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Equitas PowerMiles Credit Card

4.1 from 445 Users

All Card USPs

Get 2 Complimentary Domestic Lounge Visits at 40+ Lounges and 1 International

visit at 1000+ lounges per quarter, plus convert reward points at 1:1 ratio to miles across 10+ airline & hotel partners

Enjoy Club Marriott Membership up to 25% off on F&B, Hotel & Spa

with complimentary spouse membership and EazyDiner Premium 25-50% savings + 2X EazyPoints on every meal + 2000 welcome EazyPoints

Best For

Shopping

Dining

Travel

Joining/Annual Fees

Joining Fees

₹5,900 ( ₹5000 + GST )

Complimentary Club Marriott Membership (with spouse complimentary). Complimentary EazyDiner Premium Membership with 2000 EazyPoints welcome bonus

Annual Fees

₹5,900 ( ₹5000 + GST )

Annual fee waived on spending ₹4.80 lakhs in the preceding card anniversary year

Eligibility

Age Criteria

21-60 years

Salary Criteria

18 LPA

Credit Rating*

750+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

1 Reward Point = ₹0.50

Redemption Options

  • Products
  • Flights & Hotel Booking
  • Vouchers 

To check redemption catalogue

Click Here

All Card Benefits

All Benefits

  • 3 reward points on every ₹100 spent (3X on international POS & online)
  • Complimentary Club Marriott & EazyDiner Premium memberships
  • Low 2% forex markup. 2 domestic + 1 international airport lounge visits per quarter
  • 1:1 Xchange Miles transfer across 10+ airline & hotel partners
  • 1:1 Xchange Brands for luxury redemption Apple imagine, Tanishq, Taj, M&S, The Body Shop

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Rent Payments

Wallet loads

Fuel

Government spends

GST / taxes

For Spends Waiver

Rent Payments

Wallet loads

Fuel

Government spends

GST / taxes

Bank Fee Structure

StructureDetails
Forex Markups

2% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency
₹100 → ₹2
₹1,000 → ₹20
₹10,000 → ₹200
₹1,00,000 → ₹2,000

2%
APR Fees

Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid

3.75%
ATM Withdrawl

2.5% of the withdrawn amount is charged on cash advances using the credit card minimum ₹250, if applicable

2.5%
Reward Redemption Fees

₹99 redemption fee per redemption

₹99
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge of 1% is applied to transactions made for booking railway tickets

1%
Rent Payment Fees

A surcharge fee of 1% applies on rental transactions made using the credit card

1%
Cheque Payment Fees

A fee of 2.0% of the payment amount minimum ₹450 is levied for cheque return, cheque dishonour, or auto-debit reversal

2%
Cash Payment Fees

No fee is charged for credit card bill payment through Cash Deposit mode

Not Applicable
Late Payment Fees

An additional ₹100 applies if the Minimum Amount Due is missed for two consecutive cycles, and continues every cycle until the MAD is cleared

Amount Due
₹0 - ₹100 ₹0
₹101 - ₹500 ₹100
₹501 - ₹1,000 ₹500
₹1,001 - ₹5,000 ₹600
₹5,001 - ₹10,000 ₹750
₹10,001 - ₹25,000 ₹900
₹25,001 - ₹50,000 ₹1,000
Above ₹50,000 ₹1,200

Apply for this card

TOP USPs

Get 2 Complimentary Domestic Lounge Visits at 40+ Lounges and 1 International

visit at 1000+ lounges per quarter, plus convert reward points at 1:1 ratio to miles across 10+ airline & hotel partners

Enjoy Club Marriott Membership up to 25% off on F&B, Hotel & Spa

with complimentary spouse membership and EazyDiner Premium 25-50% savings + 2X EazyPoints on every meal + 2000 welcome EazyPoints

Apply Now