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Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Get 5% Cashback on all online spends with a capping of ₹2,000 (including offline spends)
Get 5% Cashback on Blinkit, Zepto, BigBasket, Instamart with a capping of ₹2,000 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
Shopping Get 7.5% Cashback on Myntra spends capped at ₹4,000 per statement quarter
Get 5% Cashback on Flipkart spends capped at ₹4,000 per statement quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,321
Flat ₹250 Cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card
Get 1.5% Cashback on UPI spends and 2 reward points per ₹200 spend on non-UPI transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 10X Reward Points at Myntra, Tata Cliq Apollo 24x7, BookMyShow, IGP, and on e-Gift Voucher purchases at the Gyftr portal, on online spends counted within the 10,000 reward points monthly cap across accelerated categories
Get 5X Reward Points on all other Online Spends capped at 10,000 reward points per calendar month across accelerated categories, after which spends earn 1 reward point per ₹100
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
Earn 10X SmartBuy Points on IGP.com, Jockey and Pharmeasy transactions through SmartBuy, within the Regalia SmartBuy cap of 4,000 reward points per month and 2,000 per day
Get Lounge Access with 12 Domestic& 6 International Airport lounge visits per calendar year using Priority Pass
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 7.5% on Myntra and 5% on Flipkart & Cleartrip each with up to ₹4,000 cashback per calendar quarter
Earn 4% Cashback on Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,676
Earn 5% Cashback on Eligible Online Spends across select categories such as apparel, electronics, cabs, personal care and more at partner merchants like Amazon, Flipkart, Myntra and AJIO, capped at ₹1,500 per billing cycle
5% Cashback on Online Spends across apps like Amazon, Flipkart, Myntra, AJIO, and many more up to ₹1,500 cashback per cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
Get 5% Cashback on Converting Eligible credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before
Zero Annual & Renewal Fees making the card lifetime free with no renewal charge
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹24,356
Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq Westside, Titan and Tanishq on non-EMI spends
Get 5% NeuCoins on Eligible Tata Pay Bill Payments after NeuPass registration, with spends eligible up to ₹1,00,000 per month and ₹6,00,000 per year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,000
Get Movie Ticket Free on Your Second District Booking with Coupon AXIS200 capped at ₹200 per month and with no reward points on movie transactions
Get ₹120 Off on Swiggy Orders With Coupon AXIS120 on minimum spends of ₹500, capped at ₹120 per order and redeemable up to 2 times a month per user ID
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,115
Earn 5% cashback on Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit cashback is in reward points redeemable against statement balance (1 point = ₹1)
Get 10% Additional Discount on Swiggy Dineout using coupon code HDFCCARDS
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,568
Earn 2% Cashback on all Online Spends capped at ₹1,000 per month
Earn 1% Cashback on all Other Spends capped at ₹500 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,60,000
Earn 10,000 Bonus Reward Points on annual spends exceeding ₹12,00,000
Save up to 15% on Travel Bookings on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,232
3,000 Fuel Points as Welcome Benefit on spending ₹500 or more within 30 days of card issuance
Up to 7.5% Valueback on Fuel Purchases through accelerated fuel points earnings and fuel surcharge waiver benefits
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday
Earn 3X Reward Points per ₹150 on eligible spends up to ₹20,000 in a monthly statement cycle.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Travel Complimentary Unlimited Visits Lounge Access at domestic and international airports
TATA CLiQ Worth ₹5,000 for American Express Cardholders, twice every year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹9,084
5% rewards on FASTag recharges when you recharge your IDFC FIRST FASTag through the IDFC FIRST Bank Mobile App or FIRST Forward App
Up to 30X Reward Points on HPCL Fuel on spends up to ₹12,000 per statement cycle, helping you earn up to 2,400 reward points every month on fuel purchases
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,07,171
Get Zero Forex Markup on all international transactions
Get Unlimited Complimentary Domestic Airport Lounge access by spending ₹10,000 on the card in the preceding calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,020
Get 25% Cashback on Airtel Recharge, DTH and Broadband payments made via the Airtel Thanks app, up to 2x of the cashback earned on other spends
Get ₹250 Amazon E-Voucher on first transaction made within first 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 3X Reward Points on Rental, Government, Education and Wallet Load Spends i.e. 3 reward points per ₹200 spent
Earn 10X Reward Points on Eligible spends i.e. 10 reward points per ₹200 spent (1 point = ₹0.25), reward points never expire
