HDFC Diners Privilege Credit Card
3.5 from 543 Users
3.5 from 543 Users
Get Annual Memberships of Swiggy One & Times Prime
on achieving retail spends of ₹75,000 within 90 days of card issuance
Earn 20 Reward Points for Every ₹150 Spent
Swiggy and Zomato – 5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month
On Net Spends of ₹1,50,000 or More
in a calendar quarter, choose any one ₹1,500 voucher from Marriott, Decathlon, Barbeque Nation, O2 Spa or Lakme Salon
Enjoy 2 Complimentary Airport Lounge Visits
every calendar quarter worldwide for primary and add-on cardholders combined
Shopping
Online Food Ordering
Travel
Joining Fees
₹1,180 ( ₹1000 + GST )
N/A
Annual Fees
₹1,180 ( ₹1000 + GST )
Spend ₹3,00,000 or more in a year to get fee waive off
Age Criteria
21-60 years
Salary Criteria
4.20 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward point =₹0.50
Redemption Options
• Flights
• Hotels
• Gift vouchers
• Merchandise
• Cashback
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Rent Payment
Fuel
EMI Transactions
Cash Withdrawals
School & Educational Services
Government Related Transactions
Wallet Transactions - Load Money Fees
GST Charges
Gambling
Tolls
Security
Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.5% |
APR Fees 3.75% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 45%
| 3.75% |
ATM Withdrawl A transaction fee of 2.5% or ₹500 whichever is higher would be levied on the amount withdrawn and would be billed to the Cardmember in the next statement | 2.5% |
Reward Redemption Fees | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge 1% of the transaction amount + GST for railway ticket purchases. | 1% |
Rent Payment Fees 1% of the transaction amount + GST for rent payment | 1% |
Cheque Payment Fees For Cheque value upto ₹5,000 - ₹25 and for above ₹5,000 - ₹50 | ₹50 |
Cash Payment Fees HDFC Bank levies a ₹250 + GST fee per cash payment made at a branch | ₹250 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹500 |
| ₹1001 - ₹5000 | ₹600 |
| ₹5001 - ₹10000 | ₹750 |
| ₹10001 - ₹25000 | ₹900 |
| ₹25001 - ₹50000 | ₹1100 |
| Above ₹50000 | ₹1300 |
TOP USPs
Get Annual Memberships of Swiggy One & Times Prime
on achieving retail spends of ₹75,000 within 90 days of card issuance
Earn 20 Reward Points for Every ₹150 Spent
Swiggy and Zomato – 5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month
Apply Now