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Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Get 5% Cashback on all online spends with a capping of ₹5,000 (including offline spends)
Get 5% Cashback on Blinkit, Zepto, BigBasket, Instamart with a capping of ₹5,000 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
Shopping Get 7.5% Cashback on Myntra spends capped at ₹4,000 per statement quarter
Get 5% Cashback on Flipkart spends capped at ₹4,000 per statement quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,321
Flat ₹250 Cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card
Get 1.5% Cashback on UPI spends and 2 reward points per ₹200 spend on non-UPI transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
10X Reward Points With Exclusive Partners On online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Domino’s, Myntra, Netmeds, Swiggy, and Yatra
5X Reward Points On all other online spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
5X Reward Points on Travel & Lifestyle Bookings on flights, hotels, vouchers, and entertainment bookings made through SmartBuy
₹5,000 Flight Vouchers on Annual Spend Milestones on spending ₹5 lakh in a year, with an additional ₹5,000 voucher on reaching ₹7.5 lakh spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 7.5% on Myntra and 5% on Flipkart & Cleartrip each with up to ₹4,000 cashback per calendar quarter
Earn 4% Cashback on Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,676
Earn 5% Cashback on Eligible Online Spends across select categories such as apparel, electronics, cabs, personal care and more at partner merchants like Amazon, Flipkart, Myntra and AJIO, capped at ₹1,500 per billing cycle
5% Cashback on Online Spends On apps like Amazon, Flipkart, Myntra, Ajio, and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
₹500 Welcome Gift Voucher on spending ₹5,000 or more within 30 days of card issuance
Zero Annual & Renewal Fees making the card lifetime free with no renewal charge
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹24,356
Get 5% Back as NeuCoins on eligible non-EMI spends at partner Tata Brands (1.5% base + 3.5% additional)
Earn 1.5% NeuCoins on Non-Tata Spends and eligible Merchant EMI. On UPI (RuPay), earn up to 1.5% (0.5% on any UPI ID + extra 1% using Tata Neu UPI ID), capped at 500 NeuCoins/month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,000
4 reward points on every ₹200 spent on eligible spends, redeemable across a wide range of options
Up to 15% off at partner restaurants At Select Restaurants Across India Through The Axis Bank Dining Delights Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,115
5% cashback on purchases At select merchants like Amazon, Flipkart, and PayZapp with a minimum transaction of ₹2,000
Up to 20% savings At premium restaurants across cities through the Good Food Trail Dining Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,00,000
Earn 10,000 bonus reward points on annual spends exceeding ₹12,00,000.
Save up to 15% on travel bookings on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,232
3,000 Fuel Points as Welcome Benefit on spending ₹500 or more within 30 days of card issuance
Up to 7.5% Valueback on Fuel Purchases through accelerated fuel points earnings and fuel surcharge waiver benefits
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday
Earn 3X Reward Points per ₹150 on eligible spends up to ₹20,000 in a monthly statement cycle.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,280
50% Discount on dining at select restaurants through EazyDiner Prime. If you spend ₹2,500 per meal and dine 4 times a month, you can save approximately ₹5,000 per month or up to ₹60,000 annually.
