3.9 from 336 Users

Get 4,000 Reward Points as a Welcome Benefit
on payment of annual fee and spends of INR 2,000 within 30 days of card issuance
Get 12 Reward Points on all Online Spends
with a maximum cap of 800 reward points per month
Get 1+1 Movie Tickets on BookMyShow
once a month with a value up to INR 200
Joining Fees
₹1,179 ( ₹999 + GST )
Get 4,000 Reward Points
Annual Fees
₹1,179 ( ₹999 + GST )
The annual fee is waived if you spend ₹1 lakh or more in a year on your card, as per bank policy.
See if you are eligible for this card
Rewards Conversion Rate
1 reward point = ₹0.25
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel
Insurance
Government Payments
Utility Bills
EMI Conversions
For Spends Waiver
Fuel
Insurance
Government Payments
Utility Bills
EMI Conversions
| Structure | Details |
|---|---|
Forex Markups 3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 3.5% |
APR Fees Finance charges of 3.75% per month (47.88% per annum) apply on unpaid outstanding balances until the amount is fully repaid | 3.99% |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card | 2.5% |
Reward Redemption Fees ₹99 + GST will be Charged Reward Redemption | ₹99 + GST |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees | N/A |
Cash Payment Fees ₹250 cash payment fee per deposit | ₹100 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 - ₹99 | ₹0 |
| ₹100 - ₹499 | ₹100 |
| ₹500 - ₹4999 | ₹500 |
| ₹5000 - ₹9999 | ₹750 |
| ₹10000+ | ₹1200 |
TOP USPs
Get 4,000 Reward Points as a Welcome Benefit
on payment of annual fee and spends of INR 2,000 within 30 days of card issuance
Get 12 Reward Points on all Online Spends
with a maximum cap of 800 reward points per month
Apply Now