HSBC RuPay Cashback Credit Card
4 from 234 Users
4 from 234 Users
Get 10% Cashback
on Dining, Food Delivery and Grocery Spending
Welcome Benefits up to ₹750 Value
with ₹500 cashback on mobile banking login and ₹250 Amazon eGift voucher on successful application
Shopping
Online Food Ordering
Dining
Grocery Shopping
Utility Bills
Joining Fees
₹589 ( ₹499 + GST )
Pay ₹499 and get ₹500 cashback by spending ₹10,000 within the first 30 days, effectively offsetting the joining fee.
Annual Fees
₹589 ( ₹499 + GST )
The annual fee is waived off if you spend more than ₹2,00,000 in a year.
Age Criteria
21-65 years
Salary Criteria
6 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the cashback is adjusted in your monthly statement.
To check redemption catalogue
N/A
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Wallet Loads
Rent Payment
Business Services
Education Spends
Government-Related Transactions
Insurance Payments
Jewellery Purchases
Antique Items
Gambling Transactions
Toll Payments
Cash Advances
ATM Cash Withdrawals
Outstanding Payments
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Liquid Assets
Security Broker Services
Collection Agencies
Charity
Donations
Money Transfers
Utility Bill Payments
For Spends Waiver
Fuel Spends
Wallet Loads
Rent Payment
Business Services
Education Spends
Government-Related Transactions
Insurance Payments
Jewellery Purchases
Antique Items
Gambling Transactions
Toll Payments
Cash Advances
ATM Cash Withdrawals
Outstanding Payments
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Liquid Assets
Security Broker Services
Collection Agencies
Charity
Donations
Money Transfers
Utility Bill Payments
| Structure | Details |
|---|---|
Forex Markups | 0% |
APR Fees | 3.75% |
ATM Withdrawl | 2.5% |
Reward Redemption Fees | Nil |
Link for all T&Cs | Click Here |
Railway Surcharge | 1.8% |
Rent Payment Fees | 1% |
Cheque Payment Fees | |
Cash Payment Fees | ₹100 |
| Late Payment Fees | Amount Due |
|---|
TOP USPs
Get 10% Cashback
on Dining, Food Delivery and Grocery Spending
Welcome Benefits up to ₹750 Value
with ₹500 cashback on mobile banking login and ₹250 Amazon eGift voucher on successful application
Apply Now