Earn 4,000 bonus EazyPoints on achieving an annual spend milestone of ₹6 lakh.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹9,084
5% rewards on FASTag recharges when you recharge your IDFC FIRST FASTag through the IDFC FIRST Bank Mobile App or FIRST Forward App
Extra 1.5% savings via HP Pay App when you pay for HPCL fuel using HP Pay App through wallet upload or Pay-by-QR
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,07,171
Enjoy Airport Privileges unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending ₹10,000 on VISA or ₹15,000 on RuPay card every month
Get Zero Forex Markup on all international transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,020
25% cashback on Airtel bill payments 25% cashback on Airtel mobile, broadband, WiFi and DTH bill payments made via the Airtel Thanks app, capped at ₹250 per billing cycle
10% cashback on Food and Grocery Apps 10% cashback on Swiggy, Zomato and BigBasket spends, combined cashback capped at ₹500 per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
2 Complimentary Domestic Airport Lounge Accesses per quarter (on minimum spends of ₹20,000 in the previous calendar month)
10X Reward Points On Milestone Spends on spends above ₹20,000 and on birthdays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,00,000
Complimentary Welcome Luxury Brand Voucher Worth ₹12,500 from Luxe Gift Cards, The Postcard Hotels, or Yatra upon Card Activation
Unlimited Lounge Visits Globally with Priority Pass, including 4 guest visits annually and unlimited domestic lounge access
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
4 Complimentary Domestic Airport Lounge visits per year (1 per calendar quarter)
10% Cashback on dining and food delivery capped at ₹1,000 per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,060
12,500 EDGE REWARD Points as Welcome Benefit get 12,500 EDGE REWARD points worth ₹2,500 after payment of joining fee and first transaction within 30 days
10,000 Bonus EDGE REWARD Points on ₹2.5 Lakh Annual Spend earn 10,000 bonus points worth ₹2,000 on reaching ₹2.5 lakh spends in a card anniversary year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Get welcome vouchers worth over ₹13,000 from top brands like Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip and Croma
Enjoy 2 complimentary international lounge visits every year and 4 complimentary domestic lounge visits every quarter, plus air accident insurance cover of up to ₹3 crore
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Earn 5 Reward Points on every ₹150 (1 RP = up to ₹1). Also: up to 55 days interest-free; 5X on Income Tax/GST (min ₹50k/cycle)
Get Club Membership of Marriott Annual & Taj Stay voucher worth ₹ 5000 on spends of ₹ 1.5 lakhs within first 90 days
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Welcome Benefit worth ₹1,000 on first transaction within 30 days of card issuance as EDGE Reward Points
Up to 7% cashback on online purchase cashback based on total monthly spend, up to ₹4,000 per month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,400
4 YES Rewardz Points per Rs. 200 spent on offline shopping
8 YES Rewardz Points per Rs. 200 spent on online shopping, up to 5,000 points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5000 EDGE Miles on First transaction will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.
Get 2 Complimentary International Lounge Visits per quarter and 8 domestic lounge visits for Visa Signature cardholders.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹27,300
2,000 CashPoints on quarterly ₹1L spends ; Milestone booster. Plus a ₹250 welcome e-voucher and renewal fee waived on ₹1L annual spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Quarterly Milestone Rewards with 500 reward points awarded on reaching quarterly spends of ₹75,000
500 Welcome Reward Points on making a single spend above ₹500 within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,05,584
Lifetime Fee-Free RuPay Credit Card NIL joining fee and NIL annual fee
1% Fuel-Surcharge Waiver on eligible transactions, subject to a maximum cap of ₹250 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,243
Earn POPcoins on Every Transaction with accelerated rewards of 10 POPcoins per ₹100 online and 2 POPcoins per ₹100 on other spends
Get 5 free Blinkit Deliveries as a joining benefit to save on your everyday grocery shopping
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5 % Effective Value Back on Groceries earn 20 points (₹5 value) per ₹100 on grocery spends (capped at 1,000 points/month).
Unlimited Rewards on other purchases as you get 1 reward point for every ₹100 you spend on any transaction with your RBL Shoprite card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5X Reward Points on Spends Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,928
Earn up to 4 Free Night Awards on achieving eligible spend milestones of ₹6 lakh, ₹9 lakh, and ₹15 lakh in an anniversary year
Complimentary Marriott Bonvoy® Silver Elite Status with exclusive privileges like priority late checkout and bonus points on Marriott stays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
