Best Value
- On booking movie tickets every month
- When you travel frequently on trains
What We Love
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- Reward points never expire
- Interest Free cash withdrawal from any Bank's ATM
- Complimentary Railway lounge visits (4 per quarter)
- Regular discounts on movie tickets
- Personal Accident Cover and Lost Card Liability Cover
- 15% discount across 3,000+ health and wellness outlets
Fees and List of All charges
- Joining Fees: Nil
- Annual Fees: Nil
- Interest rate: 0.75-3.5% per month
- Cash Withdrawal charges: Rs 250 per transaction
- Card Replacement charges: Rs 100
How to redeem IDFC First points?
- Visit the IDFC First Bank reward redemption portal
- Click on 'Redeem Points'
- Choose from the list of brands
- Add to Cart according to your point balance and checkout after verifying all details
Terms and Conditions
Eligibility Criteria
- Income group: Rs 25,000 and above
- Age group: 18-70 years
- Available across major cities in India
Documents needed
- PAN Card/Form 60
- Colour photograph
- Address proof
- ID Proof
- Income proof
What We Don't Like
- No reward points on insurance and fuel
- Reward rates are slightly lower than class-leading alternatives