4.2 from 441 Users
Free Swiggy One Membership Giving Unlimited
free deliveries, exclusive offers on Swiggy Food, Instamart, Dineout and more
Complimentary Club ITC Culinaire, Accorplus and Handcrafted Club Marriott
Asia Pacific memberships plus EazyDiner Prime membership for up to 25% off at premium restaurants
Online Food Ordering
Dining
Travel
Joining Fees
₹59,000 ( ₹50000 + GST )
15,000 EDGE Reward Points on card activation (first transaction within 30 days of card issuance required)
Annual Fees
₹59,000 ( ₹50000 + GST )
Annual fee waived on spending ₹35 lakhs in the preceding card anniversary year
Age Criteria
21-65 years
Salary Criteria
36 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 EDGE = ₹0.20
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Wallet
Government spends
Insurance
Gold & Jewellery
Fuel
Cash advances
For Spends Waiver
Wallet
Government spends
Insurance
Gold
Jewellery
Fuel
Cash advances
| Structure | Details |
|---|---|
Forex Markups   1.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency | 1.5% |
APR Fees Finance charges of 3.0% per month (42.58% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.0% |
ATM Withdrawl No cash advance fee is charged on cash withdrawals using this card | Not Applicable |
Reward Redemption Fees No fee is charged when redeeming reward points on this card | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets | 1% |
Rent Payment Fees A surcharge fee of 1% is applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of 2% of the payment amount (minimum ₹500) is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees A fee of ₹175 per transaction is charged for cash payments made at Axis Bank branches (daily cash payment limit of ₹50,000) | ₹175 |
| Late Payment Fees An additional ₹100 applies if the Minimum Amount Due is missed for two consecutive cycles, and continues every cycle until the MAD is cleared | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1200 |
TOP USPs
Free Swiggy One Membership Giving Unlimited
free deliveries, exclusive offers on Swiggy Food, Instamart, Dineout and more
Complimentary Club ITC Culinaire, Accorplus and Handcrafted Club Marriott
Asia Pacific memberships plus EazyDiner Prime membership for up to 25% off at premium restaurants
Apply Now