Axis SpiceJet Bank Voyage Credit Card
3.5 from 1000 Users
3.5 from 1000 Users
Instant Welcome Reward
enjoy flight vouchers worth ₹1500 and exclusive discounts on your first SpiceJet booking after signing up.
Complimentary SpiceClub Membership
get VIP treatment for free with a 1-year SpiceClub membership – enjoy perks like priority check-ins and extra baggage.
Fuel
Shopping
Online Food Ordering
Travel
Utility Bills
Joining Fees
₹885 ( ₹750 + GST )
Joining fee is offset through a ₹1,500 SpiceJet flight voucher on completing 2 eligible transactions within 30 days of card issuance.
Annual Fees
₹885 ( ₹750 + GST )
N/A
Age Criteria
18-70 years
Salary Criteria
2.5 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 SC Point = ₹0.50
Redemption Options
Redeem SC Points only within SpiceJet — for flight fares and eligible add-ons (meals, seats/SpiceMax, baggage, etc.) at checkout
To check redemption catalogue
All Benefits
• Earn 3 SC Points for every ₹200 spent on other domestic & international retail transactions (excluding fuel, wallet loads, EMI) under this co‑brande
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Transactions
Wallet Loads
EMI Transactions
Insurance Premiums
Government Payments
Educational Fees
Gift Cards and Vouchers
For Spends Waiver
Fuel Payment
Milestone Benefits
| Structure | Details |
|---|---|
Forex Markups   3.50% Forex Markups are levied if you use your card to make payments in any currency other than INR. This fee will be charged when you shop on any website that bills you in a foreign currency or if you pay outside India using a POS machine. (If a merchant abroad charges you in INR via DCC, banks also levy a separate DCC markup; always choose to pay in the local currency.) | 3.5% |
APR Fees Finance charges are 3.75% per month (~55.55% p.a.) on revolved balances and on cash advances from the transaction date. If you pay less than the Total Amount Due, interest applies to the unpaid balance and to new purchases until you clear the full dues. No interest-free period on cash withdrawals. GST is levied on interest and fees. | 3.75 |
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable) | 2.5% |
Reward Redemption Fees | N/A |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.8% is applied to transactions made for booking railway tickets | 1.8% |
Rent Payment Fees A surcharge fee of 1% applies on rental transactions made using the credit card | 1% |
Cheque Payment Fees A fee of 2% of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal | 2% |
Cash Payment Fees ₹175 cash payment fee per deposit | ₹175 |
| Late Payment Fees Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared | Amount Due |
|---|---|
| ₹0 – ₹500 | ₹0 |
| ₹501 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹750 |
| Above ₹10,000 | ₹1,200 |
TOP USPs
Instant Welcome Reward
enjoy flight vouchers worth ₹1500 and exclusive discounts on your first SpiceJet booking after signing up.
Complimentary SpiceClub Membership
get VIP treatment for free with a 1-year SpiceClub membership – enjoy perks like priority check-ins and extra baggage.
Apply Now