Jupiter Edge Credit Card

Best For

Shopping

Joining/Annual Fees

Joining Fees

₹0 ( ₹0 + GST )

N/A

Annual Fees

₹0 ( ₹0 + GST )

N/A

Eligibility

Age Criteria

21-65 years

Salary Criteria

6 LPA

Credit Rating*

720+

See if you are eligible for this card

How to redeem?

Rewards Conversion Rate

1 Jewels = ₹0.20

Redemption Options

This is a cashback card, the cashback value is adjusted in your monthly statement.

To check redemption catalogue

N/A

All Card Benefits

All Benefits

Earn 2 Jewels per ₹100 spent on eligible transactions. 5 Jewels = ₹1. Rewards are capped at 15,000 Jewels (₹3,000) per billing cycle
Earn 10 Jewels per ₹100 (2% cashback) on one selected booster category – Shopping, Food or Travel
Earn 2% cashback on eligible UPI Credit Card transactions made through the Jupiter UPI app (Scan & Pay, Collect, Intent), subject to MCC eligibility and in-app terms
Jewels can be redeemed on the Jupiter App for cash, statement credit, brand vouchers or digital gold. Redemption and earning of Jewels is allowed only when the Minimum Amount Due is paid

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Fuel

Utility bills

Wallet/prepaid/gift card loads

Voucher purchases

EMI transactions

Government payments

Insurance

Rent payments

Education/tuition fees

Payments to financial institutions

Gambling

betting

lottery

Religious/political organizations

Money transfers

Foreign currency/crypto

Cash advances

Card fees & penalties.

For Spends Waiver

Rent payment

Fuel

Insurance

EMI Transactions

Cash Withdrawals

Jewellery

School & Educational Services

Government related transactions

Wallet transactions - Load money

Fees

GST charges

All Reversals

Gambling

Tolls

Security Broker Services

Charity

Railways

Utility Bill Payments

Balance Transfer

Financial Charges

Bank Fee Structure

Structure	Details
Forex Markups 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. Examples (3.5%): ₹100 → ₹3.5 ₹1,000 → ₹35 ₹10,000 → ₹350 ₹1,00,000 → ₹3,500	3.50%
APR Fees An interest rate of 3.75% per month (equivalent to 45% per annum) is charged on outstanding amounts if the total bill is not paid by the payment due date	3.75%
ATM Withdrawl	N/A
Reward Redemption Fees No fee is charged when redeeming reward points on this card.	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway tickets	1%
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges	1%
Cheque Payment Fees No cheque payment fee is charged	N/A
Cash Payment Fees A fee of ₹100 is charged for payments made in cash. The fee is added to the next billing statement	₹100

Late Payment Fees 5% of outstanding \| Min ₹250 \| Max ₹2,000	Amount Due