4.1 from 401 Users
Welcome Vouchers worth up to INR 60,000
on paying the joining fee and spending INR 50,000 within the first 60 days of card membership
Earn 3X Reward Points on all overseas spends
spends made in a currency other than Indian Rupees
Fuel
Shopping
Online Food Ordering
Dining
Grocery Shopping
Travel
Joining Fees
₹NaN ( ₹66,000 + GST )
N/A
Annual Fees
₹NaN ( ₹66,000 + GST )
N/A
Age Criteria
18-60 years
Salary Criteria
25 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Membership Rewards Point = ₹0.25
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.5% |
APR Fees Since American Express Platinum Charge Card is a charge card, there are no finance charges applicable as there is no revolving credit. All charges are due immediately on the statement's due date | Not Applicable |
ATM Withdrawl Cash withdrawal services on the American Express Platinum Card are temporarily suspended in India. Internationally, cardmembers can withdraw up to US$750 every 14 days | Not Available (No Cash Withdrawals in India) |
Reward Redemption Fees | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% (Minimum ₹10) is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of ₹50 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹50 |
Cash Payment Fees ₹100 cash payment fee per deposit | ₹100 |
| Late Payment Fees Late payment fees are applied based on the overdue amount and range from ₹500 to ₹1,300 depending on the amount outstanding | Amount Due |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹350 |
| ₹1,001 – ₹5,000 | ₹550 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹1100 |
| Above ₹25,000 | ₹1300 |
TOP USPs
Welcome Vouchers worth up to INR 60,000
on paying the joining fee and spending INR 50,000 within the first 60 days of card membership
Earn 3X Reward Points on all overseas spends
spends made in a currency other than Indian Rupees
Apply Now