4 from 234 Users
Get 10% Cashback
on Dining, Food Delivery and Grocery Spending
Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation
on spending ₹10,000 within 30 days od successful application
Online Food Ordering
Dining
Grocery Shopping
Travel
Utility Bills
Joining Fees
₹589 ( ₹499 + GST )
Pay ₹499 and get ₹500 cashback by spending ₹10,000 within the first 30 days, effectively offsetting the joining fee.
Annual Fees
₹589 ( ₹499 + GST )
The annual fee is waived off if you spend more than ₹2,00,000 in a year.
Age Criteria
21-65 years
Salary Criteria
6 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, and the cashback is adjusted in your monthly statement.
To check redemption catalogue
N/A
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Wallet Loads
Rent Payment
Business Services
Education Spends
Government-Related Transactions
Insurance Payments
Jewellery Purchases
Antique Items
Gambling Transactions
Toll Payments
Cash Advances
ATM Cash Withdrawals
Outstanding Payments
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Liquid Assets
Security Broker Services
Collection Agencies
Charity
Donations
Money Transfers
Utility Bill Payments
For Spends Waiver
Fuel Spends
Wallet Loads
Rent Payment
Business Services
Education Spends
Government-Related Transactions
Insurance Payments
Jewellery Purchases
Antique Items
Gambling Transactions
Toll Payments
Cash Advances
ATM Cash Withdrawals
Outstanding Payments
Forex Transactions
Cryptocurrency/Digital Asset Transactions
Liquid Assets
Security Broker Services
Collection Agencies
Charity
Donations
Money Transfers
Utility Bill Payments
| Structure | Details |
|---|---|
Forex Markups   0% Forex Markup on International Transactions | 0% |
APR Fees Finance charges of 3.49% per month (41.88% per annum) apply on unpaid outstanding balances until the amount is fully repaid. | 3.49% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets. | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees No cheque payment fee is charged | Not Applicable |
Cash Payment Fees ₹100 cash payment fee per deposit. | ₹100 |
| Late Payment Fees A late payment fee equal to 100% of the Minimum Payment Due is charged, with a minimum of ₹250 and a maximum of ₹1,200 per month. | Amount Due |
|---|---|
| ₹0 - ₹250 | ₹250 |
| ₹251 - ₹500 | ₹500 |
| ₹501 - ₹1200 | ₹1200 |
TOP USPs
Get 10% Cashback
on Dining, Food Delivery and Grocery Spending
Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation
on spending ₹10,000 within 30 days od successful application
Apply Now