Kotak Delight Platinum Credit Card
3 from 231 Users
3 from 231 Users
10% Cash-Back on Movies
• Spend ₹10,000 on non-entertainment categories to earn 10% cashback on movies every month.
10% Cash-Back on Dining
• Spend ₹10,000 on non-dining categories to earn 10% cashback on dining (stand-alone outlets) every month.
Fuel
Online Food Ordering
Dining
Travel
Joining Fees
₹2,359 ( ₹ 1999 + GST )
Nil
Annual Fees
₹353 ( ₹299 + GST )
Nil
Age Criteria
21-65 years
Salary Criteria
6 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, the cashback value is adjusted in your monthly statement.
To check redemption catalogue
N/A
All Benefits
• 10% Cash-Back on dining & movies, fuel surcharge waiver, milestone benefits, and add-on card options.
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
EMI Transactions
Cash Withdrawals
Wallet Transactions - Load Money
GST Charges
All Reversals
Gambling
Railways
Utility Bill Payments
Rent Payments
Insurance
Jewellery
School & Educational Services
Government related transactions
Tolls
Security Broker Services
Charity
Balance Transfer
Financial Charges
For Spends Waiver
Fuel
EMI Transactions
Cash Withdrawals
Wallet Transactions - Load Money
GST Charges
All Reversals
Gambling
Railways
Utility Bill Payments
Rent Payments
Insurance
Jewellery
School & Educational Services
Government Related Transactions
Tolls
Security Broker Services
Charity
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.5% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 42%
| 3.5% |
ATM Withdrawl ₹300 per ₹10,000 withdrawa | 3% |
Reward Redemption Fees | N/A |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees
| N/A |
Cash Payment Fees ₹110 cash payment fee per deposit | ₹100 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹500 | ₹100 |
| ₹501 – ₹10,000 | ₹500 |
| Above ₹10,000 | ₹700 |
TOP USPs
10% Cash-Back on Movies
• Spend ₹10,000 on non-entertainment categories to earn 10% cashback on movies every month.
10% Cash-Back on Dining
• Spend ₹10,000 on non-dining categories to earn 10% cashback on dining (stand-alone outlets) every month.
Apply Now