YES Bank MARQUÉE Credit Card – 1% Forex, 4.5% Online Rewards

Best For

Shopping

Travel

Utility Bills

Joining/Annual Fees

Joining Fees

₹11,799 ( ₹9999 + GST )

40,000 YES Rewardz Points as Joining Benefit

Annual Fees

₹5,899 ( ₹4999 + GST )

The annual fee is waived if you spend ₹10 lakh or more in a year on your card, as per bank policy.

Eligibility

Age Criteria

21-60 years

Salary Criteria

36 LPA

Credit Rating*

750+

See if you are eligible for this card

How to redeem?

Rewards Conversion Rate

1 Reward points = ₹0.25

Redemption Options

Flights & Hotels booking
Gift Vouchers
Merchandies

To check redemption catalogue

All Card Benefits

All Benefits

Unlimited International airport lounge access
1% forex markup
Buy 1 Get 1 on BookMyShow movie tickets
purchase protection on mobile & electronics
complimentary ETPrime subscription
Rewards on rent / utility / insurance categories

Bank Exclusions

You will not earn points / cashback on spends in the following categories

For Points / Cashback Earnings

Fuel

Government spends

Wallet loads

Rent

For Spends Waiver

Fuel

Government spends

Wallet loads

Rent

Bank Fee Structure

Structure	Details
Forex Markups 1% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (1%): ₹100 → ₹1 ₹1,000 → ₹10 ₹10,000 → ₹100 ₹1,00,000 → ₹1,000	1%
APR Fees Finance charges of 2.99% per month (35.88% per annum) apply on unpaid outstanding balances until the amount is fully repaid	2.99%
ATM Withdrawl 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable)	2.5%
Reward Redemption Fees Not Applicable Reward Redemption Comment: No fee is charged when redeeming reward points on this card	Not Applicable
Link for all T&Cs	Click Here
Railway Surcharge A surcharge of 1% is applied to transactions made for booking railway ticket	1%
Rent Payment Fees A surcharge fee of ₹199 + GST applies on rental transactions made using the credit card	₹199
Cheque Payment Fees A fee of ₹450 of the payment amount is levied for cheque return, cheque dishonour, or auto-debit reversal	₹450
Cash Payment Fees A fee of ₹100 + GST applies on cash payments made at YES Bank branches	₹100

Late Payment Fees Additionally, a charge of ₹100 will be levied if the Minimum Amount Due (MAD) remains unpaid for two consecutive billing cycles. This ₹100 charge will continue for every cycle until the MAD is cleared.	Amount Due
₹0 - ₹100	₹0
₹100 - ₹500	₹150
₹500 - ₹5000	₹500
₹5000 - ₹20,000	₹750
₹20,000 and above	₹1000