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Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Get 5% cashback on all online spends with a capping of ₹5,000 (including offline spends)
Get 5% Cashback on Blinkit, Zepto, BigBasket, Instamart with a capping of ₹5,000 per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
7.5% cashback on Myntra and 5% cashback on Flipkart and Cleartrip with a cap of ₹4,000 per statement quarter for each merchant.
4% cashback on Swiggy, PVR, Uber, and Cult.Fit with no cap on cashback.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
10X Reward Points With Exclusive Partners On online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Domino’s, Myntra, Netmeds, Swiggy, and Yatra
5X Reward Points On all other online spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,115
5% cashback on purchases At select merchants like Amazon, Flipkart, and PayZapp with a minimum transaction of ₹2,000
Up to 20% savings At premium restaurants across cities through the Good Food Trail Dining Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,000
4 reward points on every ₹200 spent on eligible spends, redeemable across a wide range of options
Up to 15% off at partner restaurants At Select Restaurants Across India Through The Axis Bank Dining Delights Program
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,522
10X cashpoints on non-EMI retail spends with partners like Swiggy, BigBasket, BookMyShow, OYO, and Uber
Up to 20% discount at premium restaurants through Swiggy Dineout
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹80,000
Reward Points On All Spends Earn 4 points on international spends, 2 on domestic spends, and 1 on utility & insurance per ₹100 spent.
Welcome Vouchers Worth ₹13,000 include brands like Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip, and Croma.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹12,000
10X Reward Points on Milestone Spends On monthly spends above ₹20,000 and on birthdays
3X Reward Points on Other Spends On retail and UPI transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,676
10% cashback on Swiggy orders On food orders, Instamart, Dineout, and Genie, with cashback as statement credit capped at ₹1,500 per month
5% cashback on online spends On apps like Amazon, Flipkart, Myntra, Ajio, and more
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,624
2.5% cashback on fuel on fuel purchases at HPCL petrol pumps via ICICI Merchant Services swipe machines with a minimum transaction value of ₹500
2 payback points per ₹100 spent on retail purchases except fuel
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,07,171
10% reward on every eligible online and offline spend making it easy to accumulate Scapia Coins from both online and offline purchases.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,545
Get Free PVR Movie Tickets Get 2 free PVR movie tickets every month on spending ₹10,000/- and above in a monthly billing cycle.
The Most Appetising Deals Get 15% cashback on food and beverages at PVR
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
5 % Cashpoints on Paytm spends like Recharge, Utility, Travel, Movies, Mini‑App up to 1 500 per calendar month
5% Cashpoints on Paytm Utility Payments and earn up to 1500 Cashpoints per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
5% Cashback on Smartbuy and 3% cashback on choice of any one E-commerce merchant: Amazon, Flipkart, or PayZapp
1% Cashback on all online spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,384
5% fuel points on spends at IndianOil fuel stations, earning 5 fuel points for every ₹100 spent
Automatic enrollment in xtrarewards program redeemable fuel points for free fuel at participating IndianOil outlets
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹0
Book Train Tickets Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
Book Flights & Hotels Earn 2 points per ₹200 spend on booking flights & hotels through IRCTC website or app.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,434
Earn accelerated reward points with 5 points per ₹100 on domestic spends and 10 points per ₹100 on international spends.
Get 28,000 bonus reward points as welcome benefit after card usage and fee payment within 30 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,05,584
Complimentary Lounge Access 2 complimentary domestic airport lounge visits every calendar quarter
Lifetime Fee-Free RuPay Credit Card NIL joining fee and NIL annual fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
4% value back on fuel purchases on transactions at IndianOil outlets using the Axis Bank IndianOil credit card
Welcome bonus on first fuel transaction 1250 EDGE Reward Points on your first fuel transaction at an IndianOil outlet within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,439
Welcome vouchers worth over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip and more.
Earn up to 4 reward points per ₹100 spent with 4 on international, 2 on domestic, and 1 on utility & insurance spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,976
Earn 4 myCash on every hotel booking transaction worth ₹200 or more.
