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AU Tejas Credit Card

4.1 from 445 Users

All Card USPs

Get a flat 10% instant discount on Zomato Food Delivery and Amazon

Now every month, capped at ₹50 per category per month

Earn 10% cashback on Cab Services from Uber, Ola, Rapido

and all major cab providers, capped at ₹50 per month

Best For

Online Food Ordering

Travel

Utility Bills

Joining/Annual Fees

Joining Fees

₹590 ( ₹500 + GST )

2,000 Bonus Reward Points OR ₹500 Brand Voucher on card activation

Annual Fees

₹590 ( ₹500 + GST )

From 2nd year onwards on ₹1.50 Lakh retail spends done in the previous card anniversary year

Eligibility

Age Criteria

21-60 years

Salary Criteria

3 LPA

Credit Rating*

720+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

0.25

Redemption Options

  • E-voucher
  • Merchandise
  • Flight & Hotel bookings

To check redemption catalogue

Click Here

All Card Benefits

All Benefits

  • 10% cashback / instant discount on partner merchants (Movies via District by Zomato, Zomato food delivery, Amazon Grocery / Amazon Now
  • All major Cab services and Bill payments via AU 0101 each capped at ₹50 per month)
  • Accelerated 5 RP per ₹100 on AU Rewardz spends (Flights, Hotels, Voucher Shopping, Bill Payments), 1 RP per ₹100 on other spends
  • Visa benefits with MakeMyTrip / Times Prime / Alaya Stays
  • Bonus 500 RP on completing 5 transactions of ₹500+ in a statement cycle, contactless payments up to ₹5,000 without PIN and a lifetime-free Add-on Card.

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Cash

Rent

Education

Government Spends

EMI

Fuel

Transportation

Quasi Cash Transactions

For Spends Waiver

Cash

Rent

Education

Government Spends

EMI

Fuel

Transportation

Quasi Cash Transactions

Bank Fee Structure

StructureDetails
Forex Markups

3.49% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency
Examples (3.5%):
₹100 → ₹3.49
₹1,000 → ₹34.90
₹10,000 → ₹349
₹1,00,000 → ₹3,490

3.49%
APR Fees

Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid

3.75%
ATM Withdrawl

2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable)

2.5%
Reward Redemption Fees

₹99 redemption fee per redemption

₹99
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge of 1% is applied to transactions made for booking railway tickets

1%
Rent Payment Fees

No fee is levied on domestic rental transactions made using the credit card. International rental transactions attract 1% of the transaction value, subject to a minimum of ₹99 per transaction

1%
Cheque Payment Fees

A fee of 2% of the payment amount or ₹500

2%
Cash Payment Fees

No fee is charged for credit card bill payment through Cash Deposit mode

Not Applicable
Late Payment Fees

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

Amount Due
₹0 - ₹500 ₹0
₹501 - ₹1,000 ₹400
₹1,001 - ₹10,000 ₹750
₹10,001 - ₹25,000 ₹950
₹25,001 - ₹50,000 ₹1100
Above ₹50,000 ₹1300

Apply for this card

TOP USPs

Get a flat 10% instant discount on Zomato Food Delivery and Amazon

Now every month, capped at ₹50 per category per month

Earn 10% cashback on Cab Services from Uber, Ola, Rapido

and all major cab providers, capped at ₹50 per month

Apply Now