Amex Platinum Reserve Credit Card
4 from 400 Users
4 from 400 Users
Welcome Gift of 11,000 Bonus Membership Rewards Points
on spending ₹30,000 within 90 days of Cardmembership and payment of the annual fee
Monthly ₹1,000 Vouchers on Eligible Spends
on spending ₹50,000 in a calendar month, redeemable across select brands like Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, and MakeMyTrip
Airport Lounge Access & Travel Privileges
includes 12 domestic & 2 international lounge visits, Priority Pass, and hotel discounts.
Premium Dining Privileges
through complimentary EazyDiner Prime membership, Accor hotel dining offers, and select Taj restaurant privileges
Earn 1 Membership Rewards Point for Every ₹50 Spent
on eligible transactions, with accelerated rewards via the Reward Multiplier platform at select partners
Shopping
Dining
Travel
Joining Fees
₹11,800 ( ₹10000 + GST )
N/A
Annual Fees
₹11,800 ( ₹10000 + GST )
Annual Maintenance Fee of ₹10,000 will be waived if spends exceed ₹1,90,000 in preceding 12 months
Age Criteria
18-60 years
Salary Criteria
6 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward point = ₹0.25
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 42%
| 3.5% |
ATM Withdrawl | 3.5% |
Reward Redemption Fees | N/A |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees | N/A |
Cheque Payment Fees | N/A |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹250 |
| Late Payment Fees If the Minimum Amount Due is not received by the payment due date, a late payment charge of 30% of the Minimum Amount Due is levied, subject to a minimum of ₹500 and a maximum of ₹1,000, plus applicable taxes | Amount Due |
|---|
TOP USPs
Welcome Gift of 11,000 Bonus Membership Rewards Points
on spending ₹30,000 within 90 days of Cardmembership and payment of the annual fee
Monthly ₹1,000 Vouchers on Eligible Spends
on spending ₹50,000 in a calendar month, redeemable across select brands like Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, and MakeMyTrip
Apply Now