4% value back on fuel purchases on transactions at IndianOil outlets using the Axis Bank IndianOil credit card
1% reward points on every spend on all purchases except fuel, utilities, and wallet recharges
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,665
Get 6,000 bonus reward points worth ₹1,500 credited within 30 days of annual fee payment
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,360
2% NeuCoins on Tata Partner Brands on eligible non‑EMI shopping spends at Tata Neu partner Tata brands like Westside, Croma, Taneira and more
1% Neucoins on other Spends on eligible non‑EMI spends at non‑Tata brands, excluding categories such as rent, wallet loads, fuel surcharge, and other excluded transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
10X Reward Points on Milestone Spends on eligible milestone spends and birthday spends
Earn 3X Reward Points on Rental & Property Management, Government Services, Education and Wallet Load transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,876
Get 10% Off On Zomato up to ₹100 twice a month on eligible orders
Get 10% Off At Nykaa up to ₹500 once a month across Nykaa Beauty, Nykaa Men and Nykaa Fashion
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
20 EDGE Reward points per INR 100 Spent on fuel transactions at IOCL outlets for transactions between ₹400 and ₹4,000, with a maximum eligible monthly spend of ₹5,000
5 Reward Points Per INR 100 Spent at online shopping for transactions between ₹100 and ₹5,000, with maximum eligible spends of ₹5,000 per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,600
Redeem your Cashback for 5%, 10% or 15% Extra Discount on popular brand vouchers like Amazon Pay, Flipkart, Myntra and more
Zero Joining Fee, and no Annual Fee when your FD amount is ₹5,000 or above
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹22,000
Get 1,499 NeuCoins as a welcome benefit credited within 15 days of joining-fee realization to your NeuPass account
Get 5% value back on Tata Neu & partner Tata brands earned as NeuCoins on spends at Croma, Westside, Titan, Tanishq, Tata Cliq via the Tata Neu app/website
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Earn 2X Reward Points on Weekend Dining at standalone restaurants and enjoy Swiggy One membership as a milestone/welcome benefit
Earn 10,000 Reward Points on achieving ₹4 lakh spends in a calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 25% off on Movie Tickets up to ₹100 per transaction, up to 2 times per month on BookMyShow and INOX
5% Rewards on groceries, utility bills, and departmental stores, capped at 400 points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,560
Get 10% cashback on eligible Samsung purchases capped at ₹2,500 per month and ₹10,000 annually, via eligible Samsung channels.
10 edge reward points on every ₹100 spent on transactions with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra, and Zomato
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
2% Rewards on Amazon Pay Partner Spends on payments made to Amazon Pay partner merchants when you login and pay with Amazon, excluding rent, tax, and education payments
Unlimited 1% Rewards on all other eligible merchant transactions outside Amazon.in, with no cap on reward points.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
10 Fuel Points per ₹100 on IndianOil Fuel Spends on every ₹100 spent at IndianOil fuel stations, with accelerated fuel rewards
Annual Fee Waiver on ₹1.75 Lakh Spends when total card spends reach ₹1.75 lakh in a calendar year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,634
2 Reward Points on Every ₹150 Spent on all eligible transactions
Redeem Reward Points for Air Miles with leading airlines
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
Get 12,500 Reward Points as a welcome benefit on fee realisation and card activation
Earn 5 Reward Points on every ₹150 spent across most categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,34,567
Earn 3 Reward Points for Every ₹100 Spent with flexible redemption options including shopping, and more
Get 30% off Dining Bills up to ₹1,500 at at partner restaurants with EazyDiner
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,534
Bonus Reward Points on Annual Spend Milestones with 10,000 reward points on ₹2.5 lakh spends and 15,000 reward points on ₹5 lakh spends in a membership year
₹10,000 Voucher on ₹7.5 Lakh Annual Spends ₹10,000 Voucher on ₹7.5 Lakh Annual Spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
0% Forex Markup on exchange markup on international transactions
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
Up to 10X Reward Points on eligible incremental spends above ₹20,000 in a statement cycle; plus accelerated earn on flights & hotels booked via IDFC FIRST App (Travel & Shop)
Up to 7,500 Reward Points as Joining Benefit 2,500 points on joining fee payment + 2,500 on ₹20k net spends in 2nd cycle + 2,500 on ₹20k net spends in 3rd cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,243
Get 2 Jewels For Every ₹100 Spent on eligible transactions. 5 Jewels = ₹1. You can earn up to 15,000 Jewels (₹3,000) per billing cycle
