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HSBC RuPay Cashback Credit Card

4 from 234 Users

All Card USPs

Get 10% Cashback

on Dining, Food Delivery and Grocery Spending

Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation

on spending ₹10,000 within 30 days od successful application

Best For

Online Food Ordering

Dining

Grocery Shopping

Travel

Utility Bills

Joining/Annual Fees

Joining Fees

₹589 ( ₹499 + GST )

Pay ₹499 and get ₹500 cashback by spending ₹10,000 within the first 30 days, effectively offsetting the joining fee.

Annual Fees

₹589 ( ₹499 + GST )

The annual fee is waived off if you spend more than ₹2,00,000 in a year.

Eligibility

Age Criteria

21-65 years

Salary Criteria

6 LPA

Credit Rating*

750+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

N/A

Redemption Options

This is a cashback card, and the cashback is adjusted in your monthly statement.

To check redemption catalogue

N/A

All Card Benefits

All Benefits

  • Get upto ₹6,000 Discounts on flights and hotels via Cleartrip on full swipe (code: HSBCRPCC) and EMI transactions (code: HSBCRPEMI)
  • Earn 1% cashback on all other eligible spends
  • Earn up to ₹400 cashback per month
  • Earn 10% Cashback on Dining, Food Delivery, and Grocery Spends
  • Get 5% off on Paytm bill payments of ₹299 or more, up to ₹150 discount

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Fuel Spends

Wallet Loads

Rent Payment

Business Services

Education Spends

Government-Related Transactions

Insurance Payments

Jewellery Purchases

Antique Items

Gambling Transactions

Toll Payments

Cash Advances

ATM Cash Withdrawals

Outstanding Payments

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Liquid Assets

Security Broker Services

Collection Agencies

Charity

Donations

Money Transfers

Utility Bill Payments

For Spends Waiver

Fuel Spends

Wallet Loads

Rent Payment

Business Services

Education Spends

Government-Related Transactions

Insurance Payments

Jewellery Purchases

Antique Items

Gambling Transactions

Toll Payments

Cash Advances

ATM Cash Withdrawals

Outstanding Payments

Forex Transactions

Cryptocurrency/Digital Asset Transactions

Liquid Assets

Security Broker Services

Collection Agencies

Charity

Donations

Money Transfers

Utility Bill Payments

Bank Fee Structure

StructureDetails
Forex Markups

0% Forex Markup on International Transactions

0%
APR Fees

Finance charges of 3.49% per month (41.88% per annum) apply on unpaid outstanding balances until the amount is fully repaid.

3.49%
ATM Withdrawl

2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).

2.50%
Reward Redemption Fees

No fee is charged when redeeming reward points on this card.

Not Applicable
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge of 1% is applied to transactions made for booking railway tickets.

1%
Rent Payment Fees

1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges

1%
Cheque Payment Fees

No cheque payment fee is charged

Not Applicable
Cash Payment Fees

₹100 cash payment fee per deposit.

₹100
Late Payment Fees

A late payment fee equal to 100% of the Minimum Payment Due is charged, with a minimum of ₹250 and a maximum of ₹1,200 per month.

Amount Due
₹0 - ₹250 ₹250
₹251 - ₹500 ₹500
₹501 - ₹1200 ₹1200

Apply for this card

TOP USPs

Get 10% Cashback

on Dining, Food Delivery and Grocery Spending

Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation

on spending ₹10,000 within 30 days od successful application

Apply Now