1. Home
  3. Card Listing

  5. Card Details

AU Zenith Plus Credit Card

3.5 from 3000 Users

All Card USPs

₹5,000 welcome benefit

through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card

2X reward points

on travel, dining, and international spends

16 international lounge visits

annually using Priority Pass, capped at 4 visits per quarter

Best For

Airport Lounge

Dining

Travel

Joining/Annual Fees

Joining Fees

₹5,899 ( ₹4999 + GST )

Joining fee is offset via luxury vouchers or reward points worth ₹5,000 on card activation.

Annual Fees

₹5,899 ( ₹4999 + GST )

Spend ₹8 lakh in an anniversary year to get the annual fee waived from the second year onward.

Eligibility

Age Criteria

21-60 years

Salary Criteria

30 LPA

Credit Rating*

725+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

1 Reward Point = ₹1

Redemption Options

You can redeem your accumulated rewards on AU Rewards

To check redemption catalogue

Click Here

All Card Benefits

All Benefits

  • Choose luxury brand vouchers or Reward Points worth ₹5,000 upon activating your AU Zenith+ Credit Card
  • Earn 2 Reward Points for every ₹100 spent on travel, dining, and international purchases
  • Earn 1 Reward Point per ₹100 spent on retail spends across all merchant categories
  • Enjoy a low cross-currency foreign mark-up fee of just 0.99% on all international transactions
  • Enjoy 4 complimentary VIP airport check-ins annually (1 per calendar quarter)
  • Enjoy 16 complimentary international lounge visits annually using Priority Pass (max 4 visits per quarter). Usage within India is chargeable
  • Get 16 complimentary domestic lounge visits annually with your Zenith+ Credit Card
  • Enjoy up to 16 complimentary "Buy-One-Get-One" movie/event tickets annually via BookMyShow (max 4 tickets per quarter, up to ₹500 per ticket)
  • Get 8 complimentary golf games or lessons annually (2 per quarter)
  • Enjoy a 1% fuel surcharge waiver on transactions across all fuel stations, capped at ₹1,000 per statement cycle

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Cash Transaction

Fuel Spends

EMI Transactions

Rent Payments

Educational Spends

Government Payments

For Spends Waiver

Cash Transaction

Fuel Spends

EMI Transactions

Rent Payments

Educational Spends

Government Payments

Bank Fee Structure

StructureDetails
Forex Markups

This ultra-low forex markup fee is ideal for international transactions and shopping abroad.
₹100 = ₹0.99
₹1,000 = ₹9.9
₹10,000 = ₹99
₹1,00,000 = ₹990

0.99%
APR Fees

Interest is charged at 1.99% per month (23.88% per annum) on unpaid balances

1.99%
ATM Withdrawl

No charges are levied for cash withdrawals with this card, which is a unique and premium feature

2.5%
Reward Redemption Fees

₹99 per redemption request

₹99
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge of 1% is applied to transactions made for booking railway tickets

1%
Rent Payment Fees
1%
Cheque Payment Fees

2% of the Total Amount Due or a minimum of ₹500, whichever is highe

2%
Cash Payment Fees
N/A
Late Payment Fees

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

Amount Due
₹0 - ₹100 ₹0
₹101 - ₹500 ₹100
₹501 - ₹5,000 ₹600
₹5,001 - ₹10,000 ₹700
₹10,001 - ₹20,000 ₹800
₹20,001 - ₹50,000 ₹1,100
Above ₹50,000 ₹1,300

Apply for this card

TOP USPs

₹5,000 welcome benefit

through luxury brand vouchers or reward points upon activating your AU Zenith+ credit card

2X reward points

on travel, dining, and international spends

Apply Now