Earn 10 Jewels Per ₹100, 2% Cashback on one selected booster category — Shopping, Food, or Travel. The selected category can be changed once every 3 billing cycles
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,03,432
Earn Reward Points with 10 points per Rs.100 on chemist, pharmacy, sports, dining, movies, and 2 points per Rs.100 on all other spends
Get a Noise ColorFit Pulse 4 Pro Smartwatch worth ₹7,999 as a welcome gift on payment of the joining fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
Get 10% Cashback on Dining, Food Delivery and Grocery Spending
Welcome Benefits up to ₹750 Value with ₹500 cashback on mobile banking login and ₹250 Amazon eGift voucher on successful application
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,10,000
Earn 2% Reward Points on eligible domestic spends and 2.5% reward points on eligible international spends
Elite Club Access get exclusive access to The Quorum Club and curated luxury services
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Earn 13X Reward Points on fuel purchases at BPCL petrol pumps, with a maximum of 1,300 Reward Points per billing cycle
Get 2,000 Activation Bonus Reward Points worth ₹500 credited within 20 days of joining fee payment, redeemable instantly at BPCL petrol pumps or via the Shop & Smile Rewards Catalogue
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get Annual Memberships of Swiggy One & Times Prime on achieving retail spends of ₹75,000 within 90 days of card issuance
On Net Spends of ₹1,50,000 or More in a calendar quarter, choose any one ₹1,500 voucher from Marriott, Decathlon, Barbeque Nation, O2 Spa or Lakme Salon
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
3% CashPoints on EMI Spends earn 3% CashPoints on EMI transactions, capped at 1,000 CashPoints per statement month
Flexible CashPoints Redemption Options redeem CashPoints for statement cashback, vouchers, travel bookings, catalog products and air miles with value of 1 CashPoint = ₹0.15
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,658
₹250 Gift Voucher on First HPCL Fuel Transaction receive a ₹250 gift voucher after completing your first HPCL fuel transaction
5% Cashback on First EMI Conversion get 5% cashback up to ₹1,000 on converting the first transaction to EMI
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,444
5X Reward Points on Select Categories on dining, departmental store and grocery spends made using the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,796
Welcome Gift Worth ₹5,000 from premium brands upon joining
Earn 2 Reward Points per ₹100 spent on all other spends, except fuel
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 4,000 Bonus Membership Rewards Points in the first year on payment of the annual fee and spending ₹10,000 within 90 days of Cardmembership
Redeem your Membership Rewards Points across the 18 & 24 Karat Gold Collection and premium brand vouchers such as Taj, Amazon, Tanishq, Flipkart, Myntra, and more (options may vary)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,384
5% Fuel Points on Spends at IndianOil fuel stations, earning 5 fuel points for every ₹100 spent
Automatic Enrollment in Xtrarewards Program redeemable fuel points for free fuel at participating IndianOil outlets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,476
2,000 Bonus Reward Points Welcome Offer Receive 2,000 bonus reward points when you spend ₹2,000 or more on your card within 60 days of issuance
Reward Points on Other Spends Earn 1 reward point per ₹150 spent on all other retail purchases, excluding fuel and other specified categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
2% Cashback on Groceries & Utilities on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
1% Cashback on Other Retail Spends on all other eligible retail transactions, capped at ₹50 cashback per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,578
Buy 1 Get 1 Free Movie Tickets on BookMyShow up to one complimentary ticket per month, capped at ₹200 per ticket
Luxury Welcome Benefits with Premium Brands including complimentary stay at an Oberoi Hotel, Luxe Gift Card access across 30+ cities, Montblanc collections, and vouchers from brands like Amazon, Flipkart, Uber, Ola, Zee5
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Earn 2,500 EDGE Miles as a Welcome Benefit on completing 1 transaction within 37 days of card issuance for cards sourced from 20 April 2024 onwards
Get 2,500 EDGE Miles on ₹3 lakh spend, an additional 2,500 EDGE Miles on ₹7.5 lakh spend and another 5,000 EDGE Miles on ₹15 lakh spend in an anniversary year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2 Reward Points per ₹100 on all your online transactions (excluding fuel, cash withdrawal, rent, EMI & other non-eligible spends)
Get 500 bonus Reward Points every month on spending ₹20,000 or more in a calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹8,000
Welcome Voucher Worth ₹1,000 on First Purchase within 30 days of card issuance to receive a ₹1,000 brand voucher (Amazon/Flipkart/Myntra/Croma/Shoppers Stop).
