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Axis Vistara Platinum Credit Card

3.9 from 214 Users

All Card USPs

Get 2 complimentary Lounge Access

on spending ₹50,000 in pervious 3 calendar months

Save Up To 15% via Goibibo and MakeMyTrip

every Wednesday on flights and hotels booked

Enjoy 15% off upto ₹500 Dining Discounts

once per month at partner restaurants through Axis Bank EazyDiner

Best For

Travel

Joining/Annual Fees

Joining Fees

₹1,770 ( ₹1500 + GST )

Flight tickets worth Rs 5000

Annual Fees

₹1,770 ( ₹1500 + GST )

N/A

Eligibility

Age Criteria

21-65 years

Salary Criteria

3 LPA

Credit Rating*

720+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

1 reward point = ₹0.25

Redemption Options

check catalogue on vistara link

To check redemption catalogue

Click Here

All Card Benefits

All Benefits

  • 1 Complimentary economy class ticket per year on payment on annual fee
  • Earn 2 Club Vistara Points per Rs 200 spent. Post reaching max cap each Rs 100 spend would earn you 1 Reward point
  • 2 complimentary airport lounge accesses at select airports within India


     

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Rent Payment

Fuel Spends

Insurance Payments

EMI Spends

ATM Cash Withdrawals

Government-related Transactions

Wallet Loads

Bank Charges & Fees

All Reversals

Gambling Transactions

Toll Payments

Security Broker Services

Charity

Utility Bill Payments

For Spends Waiver

Rent Payment

Fuel Spends

Insurance Payments

EMI Spends

ATM Cash Withdrawals

Government-related Transactions

Wallet Loads

Bank Charges & Fees

All Reversals

Gambling Transactions

Toll Payments

Security Broker Services

Charity

Utility Bill Payments

Bank Fee Structure

StructureDetails
Forex Markups

3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
Examples (3.5%):
₹100 → ₹3.5
₹1,000 → ₹35
₹10,000 → ₹350
₹1,00,000 → ₹3,500

3.50%
APR Fees

3.6% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 43.2%

3.60%
ATM Withdrawl

2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).

2.50%
Reward Redemption Fees

No fee is charged when redeeming reward points on this card.

Not Applicable
Link for all T&Cs
Click Here
Railway Surcharge

Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges.

As prescribed by IRCTC / Indian Railways
Rent Payment Fees

1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges

1%
Cheque Payment Fees

No cheque payment fee is charged

₹0
Cash Payment Fees
₹100
Late Payment Fees

Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date

Amount Due
₹0 - ₹500₹0
₹501 - ₹1000 ₹500
₹1001 - ₹10000 ₹ 700
₹10000 - ₹25000 ₹ 800
₹25001- and above ₹ 1200

Apply for this card

TOP USPs

Get 2 complimentary Lounge Access

on spending ₹50,000 in pervious 3 calendar months

Save Up To 15% via Goibibo and MakeMyTrip

every Wednesday on flights and hotels booked

Apply Now