4.6 from 354 Users
Get Flat ₹120 Off on Zomato
orders with coupon code ‘AXISNEO’ on minimum spends of ₹499, capped at ₹120 per order and valid twice per month
100% Instant Cashback Credit up to ₹300
on first utility bill payment within 30 days of card issuance
Get 10% Off on Blinkit Orders up to ₹250
on minimum spends of ₹750, valid once per month
Get 10% Off on BookMyShow Movie Ticket Purchases
with maximum monthly benefits up to ₹100
Shopping
Travel
Joining Fees
₹295 ( ₹250 + GST )
100% Cashback up to ₹300 on first utility bills payment within first 3o days of card issuance
Annual Fees
₹295 ( ₹250 + GST )
The annual fee is not waived under any spending conditions
Age Criteria
21-70 years
Salary Criteria
4 LPA
Credit Rating*
650+
See if you are eligible for this card
Rewards Conversion Rate
1 reward point = ₹0.25
Redemption Options
To check redemption catalogue
All Card Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Insurance Payments
Utility bills
Education Service
Government Institutions
Wallet
Rent
For Spends Waiver
Fuel Spends
Insurance Payments
Utility bills
Education Service
Government Institutions
Wallet
Rent
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.6% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 43.2% | 3.60% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges. | As prescribed by IRCTC / Indian Railways |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees No cheque payment fee is charged | ₹0 |
Cash Payment Fees | ₹100 |
| Late Payment Fees Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001- and above | ₹1200 |
TOP USPs
Get Flat ₹120 Off on Zomato
orders with coupon code ‘AXISNEO’ on minimum spends of ₹499, capped at ₹120 per order and valid twice per month
100% Instant Cashback Credit up to ₹300
on first utility bill payment within 30 days of card issuance
Apply Now