IDFC FIRST Dual Indigo Credit Card
4.5 from 543 Users
4.5 from 543 Users
Enjoy Global Acceptance
for domestic and international transactions with the flexibility of both networks
Get 25,000 BluChips Vouchers
on achieving annual spend milestones each year
Save On Foreign Spends
with a low forex markup of 1.49%
Get Fuel Surcharge Waiver
of 1% on fuel transactions between ₹200–₹5,000 per transaction
Travel
Joining Fees
₹5,899 ( ₹4999 + GST )
N/A
Annual Fees
₹5,899 ( ₹4999 + GST )
N/A
Age Criteria
21-65 years
Salary Criteria
12 LPA
Credit Rating*
720+
See if you are eligible for this card
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
N/A
For Spends Waiver
N/A
| Structure | Details |
|---|---|
Forex Markups   1.49% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 1.49% |
APR Fees Interest Charges APR of 3.99% per month (47.88% annually) applies on revolving credit and outstanding balances | 3.99% |
ATM Withdrawl ATM Cash Advance Fee ₹199 per cash withdrawal transaction. Finance charges apply from the transaction date | ₹199 |
Reward Redemption Fees Redemption Charges ₹99 per reward redemption request, applicable per transaction | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge Passenger Railway Transactions No fee applicable if monthly railway spends are up to ₹25,000. 1% fee applies beyond this limit | N/A |
Rent Payment Fees Rent Payments 1% fee on domestic rent transactions, with a minimum charge of ₹249 per transaction | 1% |
Cheque Payment Fees Cheque Payment ₹100 fee applicable on outstation cheque processing | ₹100 |
Cash Payment Fees | N/A |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹5,000 | ₹750 |
| ₹5,001 – ₹8,000 | ₹1,200 |
| ₹8,001 – ₹10,000 | ₹1,300 |
| Above ₹10,000 | ₹1,300 |
TOP USPs
Enjoy Global Acceptance
for domestic and international transactions with the flexibility of both networks
Get 25,000 BluChips Vouchers
on achieving annual spend milestones each year
Apply Now
