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Pouring Pounds India Pvt. Ltd.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Get 5% Cashback on all online spends with a capping of ₹5,000 (including offline spends)
Get 5% Cashback on Blinkit, Zepto, BigBasket, Instamart with a capping of ₹5,000 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
7.5% Cashback on Myntra and 5% Cashback on Flipkart and Cleartrip with a cap of ₹4,000 per statement quarter for each merchant
4% Unlimited Cashback on preferred partners including PVR, Uber, Swiggy and Cult.fit
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
10X Reward Points With Exclusive Partners On online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Domino’s, Myntra, Netmeds, Swiggy, and Yatra
5X Reward Points On all other online spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,115
5% cashback on purchases At select merchants like Amazon, Flipkart, and PayZapp with a minimum transaction of ₹2,000
Up to 20% savings At premium restaurants across cities through the Good Food Trail Dining Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,000
4 reward points on every ₹200 spent on eligible spends, redeemable across a wide range of options
Up to 15% off at partner restaurants At Select Restaurants Across India Through The Axis Bank Dining Delights Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,522
10X CashPoints on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber
10% Extra Discount on Swiggy Dineout using the coupon code HDFCCARDS, as per offer terms
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Get welcome vouchers worth over ₹13,000 from top brands like Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip and Croma
Enjoy 2 complimentary international lounge visits every year and 4 complimentary domestic lounge visits every quarter, plus air accident insurance cover of up to ₹3 crore
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
₹500 Welcome Gift Voucher on spending ₹5,000 or more within 30 days of card issuance
Zero Annual & Renewal Fees making the card lifetime free with no renewal charge
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,676
Earn 5% Cashback on Eligible Online Spends across select categories such as apparel, electronics, cabs, personal care and more at partner merchants like Amazon, Flipkart, Myntra and AJIO, capped at ₹1,500 per billing cycle
5% Cashback on Online Spends On apps like Amazon, Flipkart, Myntra, Ajio, and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,624
Up to 3.5% Savings on Fuel at HPCL on fuel transactions made at HPCL petrol pumps using the ICICI HPCL Coral Credit Card
Earn 2 Reward Points per ₹100 on Retail Spends on all eligible retail purchases made using the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,07,171
Enjoy Airport Privileges unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending ₹10,000 on VISA or ₹15,000 on RuPay card every month
Get Zero Forex Markup on all international transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,545
Get Free PVR Movie Tickets Get 2 free PVR movie tickets every month on spending ₹10,000/- and above in a monthly billing cycle.
The Most Appetising Deals Get 15% cashback on food and beverages at PVR
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
5 % Cashpoints on Paytm spends like Recharge, Utility, Travel, Movies, Mini‑App up to 1 500 per calendar month
5% Cashpoints on Paytm Travel Spends and earn up to 1500 Cashpoints per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Quarterly Milestone Rewards with 500 reward points awarded on reaching quarterly spends of ₹75,000
500 Welcome Reward Points on making a single spend above ₹500 within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,384
5% fuel points on spends at IndianOil fuel stations, earning 5 fuel points for every ₹100 spent
Automatic enrollment in xtrarewards program redeemable fuel points for free fuel at participating IndianOil outlets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹0
Book Train Tickets Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
1 Reward Point = ₹1 on IRCTC Redemptions making reward points directly usable for train ticket bookings through IRCTC’s Pay by Points feature.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,434
Earn accelerated reward points with 5 points per ₹100 on domestic spends and 10 points per ₹100 on international spends.
Get 28,000 bonus reward points as welcome benefit after card usage and fee payment within 30 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,05,584
Complimentary Lounge Access 2 complimentary domestic airport lounge visits every calendar quarter
Lifetime Fee-Free RuPay Credit Card NIL joining fee and NIL annual fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
4% value back on fuel purchases on transactions at IndianOil outlets using the Axis Bank IndianOil credit card
Welcome bonus on first fuel transaction 1250 EDGE Reward Points on your first fuel transaction at an IndianOil outlet within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,439
Welcome vouchers worth over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip and more.