Earn 2 myCash on every flight booking transaction worth ₹200 or more.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
2% Cashback on Groceries & Utilities on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
1% Cashback on Other Retail Spends on all other eligible retail transactions, capped at ₹50 cashback per statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,500
3% cashback on grocery and dining spends on grocery, supermarket, dining, and PayZapp transactions, capped at ₹500 per month
2% cashback on utility bill payments capped at ₹500 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
5X reward point 5X Reward Points on purchases at Marks & Spencer, Myntra, Nykaa, Reliance Digital.
4 Reward Points 4 Reward Points on every ₹150 spent on utility bills, including insurance and education
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
10% Cash-Back on Movies • Spend ₹10,000 on non-entertainment categories to earn 10% cashback on movies every month.
10% Cash-Back on Dining • Spend ₹10,000 on non-dining categories to earn 10% cashback on dining (stand-alone outlets) every month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,09,876
Earn 10 Saving Points for every ₹100 spent at Departmental & Grocery Stores, with a maximum of 500 Saving Points you can earn in a month, valued at ₹500.
More Savings! earn 1 Saving Point for every ₹250 spent on other categories. Points from purchases in Departmental & Grocery stores are added on top.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,601
2 reward points on every ₹100 spent on retail purchases excluding fuel, redeemable for rewards
1 reward point on every ₹100 spent on insurance, utilities, and government transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5 % Effective Value Back on Groceries earn 20 points (₹5 value) per ₹100 on grocery spends (capped at 1,000 points/month).
Unlimited Rewards on other purchases as you get 1 reward point for every ₹100 you spend on any transaction with your RBL Shoprite card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,534
Enhanced rewards on travel earn 5 Travel Points for every ₹100 spent on travel‑related purchases
Standard rewards on non‑travel spends earn 2 Travel Points for every ₹100 spent on all non‑travel retail transactions.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,00,000
Earn 10,000 bonus reward points on annual spends exceeding ₹12,00,000.
Save up to 15% on travel bookings on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,232
3000 welcome Fuel Points on first retail spend of ₹500 or more within 30 days of card issuance
1000 Fuel Points per quarter on spending ₹75,000 per quarter on spending ₹75,000
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,02,034
3% Cashback On QR Payments on transactions done via the Super.money using UPI QR codes, capped at ₹500 per statement cycle.
1% Cashback On Other Spends on all other qualifying transactions excluding restricted categories; combined cashback with 3% capped at ₹500 per statement cycle.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,665
7.25% Value Back & 25X Reward Points on BPCL fuel spends capped at 2,500 reward points per billing cycle
Get 6,000 bonus reward points worth ₹1,500 credited within 30 days of annual fee payment
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,444
Maximize rewards on everyday spends with 5X points on dining, grocery, and departmental stores, and 2 points per ₹100.on other spends.
Get ₹5,000 welcome e-vouchers from Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, or Shoppers Stop.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,23,432
Earn 10 EDGE reward points per ₹200 spent on eligible domestic and international retail transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,060
12,500 edge reward points worth ₹2,500 on paying the joining fee and completing the first transaction within 30 days
10,000 edge reward points worth ₹2,000 on annual spends of ₹2.5 lakh, boosting your rewards portfolio
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,234
Welcome Offer Enjoy ₹500 discount on movies, streams, events, plays, sports and activities bookings on BookMyShow when you make any purchase within 30 days of card issuance; offer valid for 3 months.
