Showing 87 Credit cards
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
5% Cashback on all online spends
Flat 1% Cashback on all offline spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
5% cashback with every transaction on Flipkart and Cleartrip transactions
4% cashback on Swiggy, PVR, Uber, and cult.fit with no cap on cashback
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
10X Reward Points With Exclusive Partners on online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Swiggy, and Yatra
5X Reward Points on all other online spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,115
5% cashback on purchases at select merchants like Amazon, Flipkart, and PayZapp with a minimum transaction of ₹2,000
Up to 20% savings at premium restaurants across cities through the Good Food Trail Dining program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,000
4 reward points on every ₹200 spent on eligible spends redeemable across a wide range of options
Up to 15% off at partner restaurants at select restaurants across India through the Axis Bank Dining Delights program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,522
10X cashpoints on non-EMI retail spends with partners like Swiggy, BigBasket, Bookmyshow, OYO, and Uber
Up to 20% discount at premium restaurants through Swiggy Dineout
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Reward Points On All Spends let you earn 4 points on international, 2 on domestic, and 1 on utility & insurance per ₹100 spent.
Welcome Vouchers Worth ₹13,000 include brands like Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip, and Croma.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays
3X Reward Points On Other Spends on retail and UPI transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,624
2.5% cashback on fuel on fuel purchases at HPCL petrol pumps via ICICI Merchant Services swipe machines with a minimum transaction value of ₹500
2 payback points per ₹100 spent on retail purchases except fuel
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,676
10% cashback on Swiggy orders on food orders, Instamart, Dineout, and Genie, with cashback as statement credit capped at ₹1,500 per month
5% cashback on online spends on apps like Amazon, Flipkart, Myntra, Ajio, and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,545
Get Free PVR Movie Tickets Get 2 free PVR movie tickets every month on spending ₹10,000/- and above in a monthly billing cycle.
The Most Appetising Deals Get 15% cashback on food and beverages at PVR
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
5 % Cashpoints on Paytm spends like Recharge, Utility, Travel, Movies, Mini‑App up to 1 500 per calendar month
5% Cashpoints on Paytm Utility Payments and earn up to 1500 Cashpoints per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
5% Cashback on Smartbuy and 3% cashback on choice of any one E-commerce merchant: Amazon, Flipkart, or PayZapp
1% Cashback on all online spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,384
5% fuel points on spends at IndianOil fuel stations, earning 5 fuel points for every ₹100 spent
5% fuel points on bill payments up to 100 fuel points per month on bill payment spends, earning 5 fuel points for every ₹100 spent
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,342
Book Train Tickets Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
Book Flights & Hotels Earn 2 points per ₹200 spend on booking flights & hotels through IRCTC website or app.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,434
Earn accelerated reward points with 5 points per ₹100 on domestic spends and 10 points per ₹100 on international spends.
Get 28,000 bonus reward points as welcome benefit after card usage and fee payment within 30 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,05,584
Cashback on All Spends Earn 3 Rio Coins (₹3) per ₹100 on UPI spends and 1 Rio Coin (₹1) per ₹100 on all other spends
Cashback on Dining Earn 1 Rio Coin (₹1) per ₹100 spent at restaurants (offline dining)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,439
Welcome vouchers worth over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip and more.
Earn up to 4 reward points per ₹100 spent with 4 on international, 2 on domestic, and 1 on utility & insurance spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
4% value back on fuel purchases on transactions at IndianOil outlets using the Axis Bank IndianOil credit card
1% reward points on every spend on all purchases except fuel, utilities, and wallet recharges
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Earn 4 myCash on every hotel booking transaction worth ₹200 or more.
Earn 2 myCash on every flight booking transaction worth ₹200 or more.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
10% Cash-Back on Movies • Spend ₹10,000 on non-entertainment categories to earn 10% cashback on movies every month.
10% Cash-Back on Dining • Spend ₹10,000 on non-dining categories to earn 10% cashback on dining (stand-alone outlets) every month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,500
3% cashback on grocery and dining spends on grocery, supermarket, dining, and PayZapp transactions, capped at ₹500 per month
2% cashback on utility bill payments capped at ₹500 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
5X reward point 5X Reward Points on purchases at Marks & Spencer, Myntra, Nykaa, Reliance Digital.
