3.5 from 542 Users
Earn POPcoins on Every Transaction
with accelerated rewards of 10 POPcoins per ₹100 online and 2 POPcoins per ₹100 on other spends
Get 5 free Blinkit Deliveries
as a joining benefit to save on your everyday grocery shopping
Joining Benefits Worth Over ₹5,000
including Zomato Gold, PharmEasy Plus, Blinkit, Cleartrip, Rapido and Cult Sport offers
Shopping
Online Food Ordering
Grocery Shopping
Travel
Joining Fees
₹0 ( ₹0 + GST )
N/A
Annual Fees
₹0 ( ₹0 + GST )
N/A
Age Criteria
21-60 years
Salary Criteria
3 LPA
Credit Rating*
720+
See if you are eligible for this card
Rewards Conversion Rate
1POPcoin = ₹0.10
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel
Insurance
EMI Transactions
Cash Withdrawals
Jewellery
School & Educational Services
Government related transactions
Wallet transactions - Load money
Fees
GST charges
All Reversals
Gambling
Tolls
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Fuel spends
EMI transactions
Purchases converted to EMI post facto
Wallet loading transactions
Purchase of jewelry items
Cash advances
Payment of outstanding balances
Payment of card fees and other card charges
Rental payments
Government services
Insurance services
Education services.
| Structure | Details |
|---|---|
Forex Markups   3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.50% |
APR Fees 3.99% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 47.88% | 3.99% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable). | 2.50% |
Reward Redemption Fees No fee is charged when redeeming reward points on this card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge Surcharge on booking or cancelling railway tickets will be levied as prescribed by IRCTC or Indian Railways and may vary based on their applicable charges. | As prescribed by IRCTC / Indian Railways |
Rent Payment Fees 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees ₹100 per cheque returne | ₹350 |
Cash Payment Fees ₹100 for each cash payment made at the branch or ATM | ₹100 |
| Late Payment Fees An additional Late Payment Charge of ₹100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared | Amount Due |
|---|---|
| ₹0–₹100 | ₹0 |
| ₹101–₹500 | ₹100 |
| ₹501–₹5000 | ₹400 |
| ₹5001–₹20000 | ₹500 |
| Above ₹20001 | ₹700 |
TOP USPs
Earn POPcoins on Every Transaction
with accelerated rewards of 10 POPcoins per ₹100 online and 2 POPcoins per ₹100 on other spends
Get 5 free Blinkit Deliveries
as a joining benefit to save on your everyday grocery shopping
Apply Now