4 from 653 Users
Enjoy Unlimited Domestic And International Airport Lounge
Access via Priority Pass across 1,400+ lounges in 145+ countries for both primary and add-on cardholders
Earn 2% Reward Points On Domestic Spends And 2.5%
On International Spends on eligible transactions using the card
Shopping
Dining
Travel
Joining Fees
₹23,600 ( ₹20000 + GST )
No welcome benefit is provided to offset the joining fee.
Annual Fees
₹23,600 ( ₹20000 + GST )
The annual fee is waived if you spend ₹25 lakh or more in a year on your card, as per bank policy.
Age Criteria
21-65 years
Salary Criteria
24 LPA
Credit Rating*
750+
See if you are eligible for this card
Rewards Conversion Rate
1 Reward Point = ₹0.40
Redemption Options
To check redemption catalogue
All Benefits
You will not earn points / cashback on spends in the following categories
For Points / Cashback Earnings
Fuel Spends
Cash Advances
Bank Charges & Fees
Interest Charges
Goods & Services Tax (GST)
EMI Spends
Transactions that are reversed
Rent Payment
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
For Spends Waiver
Fuel Spends
Cash Advances
Bank Charges & Fees
Interest Charges
Goods & Services Tax (GST)
EMI Spends
Transactions that are reversed
Rent Payment
Insurance Payments
Jewellery Purchases
Education Spends
Government-related Transactions
Wallet transactions
Load Money
Gambling Transactions
Toll Payments
Security Broker Services
Charity
Railways
Utility Bill Payments
Balance Transfer
Financial Charges
| Structure | Details |
|---|---|
Forex Markups   1.49% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency. | 1.49% |
APR Fees Finance charges of 3.75% per month (45% per annum) apply on unpaid outstanding balances until the amount is fully repaid. | 3.75% |
ATM Withdrawl No ATM withdrawal fee for Times Black ICICI Bank Credit Card. | Not Applicable |
Reward Redemption Fees No reward redemption fee is applicable for Times Black ICICI Bank Credit Card. | Not Applicable |
Link for all T&Cs | Click Here |
Railway Surcharge A surcharge of 1.80% is applied to transactions made for booking railway tickets.₹10 is charged per transaction for bookings via IRCTC | 1.80% |
Rent Payment Fees A surcharge fee of 1% applies on rent payment transactions made using the credit card, subject to applicable GST and platform charges | 1% |
Cheque Payment Fees A fee of ₹150 is levied for cheque return, cheque dishonour, or auto-debit reversal | ₹150 |
Cash Payment Fees ₹150+ taxes will be charged for all payments done via Cash | ₹150 |
| Late Payment Fees An additional Late Payment Charge of ₹100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared | Amount Due |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1100 |
| Above ₹50,000 | ₹1300 |
TOP USPs
Enjoy Unlimited Domestic And International Airport Lounge
Access via Priority Pass across 1,400+ lounges in 145+ countries for both primary and add-on cardholders
Earn 2% Reward Points On Domestic Spends And 2.5%
On International Spends on eligible transactions using the card
Apply Now