4 from 24 Users
Earn Up To 6X Rewards on Every ₹100 Spent
with slab-based accelerated reward points and a maximum cash redemption of 5,000 points per calendar month
Get Free Movie Tickets on BookMyShow
with 1 complimentary ticket up to ₹500 every 6 months in a calendar year
Shopping
Joining Fees
₹0 ( ₹0 + GST )
NA
Annual Fees
₹0 ( ₹0 + GST )
NA
Age Criteria
21-60 years
Salary Criteria
5 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Point = ₹0.40
Redemption Options
You can redeem you points here
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet Loads
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges (Late Fee
dishonored cheque charges
transaction charges & etc)
Payments made using standard instructions
For Spends Waiver
Rent Payment
Fuel Spends
Insurance Payments
EMI Spends
ATM Cash Withdrawals
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet Loads
Bank Charges & Fees
All Reversals
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges (Late Fee
dishonored cheque charges
transaction charges & etc)
Payments made using standard instructions
| Structure | Details |
|---|---|
Forex Markups   1.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 1.50% |
APR Fees 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 42% on revolving credit | 3.50% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees A reward redemption handling fee of ₹99 plus applicable GST is charged per redemption request. | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge | 1% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees
| ₹250 |
Cash Payment Fees | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0 - ₹100 | ₹0 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹1000 | ₹350 |
| ₹1001 - ₹10000 | ₹550 |
| ₹10001 - ₹25000 | ₹800 |
| ₹25001 - ₹50000 | ₹1100 |
| ₹50001 - and above | ₹1300 |
TOP USPs
Earn Up To 6X Rewards on Every ₹100 Spent
with slab-based accelerated reward points and a maximum cash redemption of 5,000 points per calendar month
Get Free Movie Tickets on BookMyShow
with 1 complimentary ticket up to ₹500 every 6 months in a calendar year
Apply Now