Monthly Movie Tickets spend ₹5,000 in a billing month to get two free tickets (up to ₹250 each) in a single transaction; valid for one month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
Welcome Benefit offers 2500 EDGE Miles upon completing 1 transaction within 37 days of card issuance;
Get 2500 EDGE Miles on ₹3L spend, additional 2,500 EDGE Miles on ₹7.5L spend, and another 5,000 EDGE Miles on ₹15L spend annually
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
7.5% Cashback on Myntra & 5% on Flipkart & Cleartrip with a cashback capped at ₹4,000 per quarterly cashback for each
4% Cashback on merchants like Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,360
2% NeuCoins on Tata partner brands on eligible non‑EMI shopping spends at Tata Neu partner Tata brands like Westside, Croma, Taneira and more, where 1 NeuCoin = ₹1
1% Neucoins on other spends on eligible non‑EMI spends at non‑Tata brands, where 1 NeuCoin = ₹1, excluding categories such as rent, wallet loads, fuel surcharge, and other excluded transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,476
2,000 bonus reward points welcome offer Receive 2,000 bonus reward points when you spend ₹2,000 or more on your card within 60 days of issuance
Reward points on other spends Earn 1 reward point per ₹150 spent on all other retail purchases, excluding fuel and other specified categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,482
₹500 cashback welcome gift on spending ₹10,000 on eligible purchases within the first 90 days of card membership
10X points on essentials on transactions via Zomato, EaseMyTrip, Flipkart, Myntra, and more, capped at 500 points/month per platform
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,000
up to 20% discount on BigBasket purchases above ₹2,000, capped at ₹500 per order
Buy-One-Get-One movie tickets up to ₹300 once a month via Bookmyshow
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,280
50% Discount on dining at select restaurants through EazyDiner Prime. If you spend ₹2,500 per meal and dine 4 times a month, you can save approximately ₹5,000 per month or up to ₹60,000 annually.
Earn 4,000 bonus EazyPoints on achieving an annual spend milestone of ₹6 lakh.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹25,000
3X rewards on travel on bookings made via the American Express travel portal
1,300+ lounge accesses globally with Priority Pass for primary and supplementary cardholders
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,434
Welcome Gift Of 11,000 Bonus Points on spending ₹30,000 within 90 days of Cardmembership and payment of annual fee.
Flexible Reward Points On Card Spends earn 1 Membership Rewards® point per ₹50 (excluding fuel, utilities), 3X points via Reward Multiplier, with no cap or expiry.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,50,000
High-Earning Reward Points earn 10X points on monthly spends and 3X points on rent and education
Get Points On Travel & Insurance as earn 1X on insurance premiums; 60 points/₹150 on hotels; 30 points/₹150 on flights
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
10X Reward Points On Milestone Spends on spends above ₹20,000 and on birthdays
1.99% Forex Markup on international transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,343
10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket transactions
Earn 2 CashPoints per ₹150 spent on all other eligible purchases excluding fuel, wallet loads, voucher purchases, and partner merchants
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,442
Rewards on Travel earn 2 travel Credits & 1 travel credit for every ₹200 that you spend on travel & on all other spends respectively.
Milestones 5,000 Bonus Travel Credits on reaching annual spends of ₹5 Lakh
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,979
3% reward points on shoppers stop spends on purchases made at Shoppers Stop, capped at ₹500 per month
1% reward points on non-shoppers stop spends on all other purchases, capped at ₹1,000 per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,34,567
Earn Reward Points On All Spends with 3 reward points per ₹100 spent, usable across shopping, dining, entertainment, and more.
Enjoy Exclusive Perks including 1:1 reward point redemption on Apple products, Epicure Membership with Taj benefits, and a ₹12,000 Taj gift card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹15,747
₹3 my cash on every ₹200 spent on MakeMyTrip transactions with no restrictions on redemption for flights, hotels, and holidays
Welcome benefits worth ₹2,500 with ₹500 my cash, a ₹2,000 Lemon Tree Hotels voucher, and complimentary MMTBLACK membership
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
Get 1000 reward points as welcome benefit on first transaction greater than 500 in 30 days.