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,00,000
Get a Welcome Voucher Worth ₹12,500 choose from Luxe Gift Card, The Postcard Hotels Gift Voucher, or Yatra Gift Voucher on making first transaction within 30 days
Enjoy Unlimited Domestic Airport Lounge Access on spending ₹50,000 in the previous 3 months, at select lounges in India
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹9,000
Get 5% Cashback on Swiggy spends across Food Delivery, Instamart and Dineout up to ₹1500 per billing cycle
Enjoy Swiggy One Membership for 12 Months as a welcome benefit on card activation, claimable on the Swiggy app within 2 to 3 days
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Get ₹1,000 Cashback on Spending ₹20,000 in the first 30 days plus ₹250 Amazon eGift Voucher on online application with video verification
Get 4 Complimentary Domestic Airport Lounge visits per year maximum 1 visit per calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,060
Earn 10,000 bonus EDGE Reward Points worth ₹2,000 on spending ₹2.5 lakh in a card anniversary year
Earn 10 EDGE Reward Points for every ₹200 spent on domestic and international transactions, redeemable across 500+ rewards and offers
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Get welcome vouchers worth over ₹13,000 from top brands like Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip and Croma
Enjoy 2 complimentary international lounge visits every year and 4 complimentary domestic lounge visits every quarter, plus air accident insurance cover of up to ₹3 crore
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Get Complimentary Golf Games with 6 games per quarter at top courses worldwide and 24x7 concierge booking assistance
Earn up to 10X Reward Points on SmartBuy purchases, capped at 10,000 Reward Points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Earn Up To 7% Cashback On Online Spends tiered across monthly spend brackets, capped at ₹4,000 per statement month
Earn 0.75% Unlimited Cashback On All Offline and Travel Spends on eligible point-of-sale and travel transactions with no monthly cap
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,400
4 YES Rewardz Points per Rs. 200 spent on offline shopping
8 YES Rewardz Points per Rs. 200 spent on online shopping, up to 5,000 points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5000 EDGE Miles on First transaction will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.
Get 2 Complimentary International Lounge Visits per quarter and 8 domestic lounge visits for Visa Signature cardholders.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,00,000
Superior Miles Conversion for Burgundy earn 4 partner miles for every 5 EDGE Reward Points, delivering higher value compared to regular Magnus
Unlimited Lounge Access gives unlimited domestic and international airport lounge visits with complimentary Priority Pass membership, including 4 accompanying guest visits per year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹27,300
Earn 2 CashPoints on every ₹150 spent on all eligible business spends, capped at 15,000 CashPoints per statement cycle with 1 CashPoint worth up to ₹0.25
Earn 10X Cash Points on bill payments, IT payments and GST payments subject to minimum ₹10,000 statement cycle spends and a maximum of 1,500 Cash Points per cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹15,000
Gift Cards on Your First RuPay Credit Card on UPI transaction and next 10 eligible UPI transactions on PhonePe, worth ₹499 plus 10 scratch cards of ₹50 each
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get Premium Memberships with Taj Epicure Plus Membership and EazyDiner Prime Membership along with 12,500 Reward Points
Get Unlimited Lounge Access at International & Domestic airport lounges for both Primary and Plus Card members
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Earn 5% Cashback on food delivery and entertainment spends on BookMyShow and Zomato when Dining and Entertainment is selected as a chosen category
Enjoy Up to 10% Off on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app only
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,05,584
Enjoy Lounge Visits with 2 complimentary domestic airport lounge visits per quarter via Dreamfolks lounges, subject to YES Bank quarterly spending criteria
Earn 3% Zagg Coins on all eligible UPI transactions via Zagg platform on minimum transaction value of ₹50, capped at 1.5% of total credit limit
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,243
Earn 10 POPcoins for Every ₹100 Spent on online transactions, capped at 2,000 POPcoins monthly
Get Welcome Benefits with 500 POPcoins on activation, 3-month Zomato Gold Mini membership, a 6-month PharmEasy Plus membership, and a Cleartrip voucher worth ₹750
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹18,000
Get Up To 5% Cashback on Online Spends with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle
Get Up To 6% Cashback on Hotel and Flight bookings via IDFC FIRST Bank app with 1% additional bonus cashback over the base online cashback rate
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5 % Effective Value Back on Groceries earn 20 points (₹5 value) per ₹100 on grocery spends (capped at 1,000 points/month).
