Axis Samsung Infinite Credit Card

About Axis Samsung Infinite Credit Card

Are you planning to buy a flagship Samsung smartphone or upgrade your home with a premium Neo QLED TV? The Axis Samsung Infinite Credit Card is the most valuable tool in your wallet for these high-ticket purchases.

This card offers a massive 10% cashback on Samsung products throughout the year, even on EMI transactions. If you spend ₹50,000 on Samsung gear, you get ₹5,000 right back into your account. No waiting for festive sales or hunting for limited-time coupons. It is a direct, straightforward way to save on premium tech.

Designed for tech enthusiasts and high-spending professionals earning ₹6 lakh or more annually, this card bridges the gap between a lifestyle card and a brand-specific powerhouse. It does not just stop at electronics; it rewards your daily habits, from ordering lunch on Zomato to stocking up your kitchen via BigBasket.

What sets it apart:

• 10% flat cashback on Samsung purchases, which beats generic rewards cards in the market for electronics.
• Accelerated rewards on "Preferred Partners" like Myntra, Zomato, and Tata1mg, offering a 3% value-back.
• Premium travel perks including 14 total lounge visits (8 domestic and 6 international) every year.

Quick check: To qualify, you need a minimum annual income of ₹6,00,000 (₹50,000 monthly) and a credit score of 750 or higher. If you meet these criteria, the joining fee is effectively covered by the welcome bonus.

Let's break down why this card is a serious contender for your next application:

Key Benefits and Features of the Axis Samsung Infinite Credit Card

The Axis Samsung Infinite is a premium tier card, and its features reflect that. From the moment you activate the card, the value proposition is clear.

Welcome Rewards that Offset the Fee

The card comes with a joining fee of ₹5,000, but you do not "lose" that money. Upon completing 3 transactions within the first 30 days of getting your card, you receive 30,000 EDGE Reward points. Since 1 reward point equals ₹0.20, these 30,000 points are worth ₹6,000. You essentially get your joining fee back plus a ₹1,000 bonus just for using the card a few times.

The 10% Samsung Cashback Powerhouse

The headline feature is the 10% cashback on Samsung purchases. This includes smartphones, tablets, wearables, laptops, and home appliances bought through official Samsung channels.

• Monthly Cap: You can earn up to ₹5,000 cashback every month.
• Annual Cap: There is a total limit of ₹20,000 cashback per year.
• EMI Advantage: Unlike many cards that strip away benefits for EMI, this card gives you cashback even on EMI transactions made at Samsung.

If you buy a phone worth ₹1,50,000, you hit your monthly cap of ₹5,000 instantly. Over a year, if you buy a phone and a refrigerator, you could easily hit the ₹20,000 annual limit, which is four times the cost of the annual fee.

Everyday Spending and Preferred Partners

While Samsung is the main attraction, the card is highly rewarding for daily lifestyle spends. You earn 15 EDGE Reward points for every ₹100 spent at preferred partners. This translates to a 3% reward rate. The partners include:

• Groceries & Health: BigBasket and Tata1mg
• Fashion: Myntra
• Food & Services: Zomato and Urban Company
• International Spends: You also get 15 points per ₹100 on all international transactions.

For all other eligible spends, you earn 5 EDGE Reward points per ₹100, which is a 1% reward rate. Note that you won't earn rewards on fuel, wallet loads, rent, or government payments.

Travel and Airport Lounge Access

For frequent flyers, the Axis Samsung Infinite offers a robust travel package:

• Domestic Lounges: Get 8 complimentary visits per year to select airport lounges in India. To use this, you need to spend at least ₹50,000 in the previous 3 months.
• International Lounges: You receive a complimentary Priority Pass membership (worth $99). This includes 6 free international lounge visits annually.

This is a high-end travel benefit reserved for cards with much higher fees, making it a great deal for those who travel 3-4 times a year.

Dining and Lifestyle Perks

If you enjoy eating out, this card offers a complimentary 1-year EazyDiner Prime membership if you activate your card within 30 days. This gives you:

• Up to 25% off (capped at ₹800) once per month at over 4,000 restaurants.
• The minimum order value to get the base 15% discount is just ₹500.

Annual Fee and Waiver Conditions

The annual fee for this card is ₹5,000. However, if you are a heavy spender, you can get this fee waived. Spend more than ₹7,00,000 in a year, and the bank will waive the ₹5,000 fee for the next year. While ₹7 lakh sounds like a lot, it averages out to about ₹58,000 a month, which is achievable if you use this as your primary card for all bills, shopping, and travel.

How to Apply for the Axis Samsung Infinite Credit Card

The application process is straightforward and can be completed online through the Axis Bank website or the mobile app. Here is a step-by-step guide:

1. Check Eligibility: Before applying, ensure you meet the minimum income requirement of ₹6 LPA (₹50,000/month) and have a credit score of at least 750.
2. Visit Official Portal: Go to the Axis Bank credit cards page and select the Samsung Axis Bank Infinite Credit Card.
3. Fill Details: Enter your mobile number, PAN card details, and employment information.
4. Document Upload: You will be asked to upload digital copies of your ID, address proof, and income documents (like salary slips).
5. Video KYC: Most applicants can complete the process via Video KYC, which only takes a few minutes.
6. Verification: The bank verifies your documents and will call you if further details are required.
7. Card Dispatch: Once approved, the physical card reaches your registered address within 7-10 working days.

