HDFC Superia Airline Credit Card

Best For

Dining

Travel

Joining Fees

₹NaN ( ₹N/A + GST )

N/A

Annual Fees

₹1,180 ( ₹1000 + GST )

75000

Age Criteria

21-60 years

Salary Criteria

3 LPA

Credit Rating*

720+

See if you are eligible for this card

Rewards Conversion Rate

N/A

Redemption Options

N/A

To check redemption catalogue

N/A

All Benefits

3 Reward Points for every ₹150 spent
Redeem Reward Points for cashback, flights, gifts, or hotels
Additional cashback and Reward Points on utility bills, mobile recharges, and shopping via PayZapp
Unredeemed Reward Points expire after 2 years
1% fuel surcharge waiver on minimum transaction of ₹400
50% more Reward Points on dining expenses at select premium restaurants
Complimentary Priority Pass Membership
Unlimited complimentary lounge access for Priority Pass holders
Redeem reward points for airmiles with 20+ International Airline Via KrisFlyer
Redeem reward points for Domestic Airline Vouchers (Up to ₹8,000)
1000 Reward Points as welcome benefit

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

N/A

For Spends Waiver

N/A

Structure	Details
Forex Markups 3.5% forex markup is charged on all international transactions made in a currency other than INR. The fee applies to POS, ATM and online transactions. ₹1,000 spend → ₹35 markup ₹10,000 spend → ₹350 markup ₹1,00,000 spend → ₹3,500 markup	3.5%
APR Fees Interest of 3.6% per month (43.2% annually) is charged if the total amount due is not paid by the due date	3.6%
ATM Withdrawl Cash withdrawal from ATM attracts a fee of 2.5% of the withdrawn amount, subject to a minimum of ₹500	2.5%
Reward Redemption Fees A reward redemption fee of ₹99 is charged per redemption request This fee is applicable when redeeming reward points against vouchers, products or flight/hotel bookings	₹99
Link for all T&Cs	Click Here
Railway Surcharge A surcharge of 1% of the transaction amount is applicable on railway ticket bookings made through IRCTC or railway counters	1%
Rent Payment Fees 1% fee is applicable on rent payments made using this credit card through rent payment platforms	1%
Cheque Payment Fees A fee of ₹100 is charged for cheque payments made towards the credit card outstanding at HDFC Bank branches or drop boxes This fee is applicable per cheque payment	₹100
Cash Payment Fees A cash processing fee of ₹100 is charged for making cash payments towards the credit card outstanding at HDFC Bank branches GST will be applicable over and above the cash processing fee	₹100

Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared	Amount Due
₹0–₹100	₹0
₹101–₹500	₹100
₹501–₹5,000	₹500
₹5,001–₹10,000	₹600
₹10,001–₹25,000	₹800
₹25,001–₹50,000	₹1,100
₹50,001+	₹1,300