3.9 from 214 Users
Earn 2 Maharaja Points for Every ₹200
spent redeemable for upgrades and award flights via Air India Maharaja Club
Enjoy 2 Complimentary Domestic Airport Lounge
access on spending ₹50,000 in the previous 3 calendar months
Shopping
Online Food Ordering
Dining
Travel
Joining Fees
₹1,770 ( ₹1500 + GST )
1 complimentary economy class ticket on card issuance.
Annual Fees
₹1,770 ( ₹1500 + GST )
The annual fee of ₹1500 is non-waivable and will be charged every year.
Age Criteria
21-65 years
Salary Criteria
6 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Government-related Transactions
Wallet Loads
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Utility Bill Payments
For Spends Waiver
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Government-related Transactions
Wallet Loads
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Utility Bill Payments
| Structure | Details |
|---|---|
Forex Markups   3.50% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.75% monthly interest rate applies on the outstanding balance if the full amount due is not paid by the statement due date. The interest-free period is 20 to 55 days for new purchases. | 3.75% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card, subject to a minimum of ₹500. | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges. | As prescribed by IRCTC / Indian Railways |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal. | 2% |
Cash Payment Fees A fee of ₹175 is charged for payments made by depositing cash at a bank branch or ATM. | ₹175 |
| Late Payment Fees Late payment charges apply if the Minimum Amount Due (MAD) is not paid by the due date. Charges are based on the total outstanding amount as per the slab structure above. | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1,200 |
TOP USPs
Earn 2 Maharaja Points for Every ₹200
spent redeemable for upgrades and award flights via Air India Maharaja Club
Enjoy 2 Complimentary Domestic Airport Lounge
access on spending ₹50,000 in the previous 3 calendar months
Apply Now