Earn rewards points such as 24 RP on IndianOil fuel (cap 1,200/stmt) per ₹150; 12 RP on dining & grocery (cap 800/stmt) per ₹150; 3 RP on other spends per ₹150.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,243
You will automatically receive 2 Jewels on eligible spends of ₹100 and more; 5 Jewels = ₹1; max 15,000 Jewels per billing cycle
You can avail 10 Jewels on every ₹100 spent choose Shopping as your booster category; capped at 15,000 Jewels per cycle and governed by MCC
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
Get 10% cashback on dining, food delivery and grocery spending. Plus earn 1% cashback on all other eligible spends
Welcome Benefits include ₹500 cashback on first spend, Amazon eGift Voucher, and EazyDiner membership.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,10,000
Reward Points On Spends earn 2.5% reward points on international spends and 2% on domestic spends
Elite Club Access get exclusive access to The Quorum Club and curated luxury services
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,600
No Annual Fees – Forever! Get a lifetime of ZERO joining & annual fees, making it the perfect choice for every budget.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,634
2 reward points on every ₹150 spent on all eligible transactions
redeem reward points for air miles with leading airlines
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,000
5 reward points on train bookings for every ₹100 spent on train tickets through the IRCTC website or Rail Connect App
5% cashback on train bookings through HDFC Bank SmartBuy
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
Earn 5 Reward Points on every ₹150 (1 RP = up to ₹1). Also: up to 55 days interest-free; 5X on Income Tax/GST (min ₹50k/cycle).
Get Club Membership of Marriott Annual & Taj Stay voucher worth ₹ 5000 on spends of ₹ 1.5 lakhs within first 90 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹10,020
25% cashback on Airtel bill payments 25% cashback on Airtel mobile, broadband, WiFi and DTH bill payments made via the Airtel Thanks app, capped at ₹250 per billing cycle
10% cashback on food and grocery apps 10% cashback on Swiggy, Zomato and BigBasket spends, combined cashback capped at ₹500 per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,578
Accelerated Rewards On Weekends 2 Reward Points for every ₹100 spent on weekends
Bonus Points On Reaching Milestone on spending over ₹6 lacs in a year get 4000 bonus points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
10 Reward points per ₹100 spent on lifestyle and luxury shopping, translating to a 2.5% reward rate, with maximum rewards at an optimal monthly spend of ₹30,000
2 Domestic and 2 international lounge accesses per calendar quarter using visa cards and priority pass
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,200
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and birthday spends
3X Reward Points On Incremental Spends up to ₹20,000 in a statement cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,660
10% cashback on samsung products on purchases including EMI transactions, capped at ₹5,000 monthly and ₹20,000 annually
30,000 edge reward points as a welcome benefit after completing 3 transactions within 30 days of card issuance
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹18,500
Complimentary SpiceClub Gold Membership plus renewal & milestone bonuses: 2,000 SC Points on renewal; 4,000 SC Points at ₹2L annual spend; 6,000 SC Points at ₹4L annual spend
6 SC Points per ₹200 on other spends earn rate applies to other domestic & international retail transactions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,560
Get 10% cashback on eligible Samsung purchases capped at ₹2,500 per month and ₹10,000 annually, via eligible Samsung channels.
10 edge reward points on every ₹100 spent on transactions with preferred partners such as BigBasket, Tata 1mg, Urban Company, Myntra, and Zomato
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,839
30% Off on Swiggy instant discount on Swiggy twice every month. Offer structure and minimum order value may vary as per current Axis Bank offer terms.
10X Reward Points on spends at apparel and departmental stores, with accelerated rewards capped at 1,008 points per statement month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹24,356
NeuCoins On Tata Brand Spends provide 5% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands.
NeuCoins On Other Spends offer 1.5% back on non-Tata brand purchases, merchant EMI, and UPI spends, with UPI earnings capped at 500 NeuCoins per month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
1,000 Reward points awarded on first spend reward points awarded on first transaction within 30 days.
