Enter the world of Unlimited Cashback 

Unlimited Cashback on all your spends is now reality. With Axis Ace Credit Card, get exclusive offers on bill payments, recharge, food and much more. 

5% Cashback on bill payments and recharge via Gpay

2-4% Cashback on all other spends

4 Complimentary Airport Lounge visits

Best Value

  • On bill payment and mobile recharges through Gpay as you get 5% cashback
  • On using Ola, Zomato and Swiggy as you get 4% cashback

What We Love

  • No upper limit on the cashback
  • 2% cashback on all your purchases
  • Take cashback in your monthly statement
  • 4 complimentary domestic lounge visits
  • 1% Fuel surcharge waiver
  • Up to 20% off at 4000+ partner restaurants

Fees and List of All charges

  • Joining fees: Rs 499 (reversed upon spends of Rs. 10,000 within 45 days of card issuance)
  • Annual fees: Rs 499
  • Spend Rs 2 lakh in a year and get fee waiver
  • Interest rate: 3.6% per annum
  • Cash withdrawal charges: 2.5% (min Rs 500)
  • Foreign currency transaction fee: 3.5% of the transaction value

How to redeem AXIS points?

  • Cashback credited as statement credit in your credit card account

Terms and Conditions


Detailed Benefits


What We Don't Like

  • High foreign transaction fee
  • Low number of preferred partners

Documents needed

  • PAN Card/Form 60
  • Address Proof
  • ID Proof
  • Income Proof

Eligibility Criteria

  • Income group
  • Salaried – Starting from 15000
  • Self Employed – Starting from 30000
  • Age group: 21-65 Years
  • Available across major cities in India