Unlimited Rewards on other purchases as you get 1 reward point for every ₹100 you spend on any transaction with your RBL Shoprite card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,03,232
Get 40,000 Reward Points Worth ₹10,000 on payment of joining fee, 1 ARP = ₹0.25
Get Complimentary Club Marriott Access 1-year Club Marriott membership
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5X Reward Points on Spends Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,280
Earn 3X EazyPoints on every Dining Transaction via the card redeemable for free hotel stays, free meals and exclusive restaurant events across India
Get 1-year EazyDiner Prime Membership worth ₹3,550 on Joining with guaranteed 25%-50% off at 2,000+ premium restaurants, plus 2,000 welcome bonus EazyPoints
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,928
Earn 8 Marriott Bonvoy Points per ₹150 at Marriott Hotels on every eligible spend made directly at hotels Capped at ₹10 lakh monthly spend max 53,335 Points/month
Complimentary Marriott Bonvoy Silver Elite Status with exclusive privileges like priority late checkout and bonus points on Marriott stays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
Earn 4% Value Back on Fuel Transactions at IOCL outlets by earning 20 EDGE REWARD points per ₹100 on settlement amounts of ₹400 to ₹4,000, up to ₹5,000 spends per calendar month
Get Welcome Rewards on the First Fuel Transaction within 30 days of card issuance by earning 5 EDGE REWARD points per ₹1 spent, capped at 1,250 EDGE REWARD points on spends up to ₹250 and valid only once on the primary card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
Earn 2 Maharaja Points for Every ₹200 spent redeemable for upgrades and award flights via Air India Maharaja Club
Enjoy 2 Complimentary Domestic Airport Lounge access on spending ₹50,000 in the previous 3 calendar months
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,665
Get 7.25% Value Back on BPCL Fuel Purchases equivalent to 25 reward points per ₹100 with a maximum of 2,500 reward points per billing cycle
Earn 6000 Bonus Points Worth ₹1,500 as welcome gift on payment of the annual fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,360
Earn 2% back as NeuCoins on Tata Neu and partner Tata Brand spends plus additional 5% on selected categories on Tata Neu App/Website
Earn 1% back as NeuCoins on non-Tata Brand spends and on any merchant EMI spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
Earn 3X reward points per ₹200 on Education, Government & Wallet Loads on rental, property management, government services, education and wallet load transactions
Earn 33% bonus Reward Points on Hotel Bookings via FIRST Rewards Gallery plus 13% bonus on flights, over and above usual card reward points, redeemable for travel
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,876
Get 10% Off On Zomato up to ₹100 twice a month on orders above ₹299
Get 10% Off At Nykaa up to ₹500 once a month across Nykaa Beauty, Nykaa Men and Nykaa Fashion
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Earn 6X EDGE Miles on every ₹150 Spent at listed IndianOil outlets up to ₹15,000 per statement month, capped at 600 EDGE Miles at 1 EDGE Mile = ₹1
Get 500 EDGE Miles on First Transaction within 30 days of card issuance, credited within T+12 days at 1 EDGE Mile = ₹1
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹44,400
Earn 10 Rewards per ₹100 on eligible PhonePe spends
Get Yatra Voucher on Annual spends of Rs. 5 lakh with a Yatra e-Voucher worth Rs. 5,000 valid for 4 months
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,600
Get 3% Cashback on every ₹100 spent on online merchant card payments on ecommerce transactions
Redeem Your Cashback for 5%, 10% or 15% Extra Discount on popular brand vouchers like Amazon Pay, Flipkart, Myntra and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹22,000
Get 1,499 NeuCoins As Welcome Benefit credited within 15 days of joining-fee realization to your NeuPass account
Earn 5% Value Back as NeuCoins on Tata Neu App, Website, and Partner Brands on spends at Croma, Westside, Titan, Tanishq, and Tata Cliq
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Get Annual Memberships on Club Marriott, Amazon Prime and Swiggy One on spending ₹1.5 lakh within the first 90 days
Enjoy Unlimited Lounge Access at 1,300+ lounges in India and abroad for primary and add-on card members
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Earn 2X Reward Points on every ₹150 spent online capped at 500 reward points per statement cycle (1 reward point = up to ₹0.25)
Get up to 10% Cashback on Flights, Hotels, and Gift Vouchers via SmartBuy portal
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 25% Movie Discount on BookMyShow and INOX tickets up to ₹100, twice a month