Earn up to 4 reward points per ₹100 spent with 4 on international, 2 on domestic, and 1 on utility & insurance spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Up to 4X My Cash on MakeMyTrip Bookings when you book hotels, holidays, flights and travel services on MakeMyTrip, with redemption value of 1 My Cash = ₹1
Domestic Airport Lounge Access with up to 8 complimentary domestic airport lounge visits based on quarterly spend criteria
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
2% Cashback on Groceries & Utilities on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
1% Cashback on Other Retail Spends on all other eligible retail transactions, capped at ₹50 cashback per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,500
3% cashback on grocery and dining spends on grocery, supermarket, dining, and PayZapp transactions, capped at ₹500 per month
2% cashback on utility bill payments capped at ₹500 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
5X Reward Points on Travel & Lifestyle Bookings on flights, hotels, vouchers, and entertainment bookings made through SmartBuy
₹5,000 Flight Vouchers on Annual Spend Milestones on spending ₹5 lakh in a year, with an additional ₹5,000 voucher on reaching ₹7.5 lakh spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
10% Cash-Back on Movies • Spend ₹10,000 on non-entertainment categories to earn 10% cashback on movies every month.
10% Cash-Back on Dining • Spend ₹10,000 on non-dining categories to earn 10% cashback on dining (stand-alone outlets) every month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,09,876
Earn 10 Saving Points for every ₹100 spent at Departmental & Grocery Stores, on transactions between ₹1,500 and ₹4,000, with a maximum of 500 Saving Points per month (worth ₹500)
More Savings! earn 1 Saving Point for every ₹250 spent on other categories. Points from purchases in Departmental & Grocery stores are added on top
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,601
2 reward points on every ₹100 spent on retail purchases excluding fuel, redeemable for rewards
1 reward point on every ₹100 spent on insurance, utilities, and government transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5 % Effective Value Back on Groceries earn 20 points (₹5 value) per ₹100 on grocery spends (capped at 1,000 points/month).
Unlimited Rewards on other purchases as you get 1 reward point for every ₹100 you spend on any transaction with your RBL Shoprite card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,534
Bonus Reward Points on Annual Spend Milestones with 10,000 reward points on ₹2.5 lakh spends and 15,000 reward points on ₹5 lakh spends in a membership year
₹10,000 Voucher on ₹7.5 Lakh Annual Spends ₹10,000 Voucher on ₹7.5 Lakh Annual Spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,00,000
Earn 10,000 bonus reward points on annual spends exceeding ₹12,00,000.
Save up to 15% on travel bookings on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,232
3,000 Fuel Points as Welcome Benefit on spending ₹500 or more within 30 days of card issuance
Up to 7.5% Valueback on Fuel Purchases through accelerated fuel points earnings and fuel surcharge waiver benefits
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,02,034
3% Cashback on SuperMoney App Spends on transactions using the Axis Bank SuperMoney RuPay Credit Card via the SuperMoney App, capped at ₹500 cashback per statement cycle
1% Fuel Surcharge Waiver up to Rs. 400 per month on fuel spends worth Rs. 400 to Rs. 4,000 made across India
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,665
7.25% Value Back & 25X Reward Points on BPCL fuel spends capped at 2,500 reward points per billing cycle
Get 6,000 bonus reward points worth ₹1,500 credited within 30 days of annual fee payment
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,444
₹5,000 Welcome e-Gift Voucher selectable from brands like Yatra, Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion and Shoppers Stop
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,23,432
Earn 10 EDGE REWARD Points for every ₹200 spent on the card, in India and abroad. No points are earned on spends on insurance, rent, fuel, education, utilities and government services
Get 2 complimentary domestic airport lounge visits per calendar quarter after spending ₹50,000 in the previous 3 months
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,060
12,500 EDGE REWARD Points as Welcome Benefit get 12,500 EDGE REWARD points worth ₹2,500 after payment of joining fee and first transaction within 30 days
10,000 Bonus EDGE REWARD Points on ₹2.5 Lakh Annual Spend earn 10,000 bonus points worth ₹2,000 on reaching ₹2.5 lakh spends in a card anniversary year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Welcome Offer Enjoy ₹500 discount on movies, streams, events, plays, sports and activities bookings on BookMyShow when you make any purchase within 30 days of card issuance; offer valid for 3 months.
