4.1 from 480 Users
Get 4 Complimentary Domestic Airport Lounge
accesses every calendar quarter on flight bookings (min ₹5,000) made via AU Rewardz, plus 3-month No-Cost EMI on flight & hotel bookings
Save 15% up to ₹500 a month on Dining at District
by Zomato min transaction ₹1,000, once per card per month
Shopping
Dining
Travel
Joining Fees
₹2,360 ( ₹2000 + GST )
8,000 Bonus Reward Points on card activation and 1st successful transaction within 30 days of card issuance
Annual Fees
₹2,360 ( ₹2000 + GST )
Spend ₹3 Lakh in retail spends in previous card anniversary year
Age Criteria
21-60 years
Salary Criteria
3 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
0.25
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Cash
Rent
Education & Govt
EMI
Fuel
BBPS
Transportation
Quasi-Cash Transactions
For Spends Waiver
EMI
Cash Withdrawal
Fuel
Rent
government
Education
BBPS
Quasi-Cash Transactions
| Structure | Details |
|---|---|
Forex Markups   3.49% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 3.49% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.75% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees ₹99 redemption fee per redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees No fee is levied on domestic rental transactions made using the credit card. International rental transactions attract 1% of the transaction value, subject to a minimum of ₹99 per transaction | 1% |
Cheque Payment Fees A fee of 2% of the payment amount or ₹500 | 2% |
Cash Payment Fees No fee is charged for credit card bill payment through Cash Deposit mode | Not Applicable |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹1,000 | ₹400 |
| ₹1,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
TOP USPs
Get 4 Complimentary Domestic Airport Lounge
accesses every calendar quarter on flight bookings (min ₹5,000) made via AU Rewardz, plus 3-month No-Cost EMI on flight & hotel bookings
Save 15% up to ₹500 a month on Dining at District
by Zomato min transaction ₹1,000, once per card per month
Apply Now