3.9 from 399 Users
Enjoy 8 Complimentary Domestic Airport Lounge
visits per year (max 2 per quarter)
Earn 10X Rewards on Air India Tickets per ₹100
and convert to Maharaja Points for free flights, upgrades & more
Travel
Joining Fees
₹5,899 ( ₹4999 + GST )
Welcome gift of 20,000 Reward Points credited within 15 days of joining fee payment, Complimentary Air India Maharaja Club membership.
Annual Fees
₹5,899 ( ₹4999 + GST )
Not Applicable
Age Criteria
21-60 years
Salary Criteria
3 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Points = ₹1
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel transactions
Cash advance
EMI
Wallet Load transaction
For Spends Waiver
Fuel transactions
Cash advance
EMI
Wallet Load transaction
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.5% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum Rs.500, if applicable) | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
Cheque Payment Fees A fee of ₹200 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees A fee of Rs.250 + applicable taxes is levied on cash payments made at SBI branches/drop boxes for credit card bill payment | ₹250 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1000 | ₹400 |
| ₹1001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹950 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
TOP USPs
Enjoy 8 Complimentary Domestic Airport Lounge
visits per year (max 2 per quarter)
Earn 10X Rewards on Air India Tickets per ₹100
and convert to Maharaja Points for free flights, upgrades & more
Apply Now