Monthly Movie Tickets spend ₹5,000 in a billing month to get two free tickets (up to ₹250 each) in a single transaction; valid for one month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Welcome Benefit offers 2500 EDGE Miles upon completing 1 transaction within 37 days of card issuance;
Get 2500 EDGE Miles on ₹3L spend, additional 2,500 EDGE Miles on ₹7.5L spend, and another 5,000 EDGE Miles on ₹15L spend annually
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
7.5% Cashback on Myntra & 5% on Flipkart & Cleartrip with a cashback capped at ₹4,000 per quarterly cashback for each
4% Cashback on merchants like Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,360
2% NeuCoins on Tata partner brands on eligible non‑EMI shopping spends at Tata Neu partner Tata brands like Westside, Croma, Taneira and more, where 1 NeuCoin = ₹1
1% Neucoins on other spends on eligible non‑EMI spends at non‑Tata brands, where 1 NeuCoin = ₹1, excluding categories such as rent, wallet loads, fuel surcharge, and other excluded transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,476
2,000 bonus reward points welcome offer Receive 2,000 bonus reward points when you spend ₹2,000 or more on your card within 60 days of issuance
Reward points on other spends Earn 1 reward point per ₹150 spent on all other retail purchases, excluding fuel and other specified categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,482
₹500 Welcome Cashback on Eligible Spends as a statement credit on spending ₹10,000 within the first 90 days of card membership
10X Membership Rewards on Partner Brands on every ₹50 spent at partners like Zomato, Ajio, Nykaa, BookMyShow, Uber, EaseMyTrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,000
12 Complimentary International Lounge Access visits annually via Priority Pass
Get 10,000 EDGE REWARD Points on your first transaction within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,280
50% Discount on dining at select restaurants through EazyDiner Prime. If you spend ₹2,500 per meal and dine 4 times a month, you can save approximately ₹5,000 per month or up to ₹60,000 annually.
Earn 4,000 bonus EazyPoints on achieving an annual spend milestone of ₹6 lakh.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
3X rewards on travel on bookings made via the American Express travel portal
Welcome Gift of 10,000 Membership Rewards points on spending ₹15,000 within the first 90 days
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,434
Welcome Gift of 11,000 Bonus Membership Rewards Points on spending ₹30,000 within 90 days of Cardmembership and payment of the annual fee
Monthly ₹1,000 Vouchers on Eligible Spends on spending ₹50,000 in a calendar month, redeemable across select brands like Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, and MakeMyTrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
High-Earning Reward Points earn 10X points on monthly spends and 3X points on rent and education
Get Points On Travel & Insurance as earn 1X on insurance premiums; 60 points/₹150 on hotels; 30 points/₹150 on flights
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
10X Reward Points On Milestone Spends on spends above ₹20,000 and on birthdays
1.99% Forex Markup on international transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,343
10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket transactions
Earn 2 CashPoints per ₹150 spent on all other eligible purchases excluding fuel, wallet loads, voucher purchases, and partner merchants
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,442
Earn 2 travel Credits & 1 travel credit for every ₹200 that you spend on travel & on all other spends respectively
1,500 Travel Credits as Welcome Gift on spends of ₹30,000 within 60 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,979
Welcome Voucher Worth ₹500 from Shoppers Stop issued on card activation and redeemable on any purchase at Shoppers Stop stores
Complimentary Shoppers Stop Silver Edge Membership provided free with the card, offering exclusive privileges at Shoppers Stop
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,34,567
Earn 3 reward points for every ₹100 spent with flexible redemption options including travel, shopping, and more
Enjoy 0.99% forex markup unlimited airport lounge access, 8 international guest visits, complimentary travel insurance, and seamless 1:1 air mile conversion
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹15,747
Earn 3 myCash on every ₹100 spent on flights, holidays, buses and cabs booked on MakeMyTrip
Enjoy 2 complimentary domestic airport lounge visits every quarter for the primary cardholder by swiping the card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Get 1000 Reward Points as Welcome Benefit on spending INR 500 within 30 days of card issuance
