3.5 from 321 Users

You will automatically receive 2 Jewels
on eligible spends of ₹100 and more; 5 Jewels = ₹1; max 15,000 Jewels per billing cycle
You can avail 10 Jewels on every ₹100 spent
choose Shopping as your booster category; capped at 15,000 Jewels per cycle and governed by MCC
You can avail 1 domestic lounge access every 3 months
opt for Travel as your booster to earn on flights/hotels/booking portals; MCC-based; capped at 15,000 Jewels each cycle
Earn 2% cashback on UPI spends
in the selected category (shopping, travel, or dining), and 0.4% on all other UPI & card spends
Joining Fees
₹0 ( ₹0 + GST )
N/A
Annual Fees
₹0 ( ₹0 + GST )
N/A
See if you are eligible for this card
Rewards Conversion Rate
1 Jewels = ₹0.20
Redemption Options
This is a cashback card, the cashback value is adjusted in your monthly statement.
To check redemption catalogue
N/A
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Utility bills
Wallet/prepaid/gift card loads
Voucher purchases
EMI transactions
Government payments
Insurance
Rent payments
Education/tuition fees
Payments to financial institutions
Gambling
betting
lottery
Religious/political organizations
Money transfers
Foreign currency/crypto
Cash advances
Card fees & penalties.
For Spends Waiver
Rent payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions - Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups A forex markup fee of 2% is charged on every international transaction. The fee is levied at the time of settlement and is added to the next billing statement | 2% |
APR Fees An interest rate of 3.75% per month (equivalent to 45% per annum) is charged on outstanding amounts if the total bill is not paid by the payment due date | 3.75% |
ATM Withdrawl | |
Reward Redemption Fees | |
Link for all T&Cs | Click Here |
Railway Surcharge | |
Rent Payment Fees | |
Cheque Payment Fees fee of ₹100 is charged for payments made via cheque. The fee is added to the next billing statement | ₹100 |
Cash Payment Fees A fee of ₹100 is charged for payments made in cash. The fee is added to the next billing statement | ₹100 |
| Late Payment Fees | Amount Due |
|---|
TOP USPs
You will automatically receive 2 Jewels
on eligible spends of ₹100 and more; 5 Jewels = ₹1; max 15,000 Jewels per billing cycle
You can avail 10 Jewels on every ₹100 spent
choose Shopping as your booster category; capped at 15,000 Jewels per cycle and governed by MCC
Apply Now