1. Home
  3. Card Listing

  5. Card Details

Standard Chartered Manhattan Platinum Credit Card

3 from 381 Users

All Card USPs

Get 5% Cashback on Grocery, Supermarket

and departmental store spends with minimum transaction of ₹1,000 up to ₹500 cashback per month and up to ₹150 cashback per transaction

Get 3X Reward Points on all Other Spends

with 3 reward points for every ₹150 spent Redeem Reward Points on the 360 Degree Rewards portal for products

Best For

Shopping

Grocery Shopping

Joining/Annual Fees

Joining Fees

₹1,179 ( ₹999 + GST )

No Joining Fee Offset

Annual Fees

₹1,179 ( ₹999 + GST )

The annual fee is waived if you spend ₹1.2 lakh or more in a year on your card, as per bank policy

Eligibility

Age Criteria

21-65 years

Salary Criteria

3 LPA

Credit Rating*

720+

See if you are eligible for this card

Pin Code*

​

Monthly In Hand Income*

​₹
​

Income Type*

Salaried
Self

How to redeem?

Rewards Conversion Rate

1 RP = ₹0.25

Redemption Options

  • 360 Degree Rewards portal

To check redemption catalogue

Click Here

All Card Benefits

All Benefits

  • 5% cashback on groceries, supermarkets and departmental stores (Minimum transaction ₹1,000)
  • Maximum cashback of ₹150 per transaction
  • Maximum cashback of ₹500 per statement cycle
  • 3 reward points per ₹150 spent on all other categories
  • Cashback redeemable on minimum accumulated balance of ₹1,500
  • Cashback redemption allowed in multiples of ₹500
  • Minimum 500 reward points required for redemption
  • Rewards redeemable via 360 Degree Rewards portal against catalogue products/vouchers
  • Cashback and rewards not applicable on cash withdrawals, fees, finance charges or disputed transactions

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Cash withdrawals

EMIs

Cash advances

Loans

Finance charges

For Spends Waiver

Cash withdrawals

EMIs

Cash advances

Loans

Finance charges

Bank Fee Structure

StructureDetails
Forex Markups

3.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
Examples (3.5%):
₹100 → ₹3.5
₹1,000 → ₹35
₹10,000 → ₹350
₹1,00,000 → ₹3,500

3.5%
APR Fees

Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid

3.75%
ATM Withdrawl

3% of the withdrawn amount is charged on cash advances using the credit card 

3%
Reward Redemption Fees

A fee of ₹99 is charged towards handling and courier charges for redemption of reward points

₹99
Link for all T&Cs
Click Here
Railway Surcharge

A surcharge of ₹25 or 2.5% is applied to transactions made for booking railway tickets

2.5%
Rent Payment Fees

A surcharge fee of 1% applies on rental transactions made using the credit card

1%
Cheque Payment Fees

A fee of ₹100 of the payment amount  is levied for cheque return, cheque dishonour, or auto-debit reversal

₹100
Cash Payment Fees

₹299 cash payment fee per deposit

₹299
Late Payment Fees

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

Amount Due
₹0 - ₹100 ₹0
₹101 - ₹500 ₹100
₹501 - ₹5,000 ₹500
₹5,001 - ₹10,000 ₹700
Above ₹10,000 ₹1200

Apply for this card

TOP USPs

Get 5% Cashback on Grocery, Supermarket

and departmental store spends with minimum transaction of ₹1,000 up to ₹500 cashback per month and up to ₹150 cashback per transaction

Get 3X Reward Points on all Other Spends

with 3 reward points for every ₹150 spent Redeem Reward Points on the 360 Degree Rewards portal for products

Apply Now