Save 4% as Reward Points on IndianOil Fuel Spends.Get 24 reward points on every ₹150 spent, capped at 1200 reward points per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,243
You will automatically receive 2 Jewels on eligible spends of ₹100 and more; 5 Jewels = ₹1; max 15,000 Jewels per billing cycle
You can avail 10 Jewels on every ₹100 spent choose Shopping as your booster category; capped at 15,000 Jewels per cycle and governed by MCC
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
Get 10% Cashback on Dining, Food Delivery and Grocery Spending
Welcome Benefits up to ₹750 Value with ₹500 cashback on mobile banking login and ₹250 Amazon eGift voucher on successful application
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,10,000
Earn 2% reward points on eligible domestic spends and 2.5% reward points on eligible international spends
Elite Club Access get exclusive access to The Quorum Club and curated luxury services
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,600
Redeem your Cashback for 5%, 10% or 15% Extra Discount on popular brand vouchers like Amazon Pay, Flipkart, Myntra and more
Zero Joining Fee, and no Annual Fee when your FD amount is ₹5,000 or above
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,634
2 reward points on every ₹150 spent on all eligible transactions
redeem reward points for air miles with leading airlines
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
5 reward points on train bookings for every ₹100 spent on train tickets through the IRCTC website or Rail Connect App
5% cashback on train bookings through HDFC Bank SmartBuy
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Earn 5 Reward Points on every ₹150 (1 RP = up to ₹1). Also: up to 55 days interest-free; 5X on Income Tax/GST (min ₹50k/cycle)
Unlimited Airport lounge access to 1000+ lounges globally. Also: 4% off flights/hotels via MMT MyBiz; up to 10X RP on MakeMyTrip (SmartBuy)
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,020
25% cashback on Airtel bill payments 25% cashback on Airtel mobile, broadband, WiFi and DTH bill payments made via the Airtel Thanks app, capped at ₹250 per billing cycle
10% cashback on food and grocery apps 10% cashback on Swiggy, Zomato and BigBasket spends, combined cashback capped at ₹500 per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,578
Buy 1 Get 1 Free Movie Tickets on BookMyShow up to one complimentary ticket per month, capped at ₹200 per ticket
Luxury Welcome Benefits with Premium Brands including complimentary stay at an Oberoi Hotel, Luxe Gift Card access across 30+ cities, Montblanc collections, and vouchers from brands like Amazon, Flipkart, Uber, Ola, Zee5
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
10 Reward points per ₹100 spent on lifestyle and luxury shopping, translating to a 2.5% reward rate, with maximum rewards at an optimal monthly spend of ₹30,000
2 Domestic and 2 international lounge accesses per calendar quarter using visa cards and priority pass
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
10X Reward Points on Milestone Spends on eligible milestone spends and birthday spends
Earn 3X Reward Points on Rental & Property Management, Government Services, Education and Wallet Load transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,660
10% cashback on samsung products on purchases including EMI transactions, capped at ₹5,000 monthly and ₹20,000 annually
30,000 edge reward points as a welcome benefit after completing 3 transactions within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹18,500
Complimentary SpiceClub Gold Membership plus renewal & milestone bonuses: 2,000 SC Points on renewal; 4,000 SC Points at ₹2L annual spend; 6,000 SC Points at ₹4L annual spend
6 SC Points per ₹200 on other spends earn rate applies to other domestic & international retail transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,560
Get 10% cashback on eligible Samsung purchases capped at ₹2,500 per month and ₹10,000 annually, via eligible Samsung channels.
10 edge reward points on every ₹100 spent on transactions with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra, and Zomato
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,839
30% Off on Swiggy instant discount on Swiggy twice every month. Offer structure and minimum order value may vary as per current Axis Bank offer terms.
10X Reward Points on spends at apparel and departmental stores, with accelerated rewards capped at 1,008 points per statement month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹24,356
NeuCoins On Tata Brand Spends provide 5% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands.
