Axis Shoppers Stop Credit Card
4 from 543 Users
4 from 543 Users
Accelerated Points At Shoppers Stop
earn 20 points per ₹200 on exclusive brands and 12 points per ₹200 on other brands at Shoppers Stop with no earning cap.
Unlimited 2 First Citizen points
earned on every ₹200 spent elsewhere
Welcome Benefits
include First Citizen reward points worth Rs. 300, Shoppers Stop vouchers worth Rs. 2250, and complimentary Golden Glow Membership.
Shopping
Dining
Joining Fees
₹590 ( ₹500 + GST )
Joining fee offset via ₹300 First Citizen points + ₹2,250 Shoppers Stop vouchers.
Annual Fees
₹590 ( ₹500 + GST )
Annual fee is waived on spends of ₹1 lakh or more in a year.
Age Criteria
21-70 years
Salary Criteria
2 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 First Citizen Point = ₹0.50
Redemption Options
First Citizen Points redeemable at Shoppers Stop (stores & online).
To check redemption catalogue
All Benefits
• Unlimited 20 First Citizen accelerated points for every ₹200 spent on private label brands of Shoppers Stop.
• Unlimited 12 First Citizen accelerated points for every ₹200 spent on beauty products and other brands at Shoppers Stop.
• Unlimited 2 First Citizen points earned on every ₹200 spent elsewhere.
• Redeem FC points online or in-store at Shoppers Stop, Homestop, and select partner brands.
• Enjoy exclusive access to two end-of-season and one festive sale per year.
• Flat 15% off during birthday and anniversary months on Exclusive Brands (Apparel).
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Spends
Fuel Spends
Insurance Payments
Wallet Loads
Transportation & Tolls
Utilities Spends
For Spends Waiver
Rent Spends
Fuel Spends
Insurance Payments
Wallet Loads
Transportation & Tolls
Utilities Spends
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 45%
| 3.75% |
ATM Withdrawl | 2.5% |
Reward Redemption Fees | Nil |
Link for all T&Cs | Click Here |
Railway Surcharge | 1.8% |
Rent Payment Fees | 1% |
Cheque Payment Fees | Nil |
Cash Payment Fees | ₹175 |
| Late Payment Fees An additional Late Payment Charge of ₹100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared. | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹0 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 and above | ₹1200 |
TOP USPs
Accelerated Points At Shoppers Stop
earn 20 points per ₹200 on exclusive brands and 12 points per ₹200 on other brands at Shoppers Stop with no earning cap.
Unlimited 2 First Citizen points
earned on every ₹200 spent elsewhere
Apply Now