BankKaro

SBI Cashback Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹60,000

5% Cashback on all online spends

Flat 1% Cashback on all offline spends

Axis Flipkart Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹12,000

5% cashback with every transaction on Flipkart and Cleartrip transactions

4% cashback on Swiggy, PVR, Uber, and cult.fit with no cap on cashback

SBI Simply Click Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,567

10X Reward Points With Exclusive Partners on online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Swiggy, and Yatra

5X Reward Points on all other online spends

HDFC Millennia Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹14,115

5% cashback on purchases at select merchants like Amazon, Flipkart, and PayZapp with a minimum transaction of ₹2,000

Up to 20% savings at premium restaurants across cities through the Good Food Trail Dining program

Axis MyZone Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹10,000

4 reward points on every ₹200 spent on eligible spends redeemable across a wide range of options

Up to 15% off at partner restaurants at select restaurants across India through the Axis Bank Dining Delights program

HDFC Freedom Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹3,522

10X cashpoints on non-EMI retail spends with partners like Swiggy, BigBasket, Bookmyshow, OYO, and Uber

Up to 20% discount at premium restaurants through Swiggy Dineout

IDFC First Millenia Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹13,200

10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays

3X Reward Points On Other Spends on retail and UPI transactions

ICICI HPCL Coral Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹3,624

2.5% cashback on fuel on fuel purchases at HPCL petrol pumps via ICICI Merchant Services swipe machines with a minimum transaction value of ₹500

2 payback points per ₹100 spent on retail purchases except fuel

HDFC Swiggy Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹11,676

10% cashback on swiggy orders on food orders, Instamart, Dineout, and Genie, with cashback as statement credit capped at ₹1,500 per month

5% cashback on online spends on apps like Amazon, Flipkart, Myntra, Ajio, and more

HDFC Indian Oil Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹3,384

5% fuel points on spends at IndianOil fuel stations, earning 5 fuel points for every ₹100 spent

5% fuel points on bill payments up to 100 fuel points per month on bill payment spends, earning 5 fuel points for every ₹100 spent

Axis IOCL Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,800

4% value back on fuel purchases on transactions at IndianOil outlets using the Axis Bank IndianOil credit card

1% reward points on every spend on all purchases except fuel, utilities, and wallet recharges

HDFC RuPay Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹1,500

3% cashback on grocery and dining spends on grocery, supermarket, dining, and PayZapp transactions, capped at ₹500 per month

2% cashback on utility bill payments capped at ₹500 per month

AU Altura Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹1,200

2% cashback on groceries and utilities on grocery and departmental store purchases as well as utility bill payments, with a maximum cashback of ₹50 per statement cycle

1% cashback on other retail spends on all other retail transactions, capped at ₹50 per statement cycle

ICICI Platinum Chip Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹2,601

2 reward points on every ₹100 spent on retail purchases excluding fuel, redeemable for rewards

1 reward point on every ₹100 spent on insurance, utilities, and government transactions

SBI BPCL Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹2,665

4.25% Value Back on BPCL fuel spends capped at 1,300 reward points per billing cycle

5X Reward Points on everyday spends for every ₹100 spent on groceries, departmental stores, movies, and dining, capped at 5,000 reward points per month

Axis Privilege Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹6,060

12,500 edge reward points worth ₹2,500 on paying the joining fee and completing the first transaction within 30 days

10,000 edge reward points worth ₹2,000 on annual spends of ₹2.5 lakh, boosting your rewards portfolio

HDFC Tata Neu Plus Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹6,360

7% Neucoins on Tata Neu spends on non-EMI purchases made on Tata Neu and partner Tata brands where 1 Reward Point = ₹1

1% Neucoins on other spends on non-EMI spends at non-Tata brands where 1 Reward Point = ₹1

Axis Select Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹11,000

up to 20% discount on BigBasket purchases above ₹2,000, capped at ₹500 per order

Buy-One-Get-One movie tickets up to ₹300 once a month via Bookmyshow

Amex Smart Earn Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,482

₹500 cashback welcome gift on spending ₹10,000 on eligible purchases within the first 90 days of card membership

10X points on essentials on transactions via Zomato, EaseMyTrip, Flipkart, Myntra, and more, capped at 500 points/month per platform

SBI Simply Save Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,476

10 Reward Points per ₹150 spent on dining, movies, departmental stores, and grocery. 1 Reward Point = ₹0.25

1 Reward Point on any other spend

IndusInd EazyDiner Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹5,280

50% Discount on dining at select restaurants through EazyDiner Prime. If you spend ₹2,500 per meal and dine 4 times a month, you can save approximately ₹5,000 per month or up to ₹60,000 annually.

Two Complimentary domestic airport lounge visits every calendar quarter, allowing up to 8 free visits per year

Amex Platinum Travel Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹1,992

3X rewards on travel on bookings made via the American Express travel portal

1,300+ lounge accesses globally with Priority Pass for primary and supplementary cardholders

IDFC FIRST Select Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹30,000

10X Reward Points On Milestone Spends on spends above ₹20,000 and on birthdays

1.99% Forex Markup on international transactions

HDFC Shopper Stop Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,979

3% reward points on shoppers stop spends on purchases made at Shoppers Stop, capped at ₹500 per month

1% reward points on non-shoppers stop spends on all other purchases, capped at ₹1,000 per month

ICICI MakeMyTrip Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹15,747

₹3 my cash on every ₹200 spent on MakeMyTrip transactions with no restrictions on redemption for flights, hotels, and holidays

Welcome benefits worth ₹2,500 with ₹500 my cash, a ₹2,000 Lemon Tree Hotels voucher, and complimentary MMTBLACK membership

