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BOB Etihad Guest Premium Credit Card

4.2 from 371 Users

All Card USPs

Complimentary Lounge Access with

12 domestic and 8 international visits each year

Earn Miles Everywhere with 6 Miles per ₹100

on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

Pay 0% Forex Mark-Up

on international transactions made with the card

Best For

Travel

Joining/Annual Fees

Joining Fees

₹5,900 ( ₹5000 + GST )

No Joining Fee Offset

Annual Fees

₹5,900 ( ₹5000 + GST )

The annual fee is waived if you spend ₹5 lakh or more in a year on your card, as per bank policy.

Eligibility

Age Criteria

21-60 years

Salary Criteria

18 LPA

Credit Rating*

720+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

1RP= ₹0.80

Redemption Options

  • Flight tickets
  • Hotel and travel bookings
  • Lifestyle and partner rewards 

To check redemption catalogue

Click Here

All Card Benefits

All Benefits

  • Earn 6 Miles per ₹100 on Etihad Airways spends
  • Earn 2 Miles per ₹100 on other domestic and cross-border spends
  • Monthly bonus: 500 Miles on 4 transactions totaling ₹5000 (once per month)
  • Quarterly bonus: 4000 Miles on ₹3,00,000 quarterly spends (once per quarter)
  • Annual bonus: 24,000 Miles on ₹12,00,000 yearly spends (valid once per year)

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Fuel

EMI Transactions

Rent

Government payments

Utility bills

Taxes

For Spends Waiver

Fuel

EMI Transactions

Rent

Government payments

Utility bills

Taxes

Bank Fee Structure

StructureDetails
Forex Markups
0%
APR Fees

Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid

3.75%
ATM Withdrawl

2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable)

2.5%
Reward Redemption Fees
0
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge of 1% is applied to transactions made for booking railway tickets

1%
Rent Payment Fees

A surcharge fee of 1% GST applies on rental transactions made using the credit card

1%
Cheque Payment Fees

A fee of ₹100 of the payment amount  is levied for cheque return, cheque dishonour, or auto-debit reversal

₹100
Cash Payment Fees

₹250 cash payment fee per deposit

₹250
Late Payment Fees

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

Amount Due
₹0 – ₹100 ₹0
₹100 – ₹500 ₹100
₹501 to ₹1000 ₹400
₹1001 to ₹10000 ₹750
₹10001 to ₹25000 ₹950
₹25001 to ₹50000 ₹1100
More than ₹50000 ₹1300

Apply for this card

TOP USPs

Complimentary Lounge Access with

12 domestic and 8 international visits each year

Earn Miles Everywhere with 6 Miles per ₹100

on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

Apply Now