;<\/td><td>HDFC Swiggy Credit Card&nbsp;<\/td><td>\u20b9500&nbsp;<\/td><td>10% on Swiggy, 5% online, 5% dining\/entertainment&nbsp;<\/td><td>\u20b91,500\/month (Swiggy)&nbsp;<\/td><td>Food delivery enthusiasts&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"Cashback credit cards offer direct savings on every rupee you spend, making them one of the most user-friendly&hellip;\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"right","csco_page_header_type":"default","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[22],"tags":[],"class_list":{"0":"post-6006","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-best-credit-cards","7":"cs-entry","8":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/6006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/comments?post=6006"}],"version-history":[{"count":5,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/6006\/revisions"}],"predecessor-version":[{"id":6035,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/posts\/6006\/revisions\/6035"}],"wp:attachment":[{"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/media?parent=6006"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/categories?post=6006"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankkaro.com\/blog\/wp-json\/wp\/v2\/tags?post=6006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}