Axis Magnus Credit Card
4 from 222 Users
All Card USPs
₹12,500 welcome voucher
through Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation
Unlimited lounge visits globally
with Priority Pass, including 8 guest visits annually and unlimited domestic lounge access
Up to ₹500 off on 5 bookings
on movie or non-movie bookings every month via BookMyShow
Best For
Shopping
Airport Lounge
Dining
Travel
Joining/Annual Fees
Joining Fees
₹14,750 ( ₹12500 + GST )
₹12500 voucher from Luxe Gift Card or Postcard Hotels or Yatra
Annual Fees
₹14,750 ( ₹12500 + GST )
On annual spends of ₹25 lakhs in preceding year
Eligibility
Age Criteria
21-65 years
Salary Criteria
50 LPA
Credit Rating*
650+
See if you are eligible for this card
How to redeem?
Rewards Conversion Rate
1 reward point = ₹0.25
Redemption Options
You can redeem your rewards here:
To check redemption catalogue
All Card Benefits
All Benefits
- Welcome Voucher Worth ₹12,500
Receive a Luxe gift card, The Postcard Hotels voucher, or Yatra voucher worth ₹12,500 upon successful card activation - Unlimited International Lounge Access
Complimentary unlimited access to international airport lounges through Priority Pass, including 8 guest visits annually. - Unlimited Domestic Lounge Access
Access domestic airport lounges across India without limitations. - Hotel Discounts
Avail up to 15% off at Oberoi and Trident Hotels globally. - Miles Transfer Program
Convert earned EDGE Reward Points to airline and hotel loyalty programs for travel redemptions. - International Lounges: Unlimited access with Priority Pass.
- Domestic Lounges: Unlimited access across India.
- Save up to 30% upto ₹1000 at over 4,000 restaurants across India through Axis Bank’s Dining Delights program.
- Enjoy a 1% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per month.
- Earn 35 EDGE Reward Points per ₹200 spent on spends exceeding ₹1.5 Lakhs in a calendar month.
- Get up to ₹500 off on 5 movie or non-movie tickets every month.
- 8 complimentary Airport Concierge Services avail meet-and-greet assistance at major Indian airports.
Bank Exclusions
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
EMI transactions
Purchases converted to EMI post facto
Wallet loading transactions
Purchase of Jewelry items
Cash advances
Payment of outstanding balances
Payment of card fees and other card charges
Rental Payments
Government services
Insurance services
Education services
Utility Spends that are not done on Airtel Thanks platform
For Spends Waiver
Fuel Spends
EMI transactions
Purchases converted to EMI post facto
Wallet loading transactions
Purchase of Jewelry items
Cash advances
Payment of outstanding balances
Payment of card fees and other card charges
Rental Payments
Government services
Insurance services
Education services
Utility Spends that are not done on Airtel Thanks platform
Bank Fee Structure
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 2% |
APR Fees 3% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 36% | 3% |
ATM Withdrawl | 0 |
Reward Redemption Fees ₹99 plus GST per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge | 20000 |
Rent Payment Fees 1% of the transaction amount | 1% |
Check Payment Fees | ₹500 |
Cash Payment Fees | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001- and above | ₹1200 |
Apply for this card
TOP USPs
₹12,500 welcome voucher
through Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation
Unlimited lounge visits globally
with Priority Pass, including 8 guest visits annually and unlimited domestic lounge access
Apply Now