Best Value
- For instant loan disbursal (10 mins)
- For those new to the world of credit
What We Love
- Helps build your credit score
- No Physical Documents
- Instant disbursal, Get money in your bank account in 10 minutes
- Gives you 1 month salary in advance, on approval
- Repay anytime without any pre closure charges.
- No hidden charges
- Available Pan India
Fees and List of All charges
- Processing fees: Rs 399 onwards
- Tenure: 90 days - 36 months
- Interest rate: Starting from 1.25% per month (15% per annum)
- Loan foreclosure charges: Nil
Documents needed
- ID proof - Aadhaar or PAN card
- Address proof
- Bank statement or income proof
Eligibility Criteria
- Employment status: Only Salaried Allowed
- Income: Rs 18,000 per month (Tier 1 cities), Rs 15,000 (Tier 2 cities)
- Credit score: 550 and above. New to credit allowed. Credit card holders are preferred.
- Age: 21-55 years
Terms and Conditions
What We Don't Like
- Maximum applicant age has to be 55 years
- Rs 5 lakh loan cap can be restrictive for some