Get 2,000 Reward Points as Joining Benefit on ICICI Bank HPCL Super Saver Credit Card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹24,000
Earn 3x Miles On Etihad per ₹100 spent on Etihad Airways bookings
Get Double Welcome Miles on spending ₹10,000 within 60 days and paying the joining fee for 2,500 + 2,500 bonus miles
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,560
Get 10% Cashback on Samsung Purchases on every eligible Samsung product purchase (including EMI transactions), Capped at ₹2,500 per month and ₹10,000 per annum from date of card issuance
10 EDGE reward points on every ₹100 spent with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra and Zomato
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹24,000
Complimentary Lounge Access with 12 domestic and 8 international visits each year
Earn Miles Everywhere with 6 Miles per ₹100 on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Get Up To 5% Rewards on Amazon purchases with unlimited reward points and no capping across spends
1.99% Forex Mark-Up Rate Lower Forex Markup on international spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,011
Get a complimentary 3-month EazyDiner Prime membership worth ₹1,095 as a welcome benefit on card activation, with guaranteed 25–50% off at 2,000+ partner restaurants and bars
Get 500 Welcome EazyPoints on card activation as a one-time joining benefit
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
Get 2 Complimentary International Airport Lounge accesses for the primary cardholder at international airport lounges
Buy 1 Get 1 Movies on BookMyShow With up to ₹500 off on the second ticket, twice every month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Get 6% Valueback at IndianOil fuel Stations as 10 fuel points per ₹100 spent, capped at 1,000 fuel points per month
Get 1,000 Fuel Points on Spends Above ₹500 within 30 days of getting the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,634
Earn up to 6X Reward Points on Hotels, Flights and Car Rentals via Travel with Points on HSBC Rewards Programme
Earn 2 Reward Points for every ₹150 spent on all card transactions, convertible to air miles and hotel loyalty points via HSBC India App
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,576
2 Reward Points for every ₹100 spent on UPI transaction. 1 Reward Point = ₹0.40
Enjoy Lifetime Free with zero joining fee and zero annual fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Welcome Vouchers Worth up to ₹60,000 on paying the joining fee and spending INR 50,000 within the first 60 days of card membership
Earn 3X Reward Points on all Overseas spends made in a currency other than Indian Rupees
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
Get 12,500 Reward Points upon fee realization and card activation as a welcome benefit
Get Up To 10x Points on SmartBuy shopping spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 4,000 Bonus Reward Points on Joining on payment of annual fee and spends of INR 2,000 within 30 days of card issuance
Get 1+1 Free on BookMyShow Movie Tickets up to ₹200 off, once a month on any day
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,34,567
Earn Up To 12X Points on Hotel, Flight and car rental bookings through Travel with Points up to 18,000 reward points per month
Get Unlimited Domestic and International Lounge Access for cardholders plus 8 international guest visits
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,534
Bonus Reward Points on Annual Spend Milestones with 10,000 reward points on ₹2.5 lakh spends and 15,000 reward points on ₹5 lakh spends in a membership year
₹10,000 Voucher on ₹7.5 Lakh Annual Spends ₹10,000 Voucher on ₹7.5 Lakh Annual Spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
Earn up to 60 Reward Points on Hotel Booking via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month
Enjoy 0% forex markup on International transactions save on every overseas spend with no foreign exchange conversion fees on the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,230
Get 10% off on every BookMyShow Movie Ticket capped at ₹100 per month
Get 10% off on Blinkit Orders up to ₹250 off on minimum spend of ₹750, valid once per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
Earn up to 60 Reward Points on Hotel Bookings via the IDFC FIRST Bank Mobile App, capped at 15,000 bonus Reward Points per calendar month
Earn 7,500 Reward Points Worth up to ₹3,000 as an annual fee benefit on spends of ₹8 lakhs in the previous anniversary year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,243
Earn 10 Jewels Per ₹100 on your selected Switch category (Shopping, Dining, or Travel); 5 Jewels = ₹1; capped at 15,000 Jewels (₹3,000) per billing cycle
Get Domestic Lounge Access once every 3 months on eligible spends of ₹90,000 in the last 3 months with voucher validity of 3 months
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,03,432