10% Cashback on Myntra also get 10% instant discount on BookMyShow movie tickets cashback credited within 60 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
7% Reward Points on purchases at Shoppers Stop stores and online (up to ₹2,000 per month)
Lounge Access & Insurance Benefits Get 16 domestic and 8 international lounge access along with travel insurance including ₹3 crore air death cover
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,650
Earn ZCoins on Popular Brands across top merchants like Amazon, Flipkart, Myntra, AJIO, JioMart, Domino’s, Uber, Zomato, and many more via the ZET platform
High ZCoins Rewards on Food & Entertainment with accelerated ZCoins earnings on brands like Zomato, Domino’s, EatSure, PVR, Sony LIV, and OneLite
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,439
Welcome Vouchers Worth Over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip and more
Get Discount of 25% up to ₹150 off on movie tickets each on BookMyShow and INOX, twice a month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,522
10X CashPoints on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber
10% Extra Discount on Swiggy Dineout using the coupon code HDFCCARDS, as per offer terms
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
2.5% 6E Rewards on flight bookings made via the IndiGo website or app
2 6E Rewards on Every ₹100 Spent on dining, entertainment, and grocery spends with a capping of 100 RP monthly.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,839
30% Off on Swiggy instant discount on Swiggy twice every month
Earn 2 EDGE REWARD Points on every ₹125 spent on eligible transactions.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,601
2 reward points on every ₹100 spent on retail purchases excluding fuel, redeemable for rewards
1 reward point on every ₹100 spent on insurance, utilities, and government transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Earn up to 4X Rewards on Hotel Bookings With the Aura Travel Plan, earn 4 reward points per ₹100 on hotel spends and 2.5 reward points per ₹100 on airline ticket bookings
Earn up to 4X Rewards on Hotel Bookings With the Aura Travel Plan, earn 4 reward points per ₹100 on hotel spends and 2.5 reward points per ₹100 on airline ticket bookings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,979
Welcome Voucher Worth ₹500 from Shoppers Stop issued on card activation and redeemable on any purchase at Shoppers Stop stores
Complimentary Shoppers Stop Silver Edge Membership provided free with the card, offering exclusive privileges at Shoppers Stop
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
10 Reward points per ₹100 spent on lifestyle and luxury shopping, translating to a 2.5% reward rate, with maximum rewards at an optimal monthly spend of ₹30,000
2 Domestic and 2 international lounge accesses per calendar quarter using visa cards and priority pass
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,072
Up to 20% off on dining at select partner restaurants to make every dining experience more rewarding
4,000 bonus points instantly on signing up and beginning your journey with 4,000 bonus points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
3X rewards on travel on bookings made via the American Express travel portal
Welcome Gift of 10,000 Membership Rewards points on spending ₹15,000 within the first 90 days
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,482
₹500 Welcome Cashback on Eligible Spends as a statement credit on spending ₹10,000 within the first 90 days of card membership
Gift Vouchers Worth ₹500 on Annual Spend Milestones on achieving spend milestones of ₹1.20 lakhs, ₹1.80 lakhs, and ₹2.40 lakhs in a card membership year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
Complimentary 16 International Airport Lounges via Priority Pass + max 4 per calendar quarter + India usage chargeable
₹5,000 welcome benefit through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,624
Up to 3.5% Savings on Fuel at HPCL on fuel transactions made at HPCL petrol pumps using the ICICI HPCL Coral Credit Card
Earn 2 Reward Points per ₹100 on Retail Spends on all eligible retail purchases made using the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹15,747
Earn 3 MyCash on every ₹100 spent on flights, holidays, buses and cabs booked on MakeMyTrip
Enjoy 2 Complimentary Domestic Airport Lounge visits every quarter for the primary cardholder by swiping the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,660
8 Complimentary Domestic Lounge Visits per calendar year; available on minimum eligible spend of ₹50,000 in the previous 3 months
10% Cashback on Samsung Purchases including EMI transactions; capped at ₹5,000 per month and ₹20,000 per year from date of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,000
12 Complimentary International Lounge Access visits annually via Priority Pass
Get 10,000 EDGE REWARD Points on your first transaction within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
5 Reward Points on Train Bookings for every ₹100 spent on train tickets through the IRCTC website or Rail Connect App