For any updates on your application, you can use the Axis Bank mobile app to track your status in real-time.

Comparison Table: Axis Samsung Infinite vs. Competitors

To understand where this card stands, let's compare it with other premium and co-branded cards in a similar fee bracket.

Feature	Axis Samsung Infinite	Axis Samsung Signature	HDFC Regalia Gold	SBI Card Elite
Annual Fee	₹5,000	₹2,500	₹2,500	₹4,999
Welcome Bonus	30,000 Points (₹6,000 value)	8,000 Points (₹1,600 value)	₹2,500 Voucher	₹5,000 Voucher
Samsung Cashback	10% (Up to ₹20k/yr)	10% (Up to ₹10k/yr)	None (Standard Rewards)	None
Reward Rate	1% to 3%	1% to 2%	~1.3% to 5%	0.5% to 2.5%
International Lounges	6 Visits / Year	None	6 Visits / Year	6 Visits / Year
Winner For	Samsung Flagship Buyers	Budget Samsung Users	Milestone Rewards	Movie & Dining Perks

The Axis Samsung Infinite is clearly superior if you buy Samsung products regularly. While HDFC Regalia Gold offers good travel milestones, it cannot match the direct 10% cashback on expensive electronics. If your annual Samsung spend is high, the Infinite variant pays for itself much faster than the Signature variant despite the higher fee.

Documents Required for Axis Samsung Infinite Application

You'll need to submit the following documents when applying:

For Salaried Applicants

• Identity Proof: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
• Address Proof: Aadhaar Card, Passport, or Utility Bills (not older than 2 months).
• Income Proof: Latest 3 months' salary slips and last 6 months' bank statements.
• Employment Proof: Office ID card.

For Self-Employed Applicants

• Identity Proof: PAN Card (mandatory), Aadhaar Card, or Driving License.
• Address Proof: Aadhaar Card or Property Documents.
• Income Proof: Latest 2 years' ITR with computation of income and 6 months' bank statements.
• Business Proof: Business registration certificate or GST registration.

Note: All documents must be self-attested. The bank requests additional documents during verification if necessary.

Who Should Get This Card?

Choosing a credit card is all about matching the benefits to your lifestyle. Here are the personas that would benefit most from the Axis Samsung Infinite:

The Tech-Forward Professional

If you are someone who upgrades to the latest Samsung Galaxy S-series or Z-Fold every year, this card is a no-brainer. If you spend ₹1,20,000 on a phone, you get ₹5,000 back instantly. Combine this with another purchase like a tablet or smartwatch later in the year, and you've already recovered the annual fee and made a profit in terms of cashback.

The Urban Daily Spender

If you rely on apps like Zomato for food, Myntra for clothes, and BigBasket for groceries, spending ₹20,000 monthly across these "Preferred Partners" will earn you 3,000 points (worth ₹600) every month. Over a year, that is ₹7,200 in rewards just from your regular household expenses.

The Frequent Domestic Traveler

If you travel for work or leisure at least once a month, the 8 domestic lounge visits are highly valuable. Assuming a lounge visit costs roughly ₹1,000, that's ₹8,000 in value. When you add the 6 international visits, the card becomes a powerful travel companion for a professional earning ₹6-10 LPA.

You might want to skip this card if:

• You prefer Apple or other smartphone brands; you will lose the core 10% cashback benefit.
• Your annual spending is less than ₹2 lakh, as you might struggle to justify the ₹5,000 annual fee once the welcome bonus year is over.

BankKaro Expert Review

Based on the card's features, the Axis Samsung Infinite excels at being a "hybrid" card. It is rare to see a co-branded card that offers such strong benefits outside its parent brand. Most co-branded cards are only good for one thing, but this card is equally strong for Zomato and Myntra users as it is for Samsung fans.

The 10% cashback including EMI is a standout feature. Most banks exclude EMI transactions from rewards, so this is a refreshing change that helps users manage cash flow without losing out on savings. The welcome benefit is also very generous, making the first year essentially free of cost.

However, the biggest limitation is the ₹50,000 spend requirement for domestic lounge access. For a card that charges a ₹5,000 fee, this "spend-to-access" criteria feels a bit restrictive. Additionally, the annual fee waiver of ₹7 lakh is quite high for the target audience of this card. You really have to make this your primary card to avoid the fee.

Our verdict: Choose this card if you are loyal to the Samsung ecosystem and spend at least ₹15,000 monthly on apps like Zomato, Myntra, and BigBasket. It is a high-value card that rewards tech-savvy lifestyles better than almost any other card in its price bracket.

Terms and Conditions

• The bank determines the specific card variant based on your eligibility. Review the specific features of the card offered before submitting your application.
• A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won't be eligible for the Rewards.
• Cashback on Samsung purchases is capped at ₹5,000 per month and ₹20,000 per year.
• Rewards are not applicable on fuel, wallet loads, rent, insurance, and government services.
• Lounge access is subject to a minimum spend of ₹50,000 in the previous 3 months.