RBL Platinum Maxima Plus Credit Card
4 from 543 Users
4 from 543 Users
Get 10,000 Reward Points
as welcome benefit when you use the card within 30 days and pay the joining fee on time.
Milestone & Bonus Rewards
are awarded when you spend ₹2L, ₹3.5L, and ₹5L annually, with 10,000 reward points for each milestone.
Shopping
Dining
Grocery Shopping
Travel
Joining Fees
₹0 ( ₹0 + GST )
N/A
Annual Fees
₹2,950 ( ₹2500 + GST )
N/A
Age Criteria
21-65 years
Salary Criteria
6 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Point = ₹0.25
Redemption Options
To check redemption catalogue
All Benefits
• Earn 2 Reward Points per ₹100 spent on regular purchases (excluding specific categories).
• Earn 10 Reward Points per ₹100 on dining, entertainment, grocery, and international purchases (up to 1,000 Reward Points/month).
• Milestone rewards: 10,000 Reward Points on annual spends of ₹2L, ₹3.5L, and ₹5L respectively (total up to 30,000 points/year, excluding select merchant categories).
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Rent Payment
Fuel Spends
Railways
Utility Bill Payments
Real Estate/Rental
Wallet Transactions
Insurance Payments
Quasi-cash
Education Spends
Government-related Transactions
Contracted Services
ATM Cash Withdrawals
Miscellaneous
For Spends Waiver
Rent Payment
Fuel Spends
Railways
Utility Bill Payments
Real Estate/Rental
Wallet Transactions
Insurance Payments
Quasi-cash
Education Spends
Government-related Transactions
Contracted Services
ATM Cash Withdrawals
Miscellaneous
| Structure | Details |
|---|---|
Forex Markups   3.5% Forex Markups are levied if you use your card to make payment in any currency other than INR. This fee will be levied if you shop on any ecomerce website which accepts payment in currency other than INR or if you make a payment outside of India using a POS. Below mentioned table gives forex markup for most common spends | 3.5% |
APR Fees 3.99% monthly fee. Credit cards allow you for a interest free payment period of 20-55 days. However, if you fail to make payment for your statement in due time then bank starts charging interest. A simple way to avoid heavy interest rates over long time is to convert your large spends in EMIs. Normally bank charges 16% p.a interest on EMIs however if you fail to pay in time then annual interest can reach upto 47.88%
| 3.99% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees A reward redemption fee of ₹99 is charged for each redemption | ₹99 |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees Dishonour Fee Auto Debit Reversal-Bank Account out of Funds INR 500 for all RBL Bank Credit | N/A |
Cash Payment Fees ₹100 cash payment fee per deposit | ₹100 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹40 | ₹5 |
| ₹41 - ₹100 | ₹10 |
| ₹101 - ₹500 | ₹100 |
| ₹501 - ₹5,000 | ₹500 |
| ₹5,001 - ₹10,000 | ₹750 |
| ₹10,001 - ₹25,000 | ₹950 |
| ₹25,001 - ₹50,000 | ₹1,100 |
| ₹50,000 and above | ₹1,300 |
TOP USPs
Get 10,000 Reward Points
as welcome benefit when you use the card within 30 days and pay the joining fee on time.
Milestone & Bonus Rewards
are awarded when you spend ₹2L, ₹3.5L, and ₹5L annually, with 10,000 reward points for each milestone.
Apply Now