Axis Atlas Credit Card
4 from 345 Users
4 from 345 Users
Welcome Benefit
offers 2500 EDGE Miles upon completing 1 transaction within 37 days of card issuance;
Get 2500 EDGE Miles
on ₹3L spend, additional 2,500 EDGE Miles on ₹7.5L spend, and another 5,000 EDGE Miles on ₹15L spend annually
Shopping
Travel
Joining Fees
₹5,900 ( ₹5000 + GST )
2,500 EDGE Miles on first transaction (within 37 days) help offset the joining fee.
Annual Fees
₹5,900 ( ₹5000 + GST )
N/A
Age Criteria
18-70 years
Salary Criteria
12 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 Edge Mile = ₹1
Redemption Options
To check redemption catalogue
All Benefits
• Earn 5 EDGE Miles per ₹100 on eligible travel spends via Axis Bank Travel EDGE portal, direct airline websites, and direct hotel websites.
• Capped to ₹2,00,000 per calendar month; spends above this earn 2 EDGE Miles per ₹100.
• Earn 2 EDGE Miles per ₹100 on all other eligible domestic and international transactions (excluding Rent, Wallet, Fuel, Insurance, Utilities, Telecom, Gold/Jewellery, and Govt. spends).
• Maximum of 1,50,000 EDGE Miles can be transferred to partner loyalty programs per calendar year.
• Milestone Benefits:
- ₹3L annual spend: 2500 Miles
- ₹7.5L annual spend: +2500 Miles
- ₹15L annual spend: +5000 Miles
• Annual Fee Rewards (post payment of ₹5,000 + GST):
- Gold Tier: 2500 Miles
- Platinum Tier: 5000 Miles
• EDGE Miles can be redeemed for travel bookings or transferred to airline/hotel partners.
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions
Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions
Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 45%
| 3.75% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees A reward redemption fee of ₹99 is charged for each redemption of EDGE Reward points | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees ₹175 cash payment fee per deposit | ₹175 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1,200 |
TOP USPs
Welcome Benefit
offers 2500 EDGE Miles upon completing 1 transaction within 37 days of card issuance;
Get 2500 EDGE Miles
on ₹3L spend, additional 2,500 EDGE Miles on ₹7.5L spend, and another 5,000 EDGE Miles on ₹15L spend annually
Apply Now