4 Reward Points 4 Reward Points on every ₹150 spent on utility bills, including insurance and education
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
2% cashback on groceries and utilities on grocery and departmental store purchases as well as utility bill payments, with a maximum cashback of ₹50 per statement cycle
1% cashback on other retail spends on all other retail transactions, capped at ₹50 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,09,876
10% Savings on Departmental & Grocery Store spends earn 10 Saving Points for every ₹100 spent at Departmental & Grocery Stores, with a maximum of 500 Saving Points you can earn in a month, valued at ₹500.
More Savings! earn 1 Saving Point for every ₹250 spent on other categories. Points from purchases in Departmental & Grocery stores are added on top.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,601
2 reward points on every ₹100 spent on retail purchases excluding fuel, redeemable for rewards
1 reward point on every ₹100 spent on insurance, utilities, and government transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5 % Effective Value Back on Groceries earn 20 points (₹5 value) per ₹100 on grocery spends (capped at 1,000 points/month).
Unlimited Rewards on other purchases earn 1 reward point for every ₹100 you spend on any transaction with your RBL Shoprite card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,534
Enhanced Rewards on Travel earn 5 Travel Points for every ₹100 spent on travel‑related purchases
Standard Rewards on Non‑Travel Spends earn 2 Travel Points for every ₹100 spent on all non‑travel retail transactions.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,00,000
Earn 4 reward points for every ₹100 spent on flights, travel aggregators, and in foreign currency,
Earn 10,000 bonus reward points when you spend more than ₹1,200,000 a year.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,02,034
3% Cashback On QR Payments on transactions done via the Super.money using UPI QR codes, capped at ₹500 per statement cycle.
1% Cashback On Other Spends on all other qualifying transactions excluding restricted categories; combined cashback with 3% capped at ₹500 per statement cycle.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,232
3000 welcome Fuel Points on first retail spend of ₹500 or more within 30 days of card issuance
1000 Fuel Points per quarter on spending ₹75,000 per quarter on spending ₹75,000
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,444
Maximize rewards on everyday spends with 5X points on dining, grocery, and departmental stores, and 2 points per ₹100.on other spends.
Get ₹5,000 welcome e-vouchers from Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, or Shoppers Stop.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,665
4.25% Value Back on BPCL fuel spends capped at 1,300 reward points per billing cycle
5X Reward Points on everyday spends for every ₹100 spent on groceries, departmental stores, movies, and dining, capped at 5,000 reward points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,23,432
3% Cashback on QR transactions done on/through the super.money Platform and cashback capped at ₹500 per statement cycle
1% Cashback on all other qualifying spends and cashback capped at ₹500 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Welcome Offer Enjoy ₹500 discount on movies, streams, events, plays, sports and activities bookings on BookMyShow when you make any purchase within 30 days of card issuance; offer valid for 3 months.
Monthly Movie Tickets spend ₹5,000 in a billing month to get two free tickets (up to ₹250 each) in a single transaction; valid for one month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,02,321
Instant Discount Of 7.5% on all spends done across Myntra Platforms and avail a maximum discount of ₹750 per transaction
Earn Unlimited 1.25% Cashback on spends across all other online and offline merchants
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Welcome Benefit offers 2500 EDGE Miles upon completing 1 transaction within 37 days of card issuance;
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,060
12,500 edge reward points worth ₹2,500 on paying the joining fee and completing the first transaction within 30 days
10,000 edge reward points worth ₹2,000 on annual spends of ₹2.5 lakh, boosting your rewards portfolio
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
Flat 10% off on domestic and international flight bookings done via EaseMyTrip with maximum discounts of ₹1,000 and ₹5,000, respectively. Use promo code “EMTSCB” on EaseMyTrip App/Website
Flat 20% instant discount on domestic and international hotel bookings done via EaseMyTrip with maximum savings of ₹5,000 and ₹10,000, respectively. Use promo code “EMTSCB” on EaseMyTrip App/Website
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,360
7% Neucoins on Tata Neu spends on non-EMI purchases made on Tata Neu and partner Tata brands where 1 Reward Point = ₹1
1% Neucoins on other spends on non-EMI spends at non-Tata brands where 1 Reward Point = ₹1
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,000
up to 20% discount on BigBasket purchases above ₹2,000, capped at ₹500 per order
Buy-One-Get-One movie tickets up to ₹300 once a month via Bookmyshow
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,482
₹500 cashback welcome gift on spending ₹10,000 on eligible purchases within the first 90 days of card membership
10X points on essentials on transactions via Zomato, EaseMyTrip, Flipkart, Myntra, and more, capped at 500 points/month per platform
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,476
Earn 10X Reward Points per ₹100 spent on Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra.