Up to 7% cashback on online purchase cashback based on total monthly spend, up to ₹4,000 per month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Up to 5% cashback with 4% cashback capped at ₹200 per month and a 1% fuel surcharge waiver, plus 1.5% additional rewards via HP Pay
5% rewards on daily essentials on groceries, utility bills, and departmental stores, capped at 400 points per month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,03,432
Earn reward points with 10 points per Rs.100 on chemist, pharmacy, sports, dining, movies, and 2 points per Rs.100 on all other spends
Get a Noise ColorFit Pulse 4 Pro Smartwatch worth ₹7,999 as a welcome gift on payment of the joining fee.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
2.5% 6E rewards on flight bookings made via the IndiGo website or app
2 6E rewards on every ₹100 spent on dining, entertainment, and grocery spends with a capping of 100 RP monthly.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹23,243
POPcoins On All Transactions earn POPcoins and enjoy multiple reward benefits like 10 per ₹100 on online and 2 per ₹100 on offline spends
Joining Benefits Worth ₹5000 includes Blinkit, Cleartrip, PharmEasy, Zomato, Rapido, and Cult Sport offers
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
Lifetime-free card with flexible reward plans Earn reward points on every eligible spend and boost savings via 4 specialised reward plans
Choose from 4 flexible reward plans earn extra on your top spends, no annual fee, no fuss.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,072
Up to 20% off on dining at select partner restaurants to make every dining experience more rewarding
4,000 bonus points instantly on signing up and beginning your journey with 4,000 bonus points
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
2X rewards on international transactions Accelerated earn on foreign currency spends
1 RP per ₹100 on everyday spends Base rewards on most categories
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,499
Get 4 free video doctor consultations every month via Practo as part of Axis Aura health benefits
Enjoy 4 free Fitternity fitness sessions every month with access to 4 interactive video sessions and 16 recorded sessions
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,599
Secured Credit Card issued against a fixed deposit, making it accessible without income proof or credit history
Zero Forex Markup Fee enjoy international transactions without any foreign currency conversion charges.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,928
1 complimentary free night award worth up to 15,000 points at Marriott Bonvoy hotels upon joining fee realization
8 marriott bonvoy points on every ₹150 spent at Marriott Bonvoy properties up to a monthly spend of ₹10 lakh
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,334
₹5,000 welcome benefit through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card
2X reward points on travel, dining, and international spends
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹9,084
Accelerated Reward Points On Fuel Spends with 30X points on HPCL fuel, grocery, and IDFC FASTag recharge spends
Buy-One-Get-One Movie Tickets twice a month with a discount of ₹250 per ticket
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
4 Complimentary Domestic Airport Lounge visits per year (1 per calendar quarter)
10% cashback on dining and food delivery capped at ₹1,000 per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
Up to 10X reward points on purchases with accelerated points across shopping categories
₹500 cashback on first four transactions of ₹500 or more completed within 60 days of card issuance, totaling up to ₹2,000
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,400
8 RP/₹200 online; 4 RP/₹200 offline Accelerated earn on online spends; standard earn on offline
Purchase protection up to ₹50,000 Accidental damage cover on mobiles/electronics bought online
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,599
Save up to ₹3,600 annually Estimated savings combining 5% cashback + fuel surcharge waiver based on sample spends.
5% monthly cashback on Fuel spends Earn 5% (as Reward Points) on eligible fuel transactions.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹14,000
0% Forex Markup on exchange markup on international transactions
10X Reward Points On Milestone Spends on monthly spends above ₹20,000 and on birthdays
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,983
Reward Points On All Spends include 10 Zen Points per ₹150 on shopping categories and 5 points per ₹150 on other spends (excluding fuel, cash, and EMI).
Welcome And Milestone Benefits get 1,500 Zen Points on payment of the joining fee, plus 7,500 bonus points on annual spends of ₹3L or 15,000 points on ₹6L, credited at the end of the anniversary year.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,35,464
Accelerated Points At Shoppers Stop earn 20 points per ₹200 on exclusive brands and 12 points per ₹200 on other brands at Shoppers Stop with no earning cap.
