HDFC Diners Club Black Credit Card
4.5 from 350 Users
4.5 from 350 Users
5X Reward Points on Spends
Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits
Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
6 Golf Games per Quarter
Enjoy 6 free rounds every quarter at partner golf courses worldwide (Black Metal edition)
Shopping
Online Food Ordering
Dining
Travel
Joining Fees
₹11,800 ( ₹10000 + GST )
N/A
Annual Fees
₹11,800 ( ₹10000 + GST )
Avail annual fee waiver by making purchases worth ₹5 lakhs or more in a membership year
Age Criteria
21-60 years
Salary Criteria
30 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 reward point = ₹1
Redemption Options
N/A
To check redemption catalogue
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   2% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecommerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 2% |
APR Fees 1.99% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a. interest on EMIs however if you fail to pay in time then annual interest can reach upto 23.88% per annum | 1.99% |
ATM Withdrawl For every withdraw money transaction you will be charged 2.5% of the amount withdrawn or ₹500 whichever is higher. | 2.5% |
Reward Redemption Fees | N/A |
Link for all T&Cs | Click Here |
Railway Surcharge A railway ticket purchase fee of strong 1% of the transaction amount plus GST | 1% |
Rent Payment Fees A 1% fee on rental transactions capped at Rs 3000 per transaction | 1% |
Cheque Payment Fees Outstation cheque processing charges are applicable as follows: | ₹50 |
Cash Payment Fees A cash processing fee of strong ₹100 strong is charged for credit card payments made in cash at HDFC Bank branches or ATMs | ₹100 |
| Late Payment Fees An additional Late Payment Charge of ₹100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared. | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
TOP USPs
5X Reward Points on Spends
Get 5 Reward Points for every ₹150 spent on eligible purchases
Dining & Food Delivery Benefits
Earn 2X Reward Points on weekend dining and get 3-month Swiggy One subscription for food delivery savings
Apply Now