Additional 5% Cashback on Train Bookings on IRCTC train ticket bookings via HDFC Bank SmartBuy (capped at ₹1,000/month & ₹12,000/year)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,500
3% cashback on grocery and dining spends on grocery, supermarket, dining, and PayZapp transactions, capped at ₹500 per month
2% cashback on utility bill payments capped at ₹500 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,599
Zero Forex Markup Fee enjoy international transactions without any foreign currency conversion charges
Secured Credit Card issued against a fixed deposit, making it accessible without income proof or credit history
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
Welcome E-Gift Voucher Worth ₹3,000 from brands like Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra
Complimentary ITC Club Silver Tier Membership with a 1-year Club ITC Silver Tier status on eligible cards sourced from 1st September 2025
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,499
Get 4 Free Video Doctor Consultations every month via Practo as part of Axis Aura health benefits
Get 4 Free Personal Video Workout Sessions Sessions Every Month via Fitternity plus access to 16 pre-recorded workout sessions.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,434
Welcome Gift of 11,000 Bonus Membership Rewards Points on spending ₹30,000 within 90 days of Cardmembership and payment of the annual fee
Monthly ₹1,000 Vouchers on Eligible Spends on spending ₹50,000 in a calendar month, redeemable across select brands like Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, and MakeMyTrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,424
Get ₹1,000 Cashback on shopping in-app across 200+ brands via PayZapp
Enjoy Complimentary Priority Pass for airport lounge access with your Superia Credit Card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Earn 10X Reward Points on Monthly Spends plus 3X Reward Points on rent and education-related payments
Get Points On Travel & Insurance as earn 1X on insurance premiums; 60 points/₹150 on hotels; 30 points/₹150 on flights
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,343
10X Cashpoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket transactions
Earn 2 Cashpoints Per ₹150 spent on all other eligible purchases excluding fuel, wallet loads, voucher purchases, and partner merchants
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,434
Earn 5 RP/₹100 Domestic & 10 RP/₹100 International on eligible retail spends; points are credited within 45 days of settlement
Unlock a ₹8,000 Milestone Voucher choose from Amazon, Myntra, Croma, MakeMyTrip, Taj Experiences
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Get 1000 Reward Points as Welcome Benefit on spending INR 500 within 30 days of card issuance
Earn 0.5% back as Reward Points on UPI credit card transactions 3 RP per ₹150 spent
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Get 2 Reward Points for every ₹100 spent on retail purchases and 1 Reward Point for every ₹100 spent on utility and insurance transactions
Earn 500 Reward Points on making your first transaction within 30 days of card setup
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,983
Earn 10 Zen Points on shopping spends and 5 Zen Points on other eligible spends
Enjoy 2 complimentary domestic lounge visits per quarter and 3 international lounge visits per calendar year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹29,987
Earn Reward Points earn 6000 reward points worth ₹6000 on payment of joining fee with the Ultimate Credit Card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Value Back On IRCTC Tickets buy tickets through IRCTC platforms and earn up to 10% value back as Reward Points on AC1, AC2, AC3, Executive Chair Car and Chair Car.
Welcome Reward Points of 350 Reward Points on a single transaction of ₹500 or more within 60 days of card issuance, excluding fuel and cash spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,35,464
Earn 20 First Citizen Points per ₹200 on Shoppers Stop Exclusive (private label) brands and 12 points per ₹200 on other Shoppers Stop brands
Get 15% off on EazyDiner up to ₹500 on EazyDiner Instant Discount, (min order ₹2,500), valid once per card per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹0
Book Train Tickets Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
1 Reward Point = ₹1 on IRCTC Redemptions making reward points directly usable for train ticket bookings through IRCTC’s Pay by Points feature.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,442
1,500 Travel Credits as Welcome Gift on spends of ₹30,000 within 60 days of card issuance
Earn 5,000 Bonus Travel Credits on achieving annual spends of ₹5 lakh
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Up to 4X My Cash on MakeMyTrip Bookings when you book hotels, holidays, flights and travel services on MakeMyTrip, with redemption value of 1 My Cash = ₹1
Domestic Airport Lounge Access with up to 8 complimentary domestic airport lounge visits based on quarterly spend criteria
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,545