Unlimited 2 First Citizen points earned on every ₹200 spent elsewhere
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
2,000 activation bonus reward points (₹500) redeemable at BPCL pumps or Shop & Smile
Earn 13X Reward Points on fuel purchases at BPCL petrol pumps, with a maximum of 1,300 Reward Points per billing cycle
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Get 10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket.
Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,800
10 Reward Points per ₹100 spent on dining, groceries, departmental stores, and movies
Welcome Gift Worth ₹3,000 from brands like Bata, Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, or Yatra.com upon payment of the annual fee
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹29,987
Earn Reward Points earn 6000 reward points worth ₹6000 on payment of joining fee with the Ultimate Credit Card.
Get Reward Points get 5 reward points on every INR 150 spent on the Ultimate Credit Card.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5000 EDGE Miles on first transaction will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.
10% Discount on Swiggy, every Wednesday, as part of "Wednesday Delight".
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹11,796
Welcome Gift Worth ₹5,000 from premium brands upon joining
Enjoy 5X Reward Points on dining and grocery spends, maximizing your rewards on everyday expenses
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹4,567
1 membership rewards point on every ₹50 spent including fuel and utilities spend
1,000 bonus membership rewards points on completing six transactions of ₹1,000 or more each month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 1,000 Fuel Points On First Purchase by spending over ₹500 within 30 days of card issuance.
6% Valueback At IndianOil Fuel Stations with up to 100 litres of free petrol annually as fuel points on monthly spends of ₹20,000.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹1,00,000
₹12,500 Premium Welcome Benefit Choose one complimentary domestic one-way flight or Luxe Gift Card / Postcard Hotels / Yatra voucher worth up to ₹12,500 on successful card activation
Unlimited Lounge Visits Globally with Priority Pass, including 8 guest visits annually and unlimited domestic lounge access
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹13,200
Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday
Earn 3X Reward Points per ₹150 on eligible spends up to ₹20,000 in a monthly statement cycle.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
Get 12,500 reward points on activation on successful first transaction to activate the card
Earn 2 reward points for every ₹200 spent which can be redeemed through the EDGE rewards catalogue
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,321
Flat ₹250 cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹45,000
Get 10,000 Reward Points as welcome benefit when you use the card within 30 days and pay the joining fee on time.
Milestone & Bonus Rewards are awarded when you spend ₹2L, ₹3.5L, and ₹5L annually, with 10,000 reward points for each milestone.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
Value Back On IRCTC Tickets buy tickets through IRCTC platforms and earn up to 10% value back as Reward Points on AC1, AC2, AC3, Executive Chair Car and Chair Car.
Welcome Gift get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 60 days of card issuance.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,876
Welcome bonus of 2000 RP worth ₹500 on ₹5,000 spend in 30 days; 1 RP=₹0.25.
Monthly milestone rewards Earn 200/500/1000 RP at ₹5k/₹10k/₹15k spend each statement month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
20 EDGE Reward points per INR 100 spent on fuel transactions at IOCL outlets for transactions between ₹400 and ₹4,000, with a maximum eligible monthly spend of ₹5,000
5 reward points per INR 100 spent at online shopping for transactions between ₹100 and ₹5,000, with maximum eligible spends of ₹5,000 per calendar month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
Get annual memberships of Swiggy One & Times Prime on achieving retail spends of ₹75,000 within 90 days of card issuance
Earn quarterly milestone by choosing any one ₹1500 voucher from Marriott, Decathlon, Barbeque Nation, O2 Spa or Lakme Salon upon spends of ₹1,50,000 or more in 90 days
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,879
5X Reward Points on Spends Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,043
5X Points on Regular Spends Get 5 Reward Points for every ₹150 spent on eligible categories
Quarterly Milestone Rewards Earn 10,000 Bonus Reward Points on spending ₹4 lakh in a calendar quarter
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹40,000
3% CashPoints on EMI spends applies only on principal amount of eligible EMI categories with a monthly cap of 1,000 CP.
