3.5 from 3000 Users

10% cashback on samsung products
on purchases including EMI transactions, capped at ₹5,000 monthly and ₹20,000 annually
30,000 edge reward points
as a welcome benefit after completing 3 transactions within 30 days of card issuance
15 edge reward points on every ₹100 spent
on international transactions and with preferred partners like Myntra, Tata 1mg, and Zomato
Joining Fees
₹5,900 ( ₹5000 + GST )
Joining fee is effectively offset through 30,000 EDGE Reward Points on completing 3 transactions within 30 days.
Annual Fees
₹5,900 ( ₹5000 + GST )
Annual fee is waived on annual spends above ₹7,00,000.
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Points = Rs 0.20
Redemption Options
Rewards can be redeemed on EDGE REWARDS by Axis Bank.
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Wallet Loads
Jewellery Purchases
Government Services Payments
Education Spends
Telecom & Utility Payments
Rent Payment
Insurance Services
Financial Institutions
Cash Advances
EMI transactions on non-Samsung purchases
Purchases converted to EMI post facto on non-Samsung spends
For Spends Waiver
Fuel Spends
Wallet Loads
Jewellery Purchases
Government Services Payments
Education Spends
Telecom & Utility Payments
Rent Payment
Insurance Services
Financial Institutions
Cash Advances
EMI transactions on non-Samsung purchases
Purchases converted to EMI post facto on non-Samsung spends
| Structure | Details |
|---|---|
Forex Markups 3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs, however if you fail to pay in time then annual interest can reach upto 55.55% | 3.75% |
ATM Withdrawl For every withdraw money transaction you will be charged 2.5% of the amount withdrawn or Rs 500 whichever is higher | 2.5% |
Reward Redemption Fees
| ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge 1% of the transaction amount + GST will be charged on Railway Ticket Purchases | 1% |
Rent Payment Fees 1% fee on transaction amount will be levied on rental transactions done on any applicable merchant for the month. Fee capped at Rs 3000 per transaction. | 1% |
Cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees ₹175 cash payment fee per deposit. | ₹175 |
| Late Payment Fees Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1,200 |
TOP USPs
10% cashback on samsung products
on purchases including EMI transactions, capped at ₹5,000 monthly and ₹20,000 annually
30,000 edge reward points
as a welcome benefit after completing 3 transactions within 30 days of card issuance
Apply Now