NeuCoins On Other Spends offer 1.5% back on non-Tata brand purchases, merchant EMI, and UPI spends, with UPI earnings capped at 500 NeuCoins per month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Welcome Benefit worth ₹1,000 on first transaction within 30 days of card issuance as EDGE Reward Points
Up to 7% cashback on online purchase cashback based on total monthly spend, up to ₹4,000 per month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Get 4% cashback (max ₹200/month) on fuel spends at HPCL pumps, plus 1% fuel surcharge waiver on transactions up to ₹4,000. Earn an additional 1.5% rewards on HP Pay transactions
Get 25% off on movie tickets up to ₹100 per transaction, up to 2 times per month on BookMyShow and INOX
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,03,432
Earn reward points with 10 points per Rs.100 on chemist, pharmacy, sports, dining, movies, and 2 points per Rs.100 on all other spends
Get a Noise ColorFit Pulse 4 Pro Smartwatch worth ₹7,999 as a welcome gift on payment of the joining fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
2.5% 6E rewards on flight bookings made via the IndiGo website or app
2 6E rewards on every ₹100 spent on dining, entertainment, and grocery spends with a capping of 100 RP monthly.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,243
POPcoins On All Transactions earn POPcoins and enjoy multiple reward benefits like 10 per ₹100 on online and 2 per ₹100 on offline spends
Joining Benefits Worth ₹5000 includes Blinkit, Cleartrip, PharmEasy, Zomato, Rapido, and Cult Sport offers
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Lifetime-free card with flexible reward plans Earn reward points on every eligible spend and boost savings via 4 specialised reward plans
Choose from 4 flexible reward plans earn extra on your top spends, no annual fee, no fuss.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,072
Up to 20% off on dining at select partner restaurants to make every dining experience more rewarding
4,000 bonus points instantly on signing up and beginning your journey with 4,000 bonus points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
2X rewards on international transactions accelerated earn on foreign currency spends
1 RP per ₹100 on everyday spends Base rewards on most categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,499
Get up to 15 percent off on dining at partner restaurants across India through the Axis Bank Dining Delights program
Get 4 free video doctor consultations every month via Practo as part of Axis Aura health benefits
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,599
Zero Forex Markup Fee enjoy international transactions without any foreign currency conversion charges
Secured Credit Card issued against a fixed deposit, making it accessible without income proof or credit history
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,928
Earn up to 4 Free Night Awards on achieving eligible spend milestones of ₹6 lakh, ₹9 lakh, and ₹15 lakh in an anniversary year
Complimentary Marriott Bonvoy® Silver Elite Status with exclusive privileges like priority late checkout and bonus points on Marriott stays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
₹5,000 welcome benefit through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card
2X reward points on travel, dining, and international spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,424
Get 50% More Reward Points on dining expenses at select premium restaurants
Save up to ₹8,000 by converting Reward Points into vouchers for domestic airlines
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹9,084
Accelerated Reward Points On Fuel Spends with 30X points on HPCL fuel, grocery, and IDFC FASTag recharge spends
Buy-One-Get-One Movie Tickets twice a month with a discount of ₹250 per ticket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
4 Complimentary Domestic Airport Lounge visits per year (1 per calendar quarter)
10% cashback on dining and food delivery capped at ₹1,000 per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
Up to 10X reward points on purchases with accelerated points across shopping categories
₹500 cashback on first four transactions of ₹500 or more completed within 60 days of card issuance, totaling up to ₹2,000
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Enjoy Global Acceptance for domestic and international transactions with the flexibility of both networks
Get 25,000 BluChips Vouchers on achieving annual spend milestones each year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,400
4 YES Rewardz Points per Rs. 200 spent on offline shopping
8 YES Rewardz Points per Rs. 200 spent on online shopping, up to 5,000 points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,599
5% Cashback on spends at PayZapp, EasyEMI and SmartBuy
₹1,000 Cashback on PayZapp app shopping across 200+ partner brands
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
0% Forex Markup on exchange markup on international transactions
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,983
Earn 10 Zen Points on shopping spends and 5 Zen Points on other eligible spends
Enjoy 2 complimentary domestic lounge visits per quarter and 3 international lounge visits per calendar year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,35,464
Accelerated Points At Shoppers Stop earn 20 points per ₹200 on exclusive brands and 12 points per ₹200 on other brands at Shoppers Stop with no earning cap.
