Flipkart Axis Bank Credit Card is a co-branded card and is one of the best cashback
credit cards in the Indian market to save on every online transaction. As the name
suggests, it is launched in partnership with Flipkart, a renowned eCommerce
platform. It opens the door to the world of cashback, and rewards its customers with
limitless benefits on transactions made on Flipkart and its partner retailers across
categories, including travel, retail, entertainment, and lifestyle.
Features and Benefits of Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card brings you a wide range of cashback and discounts on a
wide range of merchants. Some of the exclusive benefits you can get your hands on
are:
Welcome benefits
This card comes with generous welcome packages amounting to Rs
1,100. You can unlock these benefits by activating your Flipkart Axis
Bank Credit Card. These benefits stand as a great value back for the user. Some of
the welcome benefits include:
- Flipkart voucher worth Rs 500 on the first transaction
- 50% discount up to Rs 100 on the first Swiggy transaction for
new users
- 15% cashback up to Rs 500 on the first credit card transaction on
Myntra
Cashback benefits
Axis Bank credit cards are known for their cashback benefits. With Flipkart Axis Bank
Credit Card, you will get a host of cashback like:
- Myntra and Flipkart: 5%
- Preferred Merchants (Tata Sky, Cleartrip, Tata 1MG, Swiggy, PVR): 4%
- Other online merchants: 1.5%
Note: The cashback will be transferred immediately to your credit
card account without the need for reward/cashback conversion.
Dining benefits
Up to 20% off on over 4,000+ partner restaurants; Axis Bank Flipkart
Credit Card benefits include discounts on indulging in delectable cuisines.
Travel benefits
You can enjoy 4 complimentary domestic lounge visits in a calendar
year with your Axis Bank Flipkart Credit Card. These visits are limited to select
airport lounges in India.
Fuel benefits
You get a 1% fuel surcharge waiver on transactions with your credit
card across all fuel stations in India. This benefit is valid only on transactions
between Rs 400 to Rs 4,000 in every statement cycle.
Fees and Charges of Flipkart Axis Bank Credit Card
| Description |
Charges |
| Joining fees |
Rs 500 |
| Annual/ Renewal fees |
Rs 500 (Waived off on annual spending of over Rs. 2,00,000) |
| Cash withdrawal fees |
2.5% of the cash amount ( Minimum charges- Rs. 500) |
| Card replacement fees |
Rs 100 |
| Late payment fees |
Nil - Total Payment Due is up to Rs. 300
Rs 100 - Total payment due is between Rs 301 to Rs 500
Rs. 500 - Total payment due is between Rs 501 to Rs 1,000
Rs 500 - Total payment due is between Rs 1,001 to Rs 10,000
Rs 750 - Total payment due is between Rs 10,001 to Rs 25,000
Rs 1000 - Total payment due is between Rs 25,001 and 50,000
Rs 1000 - Total payment due is greater than Rs.50,000
|
| Fuel surcharge |
1% |
| Forex markup fees |
3.5% of transaction value |
Eligibility Criteria for Flipkart Axis Bank Credit Card
Learn about the eligibility criteria and make the process much smoother:
- Age: 18 to 70 years for primary card holders
- Nationality: Applicant should either be a Resident of India or
a Non-Resident Indian
- Income: More than Rs 15,000 per month (For salaried
individuals) and Rs 30,000 per month (For Self-employed individuals)
- Occupation: Self-employed and salaried individuals
- Location: You must live and work in one of the serviceable pin
codes listed on Axis Bank's website
Documents required for Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card is an entry-level card that does not require an
extensive document submission. You need to keep the following documents ready:
- Pan Card or Form 60
- 1 Coloured Photograph
- Proof of Income (any of the following):
- Latest payslip
- Form 16
- IT return copy
- Residence Proof (any of the following):
- Passport
- Ration Card
- Electricity bill
- Landline telephone bill
- Identity Proof (any of the following):
- Passport
- Driving licence
- PAN card
- Aadhaar card
Flipkart Axis Bank Credit Card Limit
The credit limit of Flipkart Axis Bank Credit Card is not predefined. It varies with
the credit (CIBIL) score and the income of the applicant. The bank maintains the
right to choose the limit at its discretion.
It is decided during the review and verification of the card application and is
influenced by a variety of factors like CIBIL score, income, existing debt, and
more.
FAQs
Do I get any reward points on Axis Bank Flipkart Credit Card?
No, there are no Flipkart Axis Bank Credit Card reward points. Instead, you get
direct offers with no maximum limit on making transactions through your card.
How can I check my Flipkart Axis Bank Credit card status after applying?
To check the status after applying, you need to connect with Flipkart Axis Bank
Credit Card customer care executives. You can also directly log in to your
account through the official website.
What are the customer care numbers for Flipkart Axis Bank Credit Card?
You can read out to customer care executives by dialling Flipkart Axis Bank
Credit Card toll-free numbers- 1860-419-5555 and 1860-500-5555.
Is Flipkart Axis Bank card lifetime free?
No. Flipkart Axis Bank Credit Card is not lifetime free. You need to pay Rs 500
every year for the card. However, there is an annual fee waiver on spending
above Rs 2,00,000 in a year.
Is the Flipkart Axis Bank card good?
Yes, Flipkart Axis Bank Credit Card is one of the best cashback cards in the
country. It comes with impressive welcome benefits and offers the second-highest
flat cashback rate in the market.
Is Flipkart Axis Credit Card discontinued?
No. Flipkart Axis Credit Card is not discontinued. You can apply for the card via
BankKaro and enjoy hassle-free activation apart from additional rewards.
What is the limit for Axis Bank credit cards in Flipkart?
There is no fixed Flipkart Axis Bank Credit Card limit. It varies on the basis of
the CIBIL score of the applicant and other factors.
Can I use Flipkart Axis Bank's credit card offline?
Yes, like any other credit card, you can use Flipkart Axis Bank's credit card
offline. It ensures you get best-in-class benefits with unlimited cashback, both
online and offline transactions.
How can I increase my Axis Bank credit card limit on Flipkart?
To increase your Axis Bank credit card limit on Flipkart, you need to visit the
official Axis bank website and log into your bank account. Then, click on
Accounts> My Credit Cards Accounts> Limit Enhancement. There,
you can check if you are eligible to increase your card limit.
While this is the process, here are some tips that will help you be eligible for
credit limit enhancement.
- Make more transactions through credit card
- Improve your CIBIL score
- Pay card balance on time
How can I activate my Axis Bank credit card through an ATM?
To activate your Axis Bank credit card through ATM, you need to follow the given
process:
Step 1: Insert the card into the ATM
Step 2: Select the “Set PIN” option on the screen
(If you are
a first-time user, you will get an option “Generate OTP” instead of “Set PIN”.
Choose that.)
Step 3: Provide the required details: date of birth, card expiry
date, and registered mobile number
Step 4: Now, enter the OTP or activation code you received.
Step 5: Once done, you will get a screen to set your desired
PIN. On the next screen, you have to re-enter the same PIN for confirmation.
Step 6: A confirmation message will appear on the screen.
