4 from 3000 Users
Earn 10X Membership Rewards on Zomato, Flipkart, Uber & More
10 points per ₹50 spent on Zomato, Ajio, Nykaa, BookMyShow, Uber and other 10X partners
Earn 5X Membership Rewards on Amazon Spends
5 points per ₹50 spent on all Amazon Transactions
Get ₹500 Cashback as Statement Credit on Joining
on spending ₹10,000 in eligible transactions within the first 90 days of card membership
Shopping
Online Food Ordering
Travel
Joining Fees
₹584 ( ₹495 + GST )
No welcome benefit is provided to offset the joining fee.
Annual Fees
₹584 ( ₹495 + GST )
The annual fee is waived if you spend ₹40000 or more in a year on your card, as per bank policy.
Age Criteria
21-65 years
Salary Criteria
4.5 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Point = ₹0.40
Redemption Options
To check redemption catalogue
N/A
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Transactions
Cash Withdrawals
Wallet Loads
Rent Payments
EMI Transactions or Spends converted to EMI (pre or post-purchase)
Government and Statutory payments
Education Payments
Insurance Premium Payments
Utility Bill Payments
Gift Card or Voucher Purchases
Gambling or Lottery Transactions
Cryptocurrency or Digital Asset Transactions
Cancelled or Reversed or Refunded Transaction
For Spends Waiver
Fuel Transactions
Cash Withdrawals and Cash Advances
Wallet Loads
Rent Payments
EMI Transactions or Spends converted to EMI (pre or post-purchase)
Government and Statutory Payments
Education Payments
Insurance Premium Payments
Utility Bill Payments
Gift Card or Voucher Purchases
Gambling or Lottery Transactions
Cryptocurrency or Digital Asset Transactions
| Structure | Details |
|---|---|
Forex Markups   3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.50% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases. | 3.50% |
ATM Withdrawl 3.50% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹[Y]. | 3.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals. | 1.80% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees Not Applicable | Not Applicable |
Cash Payment Fees Not Applicable | Not Applicable |
| Late Payment Fees 30% of the minimum amount due, with a minimum of ₹500 and a maximum of ₹1,000 is applicable | Amount Due |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹350 |
| ₹1,001 – ₹5,000 | ₹550 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹1100 |
| Above ₹25,000 | ₹1300 |
TOP USPs
Earn 10X Membership Rewards on Zomato, Flipkart, Uber & More
10 points per ₹50 spent on Zomato, Ajio, Nykaa, BookMyShow, Uber and other 10X partners
Earn 5X Membership Rewards on Amazon Spends
5 points per ₹50 spent on all Amazon Transactions
Apply Now