Best Value
- For flexible personal loans between Rs 5,000 and Rs 5,00,000
- If your requirement is short term and Instant
What We Love
- Flexible repayment tenure from 3 to 60 months
- Instant approval, Get money in your bank account on the same day
- Personal loan interest rates of as low as 1.33% per month
- Completely paper-less, online process
- No hidden charges
- Available PAN India
Fees and List of All charges
- Processing fees: Starting from 2% of approved loan amount
- Cheque bounce charges: Rs 500 per bounce
- Interest rate: Starting from 1.33% per month (16% per annum)
- Loan cancellation charges: Nil
- Loan foreclosure : No part payments allowed. Foreclosure allowed only after 3 EMI payments
Eligibility Criteria
- Employment status: Salaried or self-employed
- Income: Rs 13,500 per month
- Credit score: 650 and Above, New to Credit/No credit score allowed
- Age: 21-58 years
Documents needed
- ID proof - Aadhaar and PAN card
- Address proof
- Bank statement or income proof
What We Don't Like
- Rs 5 lakh limit for personal loans, deterrent for big ticket requirements
- Maximum age of 58 years for applicant
