3.9 from 369 Users
Enjoy 4 Complimentary Domestic Airport Lounge
visits per year maximum 1 per quarter across participating Visa lounges in India
Earn 5 Reward Points per ₹100 Spent on Air India Tickets Booked
via website, app, booking offices, or call centers (including Super Saver tickets for self and others), Points are converted 1:1 to Air India Maharaja Points and can be redeemed for free flight tickets
Shopping
Travel
Joining Fees
₹1,769 ( ₹1499 + GST )
5,000 Reward Points on payment of Joining Fee + Complimentary membership of Air India Maharaja Club
Annual Fees
₹1,769 ( ₹1499 + GST )
Not Applicable
Age Criteria
21-60 years
Salary Criteria
3 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Point = ₹1
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Cash advance
Balance transfer
Rent
Wallet Loads
Utility Bills
For Spends Waiver
Fuel
Cash advance
Balance transfer
Rent
Wallet Loads
Utility Bills
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum Rs. 500, if applicable) | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption (applicable only on physical product, statement fee credit and on vouchers, plus applicable taxes) | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees ₹99 redemption fee per redemption (applicable only on physical product, statement fee credit and on vouchers, plus applicable taxes) | ₹199 |
Cheque Payment Fees A fee of ₹200 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees ₹250 is charged when SBI credit card dues are paid in cash at select branches of State Bank of India (SBI) | ₹250 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹400 |
| ₹1001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹950 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
TOP USPs
Enjoy 4 Complimentary Domestic Airport Lounge
visits per year maximum 1 per quarter across participating Visa lounges in India
Earn 5 Reward Points per ₹100 Spent on Air India Tickets Booked
via website, app, booking offices, or call centers (including Super Saver tickets for self and others), Points are converted 1:1 to Air India Maharaja Points and can be redeemed for free flight tickets
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