1% CashPoints on UPI spends covers utility, electronics, SmartPay, and PayZapp spends with a 500 CP monthly ceiling.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹22,000
Get 1,499 NeuCoins as a welcome benefit credited within 15 days of joining-fee realization to your NeuPass account.
Get 5% value back on Tata Neu & partner Tata brands earned as NeuCoins on spends at Croma, Westside, Titan, Tanishq, Tata Cliq via the Tata Neu app/website.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹60,000
5% Back on Amazon for Prime Members Earn 5% cashback as Amazon Pay balance on purchases made at Amazon.in if you're a Prime member.
3% Back on Amazon for Non-Prime Members Non-Prime users earn 3% cashback as Amazon Pay balance on Amazon.in purchases.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹6,325
Instant Welcome Reward enjoy flight vouchers worth ₹1500 and exclusive discounts on your first SpiceJet booking after signing up.
Complimentary SpiceClub Membership get VIP treatment for free with a 1-year SpiceClub membership – enjoy perks like priority check-ins and extra baggage.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹20,000
5% cashback on bill payments & recharges via Google Pay Applies to electricity, water, gas, LPG, broadband, DTH & mobile recharges when paid on Google Pay with ACE; Android only.
4% cashback on Swiggy & Zomato Valid on Swiggy & Zomato (app & website) forms part of the accelerated bucket.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹2,00,000
7% Reward Points on purchases at Shoppers Stop stores and online (up to ₹2,000 per month).
Lounge Access & Insurance Benefits Get 16 domestic and 8 international lounge access along with travel insurance including ₹3 crore air death cover.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹8,000
Welcome voucher worth ₹1,000 on first purchase within 30 days of card issuance to receive a ₹1,000 brand voucher (Amazon/Flipkart/Myntra/Croma/Shoppers Stop).
10% cashback on Myntra also get 10% instant discount on BookMyShow movie tickets cashback credited within 60 days.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2 reward point or every ₹100 spent on retail purchases and and 1 reward point for every ₹100 spent on utility and insurance transactions
Get 500 reward points on first transaction within 30 days of card setup
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Unlimited Mojo Points earn unlimited 2.5 Mojo points per ₹100 on online spends across categories without any cap.
Mojo Points on Other Spends earn 1 Mojo point per ₹100 on all categories, excluding fuel, rent, wallet load & gaming spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹7,658
Welcome benefits worth ₹2,250 ₹250 cashback on first HPCL fuel txn ≥₹250 + ₹1,000 cashback on first EMI conversion 5% of ₹20,000 + merchant offers worth ₹1,000+. Points never expire; add-on cards & refer-and-earn available.
Up to 5% savings on HPCL fuel via HP Pay 3.5% back as reward points + 1.5% as Happy Coins at authorized HPCL pumps via HP Pay. Caps: Rewards on ₹5,000/month (max 700 pts) and Happy Coins on ₹10,000/month
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹27,300
2,000 CashPoints on quarterly ₹1L spends ; Milestone booster. Plus a ₹250 welcome e-voucher and renewal fee waived on ₹1L annual spends.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹30,000
Earn 2 reward points per ₹100 on online spends and 1 reward point per ₹100 on utility,telecom, and insurance payments.
Get 500 bonus reward points when you do ₹20,000 retail spends or more in a calendar month.
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹5,400
Lost card liability cover up to credit limit complimentary insurance cover; plus option to convert purchases of ₹2,500+ into EMIs
Annual Savings
Based on a ₹1 lakh monthly salary in a tier-one city (rent assumed, no kids or dependents), ₹20k is considered savings, and ₹80k is disposable income. This includes spending on essentials, online/offline purchases, bills, rent, travel, and leisure. If there’s no cap, the savings potential is unlimited.
₹3,650
Lifetime Free Card Zero fees, forever! No annual or renewal charges. Keep enjoying your credit card for life, free of cost.
Earn ZCoins with Every Purchase ZCoins = Rewards! Collect ZCoins every time you shop and redeem them for exciting discounts with top brands like Amazon, Uber, PVR, and more!