Earn 10 Reward Points on every ₹100 spent on chemist, pharmacy, sports, dining and movies
Get a Noise ColorFit Pulse 4 Pro Smartwatch worth ₹7,999 as a welcome gift on payment of the joining fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,749
Get 5% Cashback on Grocery, Supermarket and departmental store spends with minimum transaction of ₹1,000 up to ₹500 cashback per month and up to ₹150 cashback per transaction
Get 3X Reward Points on all Other Spends with 3 reward points for every ₹150 spent Redeem Reward Points on the 360 Degree Rewards portal for products
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
Get 10% Cashback on Dining, Food Delivery and Grocery Spending
Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation on spending ₹10,000 within 30 days od successful application
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,10,000
Enjoy Unlimited Domestic And International Airport Lounge Access via Priority Pass across 1,400+ lounges in 145+ countries for both primary and add-on cardholders
Earn 2% Reward Points On Domestic Spends And 2.5% On International Spends on eligible transactions using the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get 2,000 Activation Bonus reward points Worth ₹500 credited within 20 days of joining fee payment
Earn 13X Reward Points on Fuel Purchases at BPCL Petrol Pumps with maximum 1300 Reward points per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get Annual Memberships of Swiggy One & Times Prime on achieving retail spends of ₹75,000 within 90 days of card issuance
On Net Spends of ₹1,50,000 or More in a calendar quarter, choose any one ₹1,500 voucher from Marriott, Decathlon, Barbeque Nation, O2 Spa or Lakme Salon
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get 2000 CashPoints on quarterly retail spends of ₹75,000 and above
Get Up To 20% Savings on restaurant bill payments via Swiggy Dineout using the Swiggy app at 20,000+ restaurants
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,658
Get Fuel Welcome Cashback on the first HPCL fuel transaction of ₹250 or more within 30 days of card setup as ₹250 cashback
5% Cashback on First EMI Conversion get 5% cashback up to ₹1,000 on converting the first transaction to EMI
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Earn Up To 6X Rewards on Every ₹100 Spent with slab-based accelerated reward points and a maximum cash redemption of 5,000 points per calendar month
Get Free Movie Tickets on BookMyShow with 1 complimentary ticket up to ₹500 every 6 months in a calendar year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,796
Welcome Gift Worth ₹5,000 from premium brands upon joining
Earn 2 Reward Points per ₹100 spent on all other spends, except fuel
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 4,000 Bonus Membership Rewards Points as a welcome gift credited post card issuance
Get up to ₹10,000 instant cashback on Apple purchases available at the Apple Store Online, Apple BKC Mumbai, or Apple Saket Delhi on eligible products
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,384
Get INR 250 Voucher Upon Card Activation and Completion of at least one transaction within 37 days from card issuance date
Get Complimentary Membership in the IndianOil XTRAREWARDS Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,476
Earn 10X Reward Points per ₹150 Spent on Dining, Movies, Departmental Stores and Grocery i.e. 10 reward points per ₹150 on these categories
Earn 1 Reward Point for every ₹150 spent on all other eligible spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
2% Cashback on Groceries & Utilities on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
1% Cashback on Other Retail Spends on all other eligible retail transactions, capped at ₹50 cashback per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,578
Get 1 free Movie Ticket per Month on BookMyShow via buy-1-get-1 offer plus ₹50 off on F&B, capped at ₹200 per free ticket
Earn 2 Reward Points per ₹100 Spent on Weekends and 1 reward point per ₹100 on weekdays, with no cap on earning and no expiry on points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Earn 5 EDGE Miles for Every ₹100 Spent on TRAVEL EDGE portal, direct airlines and hotels, capped at cumulative travel spends of ₹2,00,000 per month
Enjoy Airport Lounge Access with 8 domestic and 4 international visits per year on Silver tier, 12 domestic and 6 international on Gold tier, and 18 domestic and 12 international on Platinum tier
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2 Reward Points Per ₹100 on all eligible online retail purchases
Earn 1.5% Cashback On Offline Retail Spends capped at ₹100 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹8,000
Welcome Voucher Worth ₹1,000 on First Purchase within 30 days of card issuance to receive a ₹1,000 brand voucher (Amazon/Flipkart/Myntra/Croma/Shoppers Stop).