Unlimited 2 First Citizen points earned on every ₹200 spent elsewhere
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get 2,000 Activation Bonus Reward Points worth ₹500 credited within 20 days of joining fee payment, redeemable instantly at BPCL petrol pumps or via the Shop & Smile Rewards Catalogue
Earn 13X Reward Points on fuel purchases at BPCL petrol pumps, with a maximum of 1,300 Reward Points per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Get 10X CashPoints 3.3% Valueback on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket
10X CashPoints on grocery spends at Reliance Smart and BigBasket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
Welcome e-Gift Voucher Worth ₹3,000 from brands like Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra
Complimentary ITC Club Silver Tier Membership with a 1-year Club ITC Silver Tier status on eligible cards sourced from 1st September 2025
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹29,987
Earn Reward Points earn 6000 reward points worth ₹6000 on payment of joining fee with the Ultimate Credit Card.
5 Reward Points per ₹150 Spent with a maximum value of ₹1 per reward point on eligible retail transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5000 EDGE Miles on first transaction will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.
10% Discount on Swiggy, every Wednesday, as part of "Wednesday Delight".
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,796
Welcome Gift Worth ₹5,000 from premium brands upon joining
Earn 2 Reward Points per ₹100 spent on all other spends, except fuel
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
1,000 Bonus Points Every Month on completing 6 transactions of ₹1,000 each in a calendar month as part of the Membership Rewards® program
Redeem Points for Gold & Vouchers across the 18 and 24 Karat Gold Collection and premium brand vouchers like Taj, Amazon, Tanishq, Flipkart, Myntra, and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
10 Fuel Points per ₹100 on IndianOil Fuel Spends on every ₹100 spent at IndianOil fuel stations, with accelerated fuel rewards
Annual Fee Waiver on ₹1.75 Lakh Spends when total card spends reach ₹1.75 lakh in a calendar year
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,00,000
₹12,500 Premium Welcome Benefit Choose one complimentary domestic one-way flight or Luxe Gift Card / Postcard Hotels / Yatra voucher worth up to ₹12,500 on successful card activation
Unlimited Lounge Visits Globally with Priority Pass, including 8 guest visits annually and unlimited domestic lounge access
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday
Earn 3X Reward Points per ₹150 on eligible spends up to ₹20,000 in a monthly statement cycle.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
Get 12,500 Reward Points as a welcome benefit on fee realisation and card activation
Unlimited complimentary airport lounge access worldwide via Priority Pass for primary and add-on cardholders
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,321
Flat ₹250 cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card
Flat ₹250 cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card issued on the Kiwi App
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹45,000
Get 10,000 Reward Points as welcome benefit when you use the card within 30 days and pay the joining fee on time.
Milestone & Bonus Rewards are awarded when you spend ₹2L, ₹3.5L, and ₹5L annually, with 10,000 reward points for each milestone.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Value Back On IRCTC Tickets buy tickets through IRCTC platforms and earn up to 10% value back as Reward Points on AC1, AC2, AC3, Executive Chair Car and Chair Car.
Welcome Reward Points of 350 Reward Points on a single transaction of ₹500 or more within 60 days of card issuance, excluding fuel and cash spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,876
Welcome bonus of 2000 RP worth ₹500 on ₹5,000 spend in 30 days; 1 RP=₹0.25.