Get 5X Reward Points on Other Online Shopping per ₹100, outside the partner list.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,280
50% Discount on dining at select restaurants through EazyDiner Prime. If you spend ₹2,500 per meal and dine 4 times a month, you can save approximately ₹5,000 per month or up to ₹60,000 annually.
Two Complimentary domestic airport lounge visits every calendar quarter, allowing up to 8 free visits per year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,434
Welcome Gift Of 11,000 Bonus Points on spending ₹30,000 within 90 days of Cardmembership and payment of annual fee.
Flexible Reward Points On Card Spends earn 1 Membership Rewards® point per ₹50 (excluding fuel, utilities), 3X points via Reward Multiplier, with no cap or expiry.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,992
3X rewards on travel on bookings made via the American Express travel portal
1,300+ lounge accesses globally with Priority Pass for primary and supplementary cardholders
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,442
Rewards on Travel earn 2 travel Credits & 1 travel credit for every ₹200 that you spend on travel & on all other spends respectively.
Milestones 5,000 Bonus Travel Credits on reaching annual spends of ₹5 Lakh
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,343
10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket transactions.
Earn 2 CashPoints per ₹150 spent on all other eligible purchases excluding fuel, wallet loads, voucher purchases, and partner merchants.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
10X Reward Points On Milestone Spends on spends above ₹20,000 and on birthdays
1.99% Forex Markup on international transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,979
3% reward points on shoppers stop spends on purchases made at Shoppers Stop, capped at ₹500 per month
1% reward points on non-shoppers stop spends on all other purchases, capped at ₹1,000 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,34,567
Earn Reward Points On All Spends with 3 reward points per ₹100 spent, usable across shopping, dining, entertainment, and more.
Enjoy Exclusive Perks including 1:1 reward point redemption on Apple products, Epicure Membership with Taj benefits, and a ₹12,000 Taj gift card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹15,747
₹3 my cash on every ₹200 spent on MakeMyTrip transactions with no restrictions on redemption for flights, hotels, and holidays
Welcome benefits worth ₹2,500 with ₹500 my cash, a ₹2,000 Lemon Tree Hotels voucher, and complimentary MMTBLACK membership
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,243
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
5 reward points on train bookings for every ₹100 spent on train tickets through the IRCTC website or Rail Connect App
5% cashback on train bookings through HDFC Bank SmartBuy
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,634
2 reward points on every ₹150 spent on all eligible transactions
redeem reward points for air miles with leading airlines
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,020
25% cashback on Airtel bill payments on mobile, broadband, wifi, and dth bill payments through the Airtel Thanks
10% cashback on Swiggy and Zomato on every order placed
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,578
Accelerated Rewards On Weekends 2 Reward Points for every ₹100 spent on weekends
Bonus Points On Reaching Milestone on spending over ₹6 lacs in a year get 4000 bonus points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
10 Reward Points per ₹100 spent on lifestyle and luxury shopping, translating to a 2.5% reward rate, with maximum rewards at an optimal monthly spend of ₹30,000
2 domestic and 2 international lounge accesses per calendar quarter using Visa cards and Priority Pass
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and birthday spends
3X Reward Points On Incremental Spends up to ₹20,000 in a statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,660
10% cashback on samsung products on purchases including EMI transactions, capped at ₹5,000 monthly and ₹20,000 annually
30,000 edge reward points as a welcome benefit after completing 3 transactions within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,560
10% cashback on samsung purchases on smartphones, tablets, laptops, televisions, and services, capped at ₹2,500 per month and ₹10,000 annually
10 edge reward points on every ₹100 spent on transactions with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra, and Zomato
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,839
15% off on dining at select restaurants through EazyDiner with the Axis Bank Rewards Credit Card
2 edge reward points on every ₹125 spent on select categories with accelerated rewards
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Up to 5% cashback with 4% cashback capped at ₹200 per month and a 1% fuel surcharge waiver, plus 1.5% additional rewards via HP Pay
5% rewards on daily essentials on groceries, utility bills, and departmental stores, capped at 400 points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,03,432
Earn reward points with 10 points per Rs.100 on chemist, pharmacy, sports, dining, movies, and 2 points per Rs.100 on all other spends
Get a Noise ColorFit Pulse 4 Pro Smartwatch worth ₹7,999 as a welcome gift on payment of the joining fee.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹8,387
2.5% 6E rewards on flight bookings made via the IndiGo website or app
2 6E rewards on every ₹100 spent on dining, entertainment, and grocery spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,243
POPcoins On All Transactions earn POPcoins and enjoy multiple reward benefits like 10 per ₹100 on online and 2 per ₹100 on offline spends.