10% Cashback on Myntra also get 10% instant discount on BookMyShow movie tickets cashback credited within 60 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Earn 7% Reward Points on Shoppers Stop Spends on all online and offline purchases at Shoppers Stop, capped at 2,000 reward points per month
Enjoy 16 Domestic and 8 International Lounge Visits per year (maximum 4 domestic and 2 international per quarter)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,650
Earn ZCoins on Popular Brands across top merchants like Amazon, Flipkart, Myntra, AJIO, JioMart, Domino’s, Uber, Zomato, and many more via the ZET platform
High ZCoins Rewards on Food & Entertainment with accelerated ZCoins earnings on brands like Zomato, Domino’s, EatSure, PVR, Sony LIV, and OneLite
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,439
Welcome Vouchers Worth Over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip
Get Discount of 25% up to ₹150 off on movie tickets each on BookMyShow and INOX, twice a month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,522
10X CashPoints on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber, capped at 2500 Reward Points per month
10% Extra Discount on Swiggy Dineout using the coupon code HDFCCARDS, as per offer terms
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
2.5 6E Rewards per ₹100 Spent on flights booked on the IndiGo App/Website
Earn 2 6E Rewards per ₹100 Spent on Grocery, Dining & Entertainment Capped at 100 6E Rewards per month across Grocery, Dining, and Entertainment spends combined
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,839
30% Off on Swiggy instant discount on Swiggy twice every month
Earn 5,000 EDGE REWARD Points as a welcome benefiton cumulative spends of ₹1,000 or more within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,601
Earn 2 Reward Points per ₹100 spent on Retail Transactions a category many cards exclude entirely from earning rewards
Earn 1 Reward Point per ₹100 on Utility & Insurance Spends a category many cards exclude entirely from earning rewards
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Earn 4 Reward Points Per ₹100 on Your Top Spending Category choose from 4 reward plans — Shop, Home, Travel or Party — to maximize earnings on what you spend most on
Earn 4 Reward Points per ₹100 on Hotel Expenses via Travel Plan plus 2.5 points on airline tickets and 1.5 points on car rental & rail tickets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,979
Welcome Voucher Worth ₹500 from Shoppers Stop issued on card activation and redeemable on any purchase at Shoppers Stop stores
Complimentary Shoppers Stop Silver Edge Membership provided free with the card, offering exclusive privileges at Shoppers Stop
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
Get 2 Complimentary Domestic Airport Lounge visits per quarter with minimum spend of ₹50,000 in the calendar quarter
Earn 2,500 Bonus Reward Points on your Birthday on completing just 1 retail transaction on your birthday
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,072
Earn 1 Membership Rewards Point for Every ₹50 Spent redeemable for vouchers worth up to ₹14,000 (Taj) at 24,000 points via 18K and 24K Gold Collection
Earn 1,000 bonus Reward Points on making 4 transactions of ₹1,500+ in a month a recurring monthly bonus on top of regular reward earnings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
Earn 1 Membership Reward Point for Every ₹50 Spent with no expiry on points as long as the card is active and in good standing
Get 8 Complimentary Domestic Airport Lounge visits per year limited to 2 visits per calendar quarter, with complimentary Priority Pass membership
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,482
Earn 10X Membership Rewards on Zomato, Flipkart, Uber & More 10 points per ₹50 spent on Zomato, Ajio, Nykaa, BookMyShow, Uber and other 10X partners
Earn 5X Membership Rewards on Amazon Spends 5 points per ₹50 spent on all Amazon Transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
Get up to 16 Buy-1-Get-1 Movie/Event Tickets on BookMyShow per year up to 4 BOGO tickets per quarter, capped at ₹500 discount per ticket
Get 8 Complimentary Golf Games or Lessons per year up to 2 per calendar quarter, bookable via concierge
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,624
Save Up To 3.5% on Fuel Transactions at HPCL pumps with 2.5% cashback capped at ₹100 per month
Get 25% Off Movies on BookMyShow Movie Tickets up to ₹100 with 2 discounts every month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹15,747
Get 8 Domestic and 1 International Airport Lounge Access via Paytm, Google Pay & PhonePe, plus up to 1% additional RuPay coins
Earn 6% myCash on MakeMyTrip Hotel Bookings over and above usual MMT discounts & coupons, redeemable at 1 myCash = ₹1
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,660
Earn 10% Cashback on Samsung Purchases including EMI Transactions, capped at ₹5,000 per month & ₹20,000 per year
Enjoy 8 Complimentary Domestic Lounge visits per calendar year on spending ₹50,000 in previous 3 months, at select airports
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,000
12 Complimentary International Lounge Access visits annually via Priority Pass
Get 10,000 EDGE REWARD Points on your first transaction within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
