Flipkart SBI Credit Card
4 from 654 Users
4 from 654 Users
7.5% Cashback on Myntra & 5% on Flipkart & Cleartrip
with a cashback capped at ₹4,000 per quarterly cashback for each
4% Cashback on merchants
like Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter
Shopping
Travel
Joining Fees
₹590 ( ₹500 + GST )
₹250 Flipkart Gift Card on fee realization helps offset the joining fee.
Annual Fees
₹590 ( ₹500 + GST )
Annual fee is reversed on annual spends of ₹3.5 lakh in the preceding year.
Age Criteria
21-70 years
Salary Criteria
3 LPA
Credit Rating*
700+
See if you are eligible for this card
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card; cashback is adjusted in your monthly statement.
To check redemption catalogue
N/A
All Benefits
• 7.5% cashback on Myntra (quarterly cap ₹4,000).
• 5% cashback on Flipkart, Shopsy, Cleartrip (quarterly cap ₹4,000 each).
• 4% cashback on preferred/select merchants: Zomato, Uber, Netmeds, PVR (quarterly cap ₹4,000).
• 1% cashback on all other eligible spends (unlimited).
• Reversal of renewal fee on annual spends of ₹3.5 lakh in the preceding year.
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Rent Payment
EMI Spends
Wallet Loads
Insurance Payments
For Spends Waiver
Fuel Spends
Rent Payment
EMI Spends
Wallet Loads
Insurance Payments
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 45%
| 3.75% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card | 2.5% |
Reward Redemption Fees NIL – Cashback auto-credited | N/A |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card | ₹199 |
Cheque Payment Fees A fee of 250 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹200 |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹250 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 – ₹500 | ₹0 |
| ₹501 – ₹1,000 | ₹400 |
| ₹1,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹950 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| ₹50,001 and above | ₹1,300 |
TOP USPs
7.5% Cashback on Myntra & 5% on Flipkart & Cleartrip
with a cashback capped at ₹4,000 per quarterly cashback for each
4% Cashback on merchants
like Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter
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