Joining Benefits Worth ₹5000 includes Blinkit, Cleartrip, PharmEasy, Zomato, Rapido, and Cult Sport offers.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,072
Up to 20% off on dining at select partner restaurants to make every dining experience more rewarding
4,000 bonus points instantly on signing up and beginning your journey with 4,000 bonus points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,499
4 complimentary practo consultations per month, covering you and up to 3 family members
4 free fitternity sessions with 4 interactive video sessions and 16 recorded sessions monthly
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,599
Secured Credit Card issued against a fixed deposit, making it accessible without income proof or credit history
Zero Forex Markup Fee enjoy international transactions without any foreign currency conversion charges.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,576
2 Reward Points for every ₹100 spent on UPI transaction. 1 Reward Point = ₹0.40
1 Reward Point for every ₹100 on non-UPI transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,928
1 complimentary free night award worth up to 15,000 points at Marriott Bonvoy hotels upon joining fee realization
8 marriott bonvoy points on every ₹150 spent at Marriott Bonvoy properties up to a monthly spend of ₹10 lakh
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
₹5,000 welcome benefit through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card
2X reward points on travel, dining, and international spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹9,084
Accelerated Reward Points On Fuel Spends with 30X points on HPCL fuel, grocery, and IDFC FASTag recharge spends
Buy-One-Get-One Movie Tickets twice a month with a discount of ₹250 per ticket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹22,488
10% cashback on dining and food delivery capped at ₹1,000 per billing cycle
1.5% unlimited cashback on other spends on most purchases excluding fuel, wallet reloads, and government transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
Up to 10X reward points on purchases with accelerated points across shopping categories
₹500 cashback on first four transactions of ₹500 or more completed within 60 days of card issuance, totaling up to ₹2,000
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,35,464
Accelerated Points At Shoppers Stop earn 20 points per ₹200 on exclusive brands and 12 points per ₹200 on other brands at Shoppers Stop with no earning cap.
Unlimited 2 First Citizen points earned on every ₹200 spent elsewhere
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
0% Forex Markup on international transactions
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
10 Reward Points per ₹100 spent on dining, groceries, departmental stores, and movies
Welcome Gift Worth ₹3,000 from brands like Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com upon payment of the annual fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,796
Welcome Gift Worth ₹5,000 from premium brands upon joining
Enjoy 5X Reward Points on dining and grocery spends, maximizing your rewards on everyday expenses
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
1 membership rewards point on every ₹50 spent including fuel and utilities spend
1,000 bonus membership rewards points on completing six transactions of ₹1,000 or more each month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,000
₹12,500 welcome voucher through Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation
Unlimited lounge visits globally with Priority Pass, including 8 guest visits annually and unlimited domestic lounge access
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday
Earn 3X Reward Points on spends up to ₹20,000 in a statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5 reward points on every ₹150 spent on retail purchases including insurance, utilities, and education
10X reward points on Smartbuy redeemable for flights, hotels, and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
5X Points on Regular Spends Get 5 Reward Points for every ₹150 spent on eligible categories
Quarterly Milestone Rewards Earn 10,000 Bonus Reward Points on spending ₹4 lakh in a calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5X Reward Points on Spends Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,321
Card Eligibility
Enter your details and get personalised card recommendations
We value your time and privacy. Your details are secure and used only to assist you better.
© 2025 BankKaro
Powered by Pouring Pounds