Save Big on PVR INOX Food & Beverages with 20% instant discount every time you order snacks at PVR INOX
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
5 % Cashpoints on Paytm spends like Recharge, Utility, Travel, Mini‑App up to 1 500 per calendar month
5% Cashpoints on Paytm Travel Spends and earn up to 1500 Cashpoints per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Get 10% Cashback on Movies by Spend ₹10,000 in a billing cycle on categories other than Dining & Entertainment to unlock 10% cashback on Movies
Earn 10% Cashback at Stand-Alone Restaurants on Spending ₹10,000 in a billing cycle on categories other than Dining & Entertainment to unlock 10% cashback on Dining
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,09,876
Earn 10 Saving Points for every ₹100 spent at Departmental & Grocery Stores, on transactions between ₹1,500 and ₹4,000, with a maximum of 500 Saving Points per month (worth ₹500)
More Savings! earn 1 Saving Point for every ₹250 spent on other categories. Points from purchases in Departmental & Grocery stores are added on top
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,23,432
Earn 10 EDGE REWARD Points for Every ₹200 Spent on the card, in India and abroad. No points are earned on spends on insurance, rent, fuel, education, utilities and government services
Get 2 Complimentary Domestic Airport Lounge Visits per calendar quarter after spending ₹50,000 in the previous 3 months
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,02,034
3% Cashback on SuperMoney App Spends on transactions using the Axis Bank SuperMoney RuPay Credit Card via the SuperMoney App, capped at ₹500 cashback per statement cycle
1% Cashback on Other Eligible Spends on all other eligible spends done using the Axis Bank SuperMoney RuPay Credit Card, as per applicable terms and restricted merchant category exclusions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Welcome Offer: ₹500 BookMyShow Discount on BookMyShow across movies, events, plays, streams, sports & activities
₹100 Off on Food & Beverages on BookMyShow when you book movie tickets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2.5 Mojo Points per ₹100 on online spends across categories without any cap
Mojo Points on Other Spends earn 1 Mojo point per ₹100 on all categories, excluding fuel, rent, wallet load & gaming spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹45,000
Get 10,000 Reward Points as a Welcome Benefit when you make an eligible retail transaction within 30 days of card issuance
Earn up to 30,000 Bonus Reward Points in a membership year—10,000 points each on spends of ₹2L, ₹3.5L and ₹5L
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Enjoy Global Acceptance for domestic and international transactions with the flexibility of both networks
Save On Foreign Spends with a low forex markup of 1.49%
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5% Cashback on Bill Payments & Recharges Via Google Pay Electricity, water, gas, LPG, broadband, DTH & mobile recharges paid via Google Pay using ACE (Android only). Accelerated cashback is capped at ₹500 per statement (combined with 4% category)
4% Cashback on Swiggy, Zomato & Ola Valid on Swiggy & Zomato (app & website) forms part of the accelerated bucket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Get 10X Cashpoints 3.3% Valueback on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket
10X Cashpoints on Grocery Spends at Reliance Smart and BigBasket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,325
Get Complimentary SpiceClub Silver Tier Membership on successful card issuance (membership details shared within 30 days)
Enjoy a ₹1,500 SpiceJet E-Voucher after completing 2 transactions within 30 days of card issuance (applicable on cards charged ₹750 + taxes joining fee)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹18,500
Complimentary SpiceClub Gold Membership plus renewal & milestone bonuses: 2,000 SC Points on renewal; 4,000 SC Points at ₹2L annual spend; 6,000 SC Points at ₹4L annual spend
Up to 15% off at Partner Restaurants via Axis Bank Dining Delights across 4,000+ outlets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
2X Rewards on International Transactions accelerated earn on foreign currency spends
1 RP Per ₹100 on Everyday Spends Base rewards on most categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,599
5% Cashback on spends at PayZapp, EasyEMI and SmartBuy
₹1,000 Cashback on PayZapp app shopping across 200+ partner brands
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,400
Enjoy 8 Complimentary Domestic Airport Lounge visits per year and earn 2 EDGE REWARD points for every ₹100 spent on foreign currency transactions
100% Cashback up to ₹300 on First Utility Bill 2 EDGE REWARD points per ₹100 on LIC premium payments
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,00,000
Superior Miles Conversion for Burgundy earn 4 partner miles for every 5 EDGE Reward Points, delivering higher value compared to regular Magnus
Unlimited Lounge Access gives unlimited domestic and international airport lounge visits with complimentary Priority Pass membership, including 4 accompanying guest visits per year