Monthly milestone rewards Earn 200/500/1000 RP at ₹5k/₹10k/₹15k spend each statement month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
20 EDGE Reward points per INR 100 spent on fuel transactions at IOCL outlets for transactions between ₹400 and ₹4,000, with a maximum eligible monthly spend of ₹5,000
5 reward points per INR 100 spent at online shopping for transactions between ₹100 and ₹5,000, with maximum eligible spends of ₹5,000 per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get Annual Memberships of Swiggy One & Times Prime on achieving retail spends of ₹75,000 within 90 days of card issuance
Earn 20 Reward Points for Every ₹150 Spent Swiggy and Zomato – 5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5X Reward Points on Spends Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Enjoy unlimited complimentary domestic and international airport lounge access with your Diners Club Black Metal Credit Card
Earn 10,000 Reward Points on achieving ₹4 lakh spends in a calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
3% CashPoints on EMI Spends earn 3% CashPoints on EMI transactions, capped at 1,000 CashPoints per statement month
Flexible CashPoints Redemption Options redeem CashPoints for statement cashback, vouchers, travel bookings, catalog products and air miles with value of 1 CashPoint = ₹0.15
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹22,000
Get 1,499 NeuCoins as a welcome benefit credited within 15 days of joining-fee realization to your NeuPass account
Get 5% value back on Tata Neu & partner Tata brands earned as NeuCoins on spends at Croma, Westside, Titan, Tanishq, Tata Cliq via the Tata Neu app/website
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
2% Rewards on Amazon Pay Partner Spends on payments made to Amazon Pay partner merchants when you login and pay with Amazon, excluding rent, tax, and education payments
Unlimited 1% Rewards on all other eligible merchant transactions outside Amazon.in, with no cap on reward points.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,325
Instant Welcome Reward enjoy flight vouchers worth ₹1500 and exclusive discounts on your first SpiceJet booking after signing up.
Complimentary SpiceClub Membership get VIP treatment for free with a 1-year SpiceClub membership – enjoy perks like priority check-ins and extra baggage.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5% cashback on bill payments & recharges via Google Pay Applies to electricity, water, gas, LPG, broadband, DTH & mobile recharges when paid on Google Pay with ACE; Android only.
4% cashback on Swiggy & Zomato Valid on Swiggy & Zomato (app & website) forms part of the accelerated bucket.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
7% Reward Points on purchases at Shoppers Stop stores and online (up to ₹2,000 per month)
Lounge Access & Insurance Benefits Get 16 domestic and 8 international lounge access along with travel insurance including ₹3 crore air death cover
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹8,000
Welcome voucher worth ₹1,000 on first purchase within 30 days of card issuance to receive a ₹1,000 brand voucher (Amazon/Flipkart/Myntra/Croma/Shoppers Stop).
10% cashback on Myntra also get 10% instant discount on BookMyShow movie tickets cashback credited within 60 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2 reward point or every ₹100 spent on retail purchases and and 1 reward point for every ₹100 spent on utility and insurance transactions
Get 500 reward points on first transaction within 30 days of card setup
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2.5 Mojo Points per ₹100 on online spends across categories without any cap
Mojo Points on Other Spends earn 1 Mojo point per ₹100 on all categories, excluding fuel, rent, wallet load & gaming spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,658
₹250 Gift Voucher on First HPCL Fuel Transaction receive a ₹250 gift voucher after completing your first HPCL fuel transaction
5% Cashback on First EMI Conversion get 5% cashback up to ₹1,000 on converting the first transaction to EMI
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹27,300
2,000 CashPoints on quarterly ₹1L spends ; Milestone booster. Plus a ₹250 welcome e-voucher and renewal fee waived on ₹1L annual spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2 Reward Points per ₹100 on all your online transactions (excluding fuel, cash withdrawal, rent, EMI & other non-eligible spends)
Get 500 bonus Reward Points every month on spending ₹20,000 or more in a calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,400
Lost card liability cover up to credit limit complimentary insurance cover; plus option to convert purchases of ₹2,500+ into EMIs
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,650
Earn ZCoins on Popular Brands across top merchants like Amazon, Flipkart, Myntra, AJIO, JioMart, Domino’s, Uber, Zomato, and many more via the ZET platform
High ZCoins Rewards on Food & Entertainment with accelerated ZCoins earnings on brands like Zomato, Domino’s, EatSure, PVR, Sony LIV, and OneLite