4 from 423 Users
Instant Discount Of 7.5%
on all spends done across Myntra Platforms and avail a maximum discount of ₹750 per transaction
Earn Unlimited 1.25% Cashback
on spends across all other online and offline merchants
Shopping
Online Food Ordering
Travel
Joining Fees
₹590 ( ₹500 + GST )
N/A
Annual Fees
₹590 ( ₹500 + GST )
₹ 2,00,000 spends in the previous year
Age Criteria
21-65 years
Salary Criteria
3.5 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
N/A
Redemption Options
This is a cashback card, the cashback value is adjusted in your monthly statement.
To check redemption catalogue
N/A
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
EMI Transactions
Cash Withdrawals
Wallet Load Transactions
Insurance
Government Payments
Rent Payments
Utility Bill Payments
School & Educational Services
Gambling
Tolls
Charity
Railways
Jewelry Purchases
Balance Transfers
Financial Charges
For Spends Waiver
Fuel
EMI Transactions
Cash Withdrawals
Wallet transactions Load money
Insurance
Rent payments
Utility Bill Payments
School & Educational Services
Gambling
Tolls
Charity
Railways
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.70% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 44.40%
| 3.70% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals. | 1.80% |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees 2% or ₹500, whichever higher | ₹500 |
Cash Payment Fees | ₹100 |
| Late Payment Fees | Amount Due |
|---|---|
| ₹0-₹100 | ₹0 |
| ₹100 - ₹500 | ₹100 |
| ₹501 - ₹5000 | ₹500 |
| ₹5001 - ₹10000 | ₹600 |
| ₹10001 - ₹25000 | ₹800 |
| ₹25001 - ₹50000 | ₹1,000 |
| Above ₹50000 | ₹1,200 |
TOP USPs
Instant Discount Of 7.5%
on all spends done across Myntra Platforms and avail a maximum discount of ₹750 per transaction
Earn Unlimited 1.25% Cashback
on spends across all other online and offline merchants
Apply Now