Earn 5 Reward Points per ₹100 on IRCTC Bookings on every eligible spend made via the IRCTC ticketing website and IRCTC Rail 1 Reward Point = ₹1 at redemption against train bookings via HDFC Bank SmartBuy
Get Additional 5% Cashback on Train Ticket Bookings on all train ticket bookings made through HDFC Bank SmartBuy using the card, capped at 70% of the total fare
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,500
Earn 3% CashPoints on Groceries, Supermarket, Dining & PayZapp Capped at 500 CashPoints per calendar month. Minimum transaction of ₹100 required 1 CashPoint = ₹0.25
Earn 2% CashPoints on Utility Bill payment, Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,599
Enjoy zero forex markup fees on international spendswith Reward Points earned
Earn up to 4X Reward Points on online, offline and international spends earning 4 Reward Points per ₹200 spent (equivalent to 1 RP = ₹0.25)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
Get a welcome E-Gift Voucher worth ₹3,000 redeemable across Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, or Shoppers Stop
20 Reward Points Per ₹100 on Birthday spends made one day before, on, and one day after your birthday, capped at 2,000 reward points per year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,499
Get a Decathlon OMNI Gift Card worth ₹750 as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance
Earn 5X EDGE Reward Points on Insurance Spends as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,434
Welcome Gift of 11,000 Bonus Membership Rewards Points on spending ₹30,000 within 90 days of Cardmembership and payment of the annual fee
Monthly ₹1,000 Vouchers on Eligible Spends on spending ₹50,000 in a calendar month, redeemable across select brands like Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, and MakeMyTrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,424
Get ₹1,000 Cashback on Shopping via PayZapp across 200+ brands, capped at ₹1,000
Earn 3 Reward Points for every ₹150 spent
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Earn 60 Reward Points per ₹150 on Hotel Bookings via the Travel & Shop section on the IDFC FIRST Bank Mobile App, including 50 bonus points per ₹150 with a monthly bonus cap of 600 points
Earn 30 Reward Points per ₹150 on Flight Bookings via the Travel & Shop section on the IDFC FIRST Bank Mobile App, including 20 bonus points per ₹150 with a monthly bonus cap of 300 points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,343
Earn 10X CashPoints on Amazon and Flipkart spends with a monthly reward capping of 2,500 CashPoints
Get up to ₹200 off per on Swiggy Dineout Discount using coupon code HDFCCARDS per transaction on a minimum order value of ₹2,000, up to twice per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,434
Earn 10 Reward Points on every ₹100 spent on international transactions
Unlock a ₹8,000 Milestone Voucher choose from Amazon, Myntra, Croma, MakeMyTrip, Taj Experiences
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Earn 4% Back as Reward Points on IndianOil fuel spends at 24 Reward Points per ₹150, capped at 1,200 Reward Points per statement cycle with 1 Reward Point = ₹0.25
Get 1,000 Reward Points Worth ₹250 on spending ₹500 within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 500 Reward Points on making your first transaction within 30 days of card setup
Get 1 Reward Points for every ₹100 Spent on utility and insurance spends at 1 point per ₹100, capped at 5,000 points per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,983
Earn 10 Zen Points for Every ₹150 Spent on shopping categories including capped at 6,500 points per billing cycle
Get 3 Complimentary International Lounge Access visits per calendar year for the primary cardholder
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹29,987
Get Joining Fee Rewards as 6000 Reward Points worth ₹6000 on payment of the joining fee
Enjoy 4 Complimentary Domestic Lounge visits per calendar quarter at lounges
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Earn up to 10% value back on IRCTC Ticket Bookings as Reward Points on AC1, AC2, AC3, Executive Chair Car and Chair Car bookings via irctc.co.in and the IRCTC Mobile App
Get 350 bonus Reward Points as a welcome gift on making a single transaction of ₹500 or more within 45 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,35,464
Earn 20 First Citizen Points per ₹200 on Shoppers Stop Exclusive (private label) brands and 12 points per ₹200 on other Shoppers Stop brands
Get 15% off on EazyDiner up to ₹500 on EazyDiner Instant Discount, (min order ₹2,500), valid once per card per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹0
Book Train Tickets Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
1 Reward Point = ₹1 on IRCTC Redemptions making reward points directly usable for train ticket bookings through IRCTC’s Pay by Points feature.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,442
Get 1,500 Travel Credits as a Welcome Gift on spending ₹30,000 within 60 days of card issuance
Earn 5,000 Bonus Travel Credits on achieving annual spends of ₹5 lakh
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Earn up to 4 myCash per ₹200 on MakeMyTrip hotel and holiday bookings and 2 myCash per ₹200 on flight bookings via MakeMyTrip, redeemable at 1 myCash = ₹1
