Best Value
- On bill payment and mobile recharges through Gpay as you get 5% cashback
- On using Ola, Zomato and Swiggy as you get 4% cashback
What We Love
- No upper limit on the cashback
- 2% cashback on all your purchases
- Take cashback in your monthly statement
- 4 complimentary domestic lounge visits
- 1% Fuel surcharge waiver
- Up to 20% off at 4000+ partner restaurants
Fees and List of All charges
- Joining fees: Rs 499 (reversed upon spends of Rs. 10,000 within 45 days of card issuance)
- Annual fees: Rs 499
- Spend Rs 2 lakh in a year and get fee waiver
- Interest rate: 3.6% per annum
- Cash withdrawal charges: 2.5% (min Rs 500)
- Foreign currency transaction fee: 3.5% of the transaction value
How to redeem AXIS points?
- Cashback credited as statement credit in your credit card account
Terms and Conditions
Detailed Benefits
What We Don't Like
- High foreign transaction fee
- Low number of preferred partners
Documents needed
- PAN Card/Form 60
- Address Proof
- ID Proof
- Income Proof
Eligibility Criteria
- Income group
- Salaried – Starting from 15000
- Self Employed – Starting from 30000
- Age group: 21-65 Years
- Available across major cities in India