HSBC Platinum Rewards Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹3,634

2 reward points on every ₹150 spent on all eligible transactions

redeem reward points for air miles with leading airlines

HDFC IRCTC Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹5,000

5 reward points on train bookings for every ₹100 spent on train tickets through the IRCTC website or Rail Connect App

5% cashback on train bookings through HDFC Bank SmartBuy

Axis Airtel Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹10,020

25% cashback on Airtel bill payments on mobile, broadband, wifi, and dth bill payments through the Airtel Thanks

10% cashback on Swiggy and Zomato on every order placed

IndusInd Legend Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹7,578

Accelerated Rewards On Weekends 2 Reward Points for every ₹100 spent on weekends

Bonus Points On Reaching Milestone on spending over ₹6 lacs in a year get 4000 bonus points

AU Zenith Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹7,334

10 Reward Points per ₹100 spent on lifestyle and luxury shopping, translating to a 2.5% reward rate, with maximum rewards at an optimal monthly spend of ₹30,000

2 domestic and 2 international lounge accesses per calendar quarter using Visa cards and Priority Pass

IDFC First Classic Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹13,200

10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and birthday spends

3X Reward Points On Incremental Spends up to ₹20,000 in a statement cycle

Axis Samsung Infinite Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹6,660

10% cashback on samsung products on purchases including EMI transactions, capped at ₹5,000 monthly and ₹20,000 annually

30,000 edge reward points as a welcome benefit after completing 3 transactions within 30 days of card issuance

Axis Samsung Signature Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹7,560

10% cashback on samsung purchases on smartphones, tablets, laptops, televisions, and services, capped at ₹2,500 per month and ₹10,000 annually

10 edge reward points on every ₹100 spent on transactions with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra, and Zomato

Axis Rewards Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹3,839

15% off on dining at select restaurants through EazyDiner with the Axis Bank Rewards Credit Card

2 edge reward points on every ₹125 spent on select categories with accelerated rewards

ICICI HPCL Super Saver Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,567

Up to 5% cashback with 4% cashback capped at ₹200 per month and a 1% fuel surcharge waiver, plus 1.5% additional rewards via HP Pay

5% rewards on daily essentials on groceries, utility bills, and departmental stores, capped at 400 points per month

HDFC 6E Rewards Indigo Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹8,387

2.5% 6E rewards on flight bookings made via the IndiGo website or app

2 6E rewards on every ₹100 spent on dining, entertainment, and grocery spends

Amex Membership Rewards Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹2,072

Up to 20% off on dining at select partner restaurants to make every dining experience more rewarding

4,000 bonus points instantly on signing up and beginning your journey with 4,000 bonus points

Axis Aura Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹2,499

4 complimentary practo consultations per month, covering you and up to 3 family members

4 free fitternity sessions with 4 interactive video sessions and 16 recorded sessions monthly

IDFC First WOW Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹1,599

Secured Credit Card issued against a fixed deposit, making it accessible without income proof or credit history

Zero Forex Markup Fee enjoy international transactions without any foreign currency conversion charges.

IndusInd Platinum RuPay Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹7,576

2 Reward Points for every ₹100 spent on UPI transaction. 1 Reward Point = ₹0.40

1 Reward Point for every ₹100 on non-UPI transactions

HDFC Marriott Bonvoy Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹2,928

1 complimentary free night award worth up to 15,000 points at Marriott Bonvoy hotels upon joining fee realization

8 marriott bonvoy points on every ₹150 spent at Marriott Bonvoy properties up to a monthly spend of ₹10 lakh

AU Zenith Plus Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹7,334

₹5,000 welcome benefit through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card

2X reward points on travel, dining, and international spends

IDFC First Power Plus Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹9,084

Accelerated Reward Points On Fuel Spends with 30X points on HPCL fuel, grocery, and IDFC FASTag recharge spends

Buy-One-Get-One Movie Tickets twice a month with a discount of ₹250 per ticket

HSBC Live Plus Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹22,488

10% cashback on dining and food delivery capped at ₹1,000 per billing cycle

1.5% unlimited cashback on other spends on most purchases excluding fuel, wallet reloads, and government transactions

IDFC First Ashva Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹14,000

Up to 10X reward points on purchases with accelerated points across shopping categories

₹500 cashback on first four transactions of ₹500 or more completed within 60 days of card issuance, totaling up to ₹2,000

IDFC First Mayura Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹14,000

0% Forex Markup on international transactions

10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays

SBI Prime Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,800

10 Reward Points per ₹100 spent on dining, groceries, departmental stores, and movies

Welcome Gift Worth ₹3,000 from brands like Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com upon payment of the annual fee

SBI Elite Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹11,796

Welcome Gift Worth ₹5,000 from premium brands upon joining

Enjoy 5X Reward Points on dining and grocery spends, maximizing your rewards on everyday expenses

Amex Gold Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,567

1 membership rewards point on every ₹50 spent including fuel and utilities spend

1,000 bonus membership rewards points on completing six transactions of ₹1,000 or more each month

Axis Magnus Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹7,000

₹12,500 welcome voucher through Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation

Unlimited lounge visits globally with Priority Pass, including 8 guest visits annually and unlimited domestic lounge access

IDFC Wealth Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹13,200

Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday

Earn 3X Reward Points on spends up to ₹20,000 in a statement cycle

HDFC Infinia Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹20,879

5 reward points on every ₹150 spent on retail purchases including insurance, utilities, and education

10X reward points on Smartbuy redeemable for flights, hotels, and more

IndusInd Tiger Credit Card

Annual Savings

Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.

₹4,567

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3 Reward Points per ₹100 spent on weekends