Get up to 8 Complimentary Domestic Airport Lounge visits per year available each quarter on spending ₹75,000 or more on the card in the preceding calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,545
Save Big on PVR INOX Food & Beverages with 20% instant discount every time you order snacks at PVR INOX
Get Free PVR Movie Tickets every month on spending ₹10,000/- and above in a monthly billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Earn 5 % Cashpoints on Paytm spends like Recharge, Utility, Travel, Mini‑App up to 1 500 per calendar month
Enjoy Up to 20% Discount on partner restaurants via Dineout
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Earn 10% Cashback on movie theatre and entertainment spends for transactions up to ₹4,000, with a combined cashback cap of ₹600 per month across dining and movies, subject to ₹10,000 spend on other categories in the same billing cycle
Get Free PVR Tickets or ₹750 cashback on spending ₹1,25,000 every 6 months, with a maximum of 8 free PVR tickets or ₹1,500 cashback per year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,09,876
Earn 10 Saving Points for Every ₹100 spent at Departmental & Grocery Stores, on transactions between ₹1,500 and ₹4,000, with a maximum of 500 Saving Points per month (worth ₹500)
Get Free PVR Tickets or 1,200 Reward Points on spending ₹1,25,000 every 6 months, with a maximum of 12 free tickets per year valid on any day and any show
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,23,432
Earn 10 EDGE Reward Points on every ₹200 spent domestically and internationally
Get 2 Complimentary Domestic Airport Lounge Visits per calendar quarter after spending ₹50,000 in the previous 3 months
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,02,034
Earn 3% Cashback on UPI QR transactions via super.money app, capped at the total cashback earned from all other UPI and non-UPI spends; minimum cap of ₹100
3% Cashback on SuperMoney App Spends on transactions using the Axis Bank SuperMoney RuPay Credit Card via the SuperMoney App, capped at ₹500 cashback per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Welcome Offer: ₹500 BookMyShow Discount on BookMyShow across movies, events, plays, streams, sports & activities
₹100 Off on Food & Beverages on BookMyShow when you book movie tickets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2.5 Mojo Points per ₹100 on online spends across categories without any cap
Get Lounge Access with 8 complimentary airport lounge visits in India every year, limited to 2 per quarter, on spending ₹75,000 or more in the previous calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹45,000
Get 10,000 Reward Points as a Welcome Benefit when you make an eligible retail transaction within 30 days of card issuance
Enjoy 1 Complimentary Movie Ticket on BookMyShow every month on booking 2 or more tickets, capped at ₹200 per month (up to ₹2,400 per year)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Earn Up To 22 IndiGo BluChips Per ₹100 On IndiGo Flight Bookings 6 as card benefit, 8 as BluChip member bonus, 4 as channel bonus on IndiGo app/website, and up to 4 as tier bonus
Earn 3 IndiGo BluChips per ₹100 on All Other Spends redeemable against IndiGo flight bookings via your IndiGo BluChip account
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5% Cashback on Bill Payments & Recharges Via Google Pay Electricity, water, gas, LPG, broadband, DTH & mobile recharges paid via Google Pay using ACE (Android only). Accelerated cashback is capped at ₹500 per statement (combined with 4% category)
4% Cashback on Swiggy, Zomato & Ola Valid on Swiggy & Zomato (app & website) forms part of the accelerated bucket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 5% Cashback On Business Essential Spends on telecom, utility, government and tax payments, capped at ₹250 per statement cycle on minimum spends of ₹10,000
Save 1.6% On Fuel Spends capped at ₹1,000 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,325
Get Complimentary SpiceClub Silver Tier Membership with SpiceJet add-on vouchers on card issuance
Get ₹1,500 SpiceJet E-Voucher on completing 2 transactions within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹18,500
Enjoy Complimentary SpiceClub Gold Membership with SpiceJet add-on vouchers worth ₹7,500 on card issuance
Enjoy 8 Domestic Lounge Visits every year, subject to minimum spends of ₹50,000 in the previous quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
Earn 2 Reward Points on Every ₹100 Spent on LIC Premium payments and foreign currency transactions
Earn 1 Reward Point on Every ₹100 Spent on all other eligible transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,599
Get ₹1,000 Cashback on PayZapp app shopping across 200+ partner brands
Earn 5% Cashback on Bill Payments & Mobile Recharge on eligible electricity, water, broadband and mobile recharge transactions; capped at ₹150 per month across combined categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,400
Earn 100% Cashback up to ₹300 on First Utility Bill and 2 EDGE REWARD points per ₹100 on LIC premium payments
Enjoy 8 Complimentary Domestic Airport Lounge Visits visits per year and earn 2 EDGE REWARD points for every ₹100 spent on foreign currency transactions